BOE TEXAS - Key Persons


Ariel Carballo

Job Titles:
  • Loan Officer

Christopher Harding

Job Titles:
  • Loan Officer

Cory Rice

Job Titles:
  • Mortgage Banker

David Restrepo

Job Titles:
  • Loan Officer
  • Regional Manager
David was raised in Florida and moved to the beautiful Lone Star State in September of 2006. He began his career in finance in the year 2005, and worked for Citi Bank, Washington Mutual and Chase Bank before joining Bank of England Mortgage as a Sr. Loan officer in 2016. His experience in bank management taught him the importance of exceptional customer service, and he applies that experience to every interaction he has with a client. He loves working with Bank of England Mortgage because as a boutique bank, they have great lending programs that can be tailored to fit each clients needs. I enjoy being part of the process and helping clients get the right financing for their homes.

Erin Waddell

Job Titles:
  • Loan Officer

Holly Zimmerman

Job Titles:
  • Loan Officer
Holly has lived in many cities and moved to Dallas in 2010. After being in the Accounting/Finance field for over 7 years, Holly decided to make a career change and become a Mortgage Loan Officer. Every transaction, and every buyer, are different. Holly believes that passion, dedication, honesty, and creativity are the keys to helping customers reach their financial goals. Excellent communication and prompt customer service set Holly and her team apart from other lenders. Outside of the office, Holly loves spending time with her family and kids, who play competitively in various sports. She enjoys exploring new places with friends and spends most of her summers on the lake or beach! Holly's goal with each client is to make them feel comfortable and confident while guiding them through one of the most significant investments of their lifetime.

Jeffrey Murphy

Job Titles:
  • Loan Officer III

JeRon Allen

Job Titles:
  • Loan Officer III

Jill Bumgarner

Job Titles:
  • Loan Officer

Mandy Gomez

Job Titles:
  • Sales Manager / Sr. Loan Officer

Marcus Lepp

Job Titles:
  • Regional Manager

Meghan Stevenson

Job Titles:
  • Loan Officer
Meghan Stevenson grew up all over the Southeast, having been raised in Georgia, Alabama, Mississippi, and Tennessee, before settling in Texas. She first dove into the financial industry in 2010, working as a Stockbroker and Investment Advisor. She worked for Fidelity Investments for almost 7 years before transitioning to Residential Mortgage Lending. Her analytical mind, attention to detail, exceptional customer service, and natural sales ability has brought her great success. She is honored and grateful to have found her home at Bank of England Mortgage. Meghan loves to spend her free time with her 5 year old daughter.

Nicoleta Adam

Job Titles:
  • Processing Manager
Biography Nicoleta Gabriela Adam was born and raised in Bucharest, Romania, and moved to the states in early 90s. She attended Ohio State University & Cameron University, where she received her Bachelors in Criminal Justice with a minor in foreign languages. She has been in the mortgage business over 16 years and is currently a Sr. Loan Processor with Bank of England Mortgage.

Ross Rhodes

Job Titles:
  • Loan Officer
My name is Ross Rhodes. I relocated to Frisco, Texas from Memphis, Tennessee years back. I graduated from the University of North Texas. My wife and I live in Celina and had our first daughter in July of 2021. I am an avid golfer and have been playing ever since I could walk! I am obsessed with customer service and look forward to helping you purchase or refinance your home!

Shawn Fehily

Job Titles:
  • Branch Manager
Shawn was born near Philadelphia and moved to the DFW area at age 5 with his family. At Marcus High School, Shawn played football on the 5A Texas State Championship team, graduating with honors in 1998. Having applied to only one college, Penn State, and being immediately accepted, Shawn called the dean and asked for a deferment of 1 year in order to work and study in Germany where he became fluent in the German language. During his summers at Penn State, he interned in the mortgage industry, which laid the foundation for his wealth of knowledge in the mortgage world. Upon graduation from Penn State, he accepted a full time position as a loan officer. Now a Branch Manager Loan specialist, Shawn has almost 20 years of high level corporate experience in the home loan industry. He has closed over 250 Million dollars in self-generated loan volume. Shawn loves to enjoy life with his wife, son, dogs, as well as playing an active role in the community. His hobbies include traveling, cooking, and hitting the golf course!

Toby Thurman

Job Titles:
  • Austin Area Market Leader
It's hard to find someone with more experience than Toby. He is a native Texan and has been in the Mortgage & Real Estate Industry in the Austin area for over 36 years. The last 23 of those have been in the mortgage business. Before that, he was the Owner/President of Gracy Title Co. and has previously held a Real Estate License. "His motto is "If I am awake, I am available". He has built his reputation and career on his availability, response time, constant communication with all parties, and "Listening" to his client's needs, goals and wishes. He takes every client's transaction personally and promises to treat you as if you were family. He will be your advocate and use his creativity to provide you with the best loan that is custom designed for your needs and situation." Outside of his career, Toby enjoys spending time with his family, working with his church, and helping his community. He is an avid sports fan and loves traveling, movies, hunting, and Texas Hold'em.