SHENZHEN X FINANCIAL

X Financial (NYSE: XYF) (the "Company") is a leading online personal finance company in China. The Company is committed to connecting borrowers on its platform with its institutional funding partners. With its proprietary big data-driven technology, the Company has established strategic partnerships with financial institutions across multiple areas of its business operations, enabling it to facilitate loans to prime borrowers under a robust risk assessment and control system... The strong credit performance and underlying insurance/guarantee protection of the loans that the Company facilitates and its proven risk management and credit assessment capabilities enable it to attract a diversified and low-cost funding base to support its growth. We have established a long-term collaboration relationship with institutional funding partners, including banking financial institution partners.

Also known as: Shenzhen X Financial Co., Ltd