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When thinking of buying a new or used car then you are going to have to give serious thought to car finance options. While you do have plenty of choices and if you are to find the best deal for your circumstances then you need to know all you can about the particular loan you are considering. By going online with a specialist they will give you the information needed and then help you to find the cheapest finance deal... Personal contract purchase (or PCP as it is known) is a very popular choice of car finance. This is due to it having very low repayments each month and the flexibility is has to offer. When taking out this option for buying your car you will pay a deposit and then fixed monthly repayments over a period of time. After the term is up you have the options of paying off what is left on the balance - normally quite a large sum of money called a ‘balloon' payment - or returning the car and paying nothing more... There is also the lease purchase finance option to consider..