PHILIPPINE NATIONAL BANK - Key Persons


Aida M. Padilla

Job Titles:
  • Member of the Management Committee
  • Executive Vice President / Head, Enterprise Services Sector

Analisa I. San Pedro

Job Titles:
  • Member of the Management Committee
  • First Vice President & Chief Audit Executive / Head, Internal Audit Group

Antonio Regala


Celeste Marie V. Lim

Job Titles:
  • Member of the Management Committee
  • First Senior Vice President / Head, Consumer Finance Sector

Cenon C. Audencial

Job Titles:
  • Member of the Management Committee
  • Executive Vice President / Head, Institutional Banking Sector

CHESTER Y. LUY

Job Titles:
  • Director

Damasen Paul C. Cid

Job Titles:
  • Member of the Management Committee
  • Senior Vice President / Head, Digital Innovations Group

Domingo H. Yap

Job Titles:
  • Chairman of the Risk Oversight Committee
  • Independent Director
  • Vice - Chairman of the Risk Oversight Committee
Board Audit and Compliance Committee is responsible for assisting the Board in the performance of its oversight function relating to financial reporting process, systems of internal control, audit process, and monitoring of compliance with applicable laws, rules and regulations. Executive Committee is responsible for the review, discussion, approval and/or endorsement to Board, of the following: (a) management proposals on credit facilities; investment in financial assets; and borrowings and capital raising, updates and reports on credit, transactional, administrative and other matters; and (b) policies, procedures, and manuals of products and services other than personnel policies, as proposed or initiated by Management. It also provides oversight and focus on specific areas to ensure long term viability of the Domestic and Foreign Offices/Subsidiaries consistent with the Parent Bank strategic goals.

Edgar A. Cua - Chairman

Job Titles:
  • Chairman
  • Chairman of the Corporate Governance and Sustainability Committee
  • Independent Director
  • Member of the Executive Committee
  • Member of the PNB Board of Directors
  • Vice Chairman of the Board Audit and Compliance Committee
  • Vice Chairman of the Board Strategy and Policy Committee
  • Non - Voting Member

ESTELITO P. MENDOZA

Job Titles:
  • Director

EUSEBIO V. TAN

Job Titles:
  • Director

Felix Enrico R.

Job Titles:
  • Chairman of the Executive Committee
  • Member of the Board Strategy and Policy Committee
  • Member of the PNB Board of Directors
  • Member of the Risk Oversight Committee
  • Member of the Trust Committee
  • Alfiler - Chairman
  • Alfiler - Member
  • Alfiler - Vice - Chairman

Florido P. Casuela - President

Job Titles:
  • Director
  • Member of the Management Committee
  • President

Francis B. Albalate

Job Titles:
  • Member of the Management Committee
  • Executive Vice President & Chief Financial Officer / Head, Financial Management, Strategy, and Sustainability Sector

Gerry B. Valenciano

Job Titles:
  • Member of the Management Committee
  • President & CEO / PNB Capital and Investment Corp.

Isabelita M. Papa

Job Titles:
  • Chairman of the Board Audit and Compliance Committee
  • Independent Director
Board Strategy and Policy Committee is the governing board committee exercising authority and delegating to management the implementation of the board approved strategic plans and policies. The Committee reviews, evaluates, approves and/or endorses for Board approval the following: new products; amendments to product; marketing programs; and policies, procedures and manuals pertaining thereto. It also performs oversight function on the business plans, initiatives, risk and regulatory compliance. Likewise, it reviews the strategic objectives and business priorities, direction, overall plans, and result areas that relate to the thrusts and programs of the Bank.

Isagani A. Cortes

Job Titles:
  • Member of the Management Committee
  • Executive Vice President & Chief Compliance Officer / Head, Global Compliance Group

Jennifer Y. Ng

Job Titles:
  • Member of the Management Committee
  • Senior Vice President / Head, Marketing Group

Jose German M. Licup

Job Titles:
  • Member of the Management Committee
  • First Senior Vice President

Joy Jasmin R. Santos

Job Titles:
  • Member of the Management Committee
  • Senior Vice President & Chief Trust Officer / Head, Trust Banking Group

Juliet S. Dytoc

Job Titles:
  • Member of the Management Committee
  • First Vice President & Chief Risk Officer / Head, Risk Management Group

Kumar Joseph Gross

Job Titles:
  • Member of the Management Committee
  • President & CEO / Allianz

Leonilo G. Coronel

Job Titles:
  • Chairman of the Executive Committee
  • Director
  • Member of the PNB Board of Directors
  • Vice Chairman

Lucio C. Tan III

Job Titles:
  • Chairman Emeritus
  • Director
  • Vice Chairman of the Board IT Governance Committee

Ma. Adelia A. Joson

Job Titles:
  • Member of the Management Committee
  • First Senior Vice President / Head, Retail Banking Sector

Manuel Antonio G. Lisbona

Job Titles:
  • Member of the Management Committee
  • President & CEO / PNB Securities, Inc.

Manuel C. Bahena Jr.

Job Titles:
  • Member of the Management Committee
  • First Senior Vice President & Chief Legal Counsel / Head, Legal Group

Maria Almasara Cyd

Job Titles:
  • Chairman of the Risk Oversight Committee
  • Independent Director
  • Vice Chairman of the Board Oversight RPT Committee

Maria Paz D. Lim

Job Titles:
  • Member of the Management Committee
  • First Senior Vice President / Corporate Treasurer

Michael Frogozo


Michael G. Tan

Job Titles:
  • Director
Risk Oversight Committee assists the Board in overseeing the risk profile and approves the risk management framework of PNB and its related subsidiaries and affiliate. It is mandated to set risk appetite; approve frameworks, policies and processes for managing risk; and accept risks beyond the approval discretion provided to management. It has the authority to direct management to submit regular reports on current risk exposures on credit, market, interest rate, liquidity, operational, legal, compliance, strategic, reputation, technology, and other areas, as well as to address such risks.

Michael M. Morallos

Job Titles:
  • Member of the Management Committee
  • First Senior Vice President / Head, Information Technology Group

Ms. Emeline C. Centeno

Job Titles:
  • Investor Relations Office

Ms. Joanna Marie L. Aviles

Job Titles:
  • Stockholder Relations Officer

Ms. Ruth Pamela E.

Job Titles:
  • Stockholder Relations Officer

Nanette O. Vergara

Job Titles:
  • Member of the Management Committee
  • First Senior Vice President & Chief Credit Officer / Head, Credit Management Group

Noel C. Malabag

Job Titles:
  • Member of the Management Committee
  • First Senior Vice President / Head, Global Markets Group

Reynaldo C. Burgos

Job Titles:
  • Member of the Management Committee
  • First Senior Vice President / Head, Operations Group

Rizal Victoria


Roberto D. Baltazar

Job Titles:
  • Member of the Management Committee
  • Executive Vice President / Head, Global Banking and Markets Sector

Roland V. Oscuro

Job Titles:
  • Member of the Management Committee
  • First Senior Vice President & Chief Information Security Officer / Head, Enterprise Information & Cybersecurity Group

Rudolf France


Sheila T. Pascual

Job Titles:
  • Chairman of the Trust Committee
  • Director

Socorro D. Corpus

Job Titles:
  • Member of the Management Committee
  • Officer in Charge / Human Resources Group

Vivienne K. Tan

Job Titles:
  • Chairman of the Board IT Governance Committee
  • Director
Board Oversight RPT Committee assists the Board in performing its oversight functions of monitoring and managing potential conflicts of interest of shareholders, Board members, management, and other stakeholders. The Committee oversees the evaluation of related party transactions (RPTs) that present the risk of potential abuse and ensures that the Bank's RPT policy guidelines are effectively implemented. It exercises sound and objective judgment on the RPTs for the best interest of the Bank and sees to it that the processes and approvals are conducted at arm's length basis.

Wilfrido E. Sanchez

Job Titles:
  • Chairman of the Board Oversight RPT Committee
  • Independent Director
  • Member of the Trust Committee
  • Vice Chairman of the Corporate Governance and Sustainability Committee
  • Non - Voting Member

Yolanda M. Albano

Job Titles:
  • Member of the Management Committee
  • President / Allied Integrated Holdings, Inc

Zacarias E. Gallardo - CEO

Job Titles:
  • Assistant to the President
  • CEO
  • Member of the Management Committee