CSPALDING.COM

With an engineering and marketing background, I have an active interest in improving customers' experience through applied technology. The rate of technology and regulatory changes has pushed the payments industry to a point of inflection; Open Banking, Request to Pay, Confirmation of Payee, SWIFT gpi, Ripple, real time payments, PSD2, SEPAInst to name but a few. We have payments-as-a-service, banking-as-a-service and APIs for just about everything; where the Shoreditch fintechs once talked about disruption and dis-intermediation, the conversation is now of collaboration. And with the demand for digital and cross-border commerce booming there really could not be a better time to be engaged in payments.