CAVENDISH WARE - Key Persons
Aaron joined Cavendish Ware in November 2021 as part of the financial planning team, previous working within the diverse arenas of banking, education and financial planning.
Moving from Plymouth, Aaron previously worked at several Citywire ‘Top 100' firms and has acquired extensive experience collaborating with high caliber individuals, using such exemplary excellence to fuel his aspirations for success. Aaron has developed an aptitude of going ‘above and beyond' for the client, combining patient continuity and an emphatic perspective of the intricate world of finance. He strives to explain complexities in a concise manner, providing clients with a sense of clarity and an element of reassurance that we truly put relationships are the heart of everything we do.
He has completed his level 4 Diploma in Regulated Financial Planning through the CII and is continuing his studies to become a Chartered Financial Planner.
Outside of work, Aaron spends most of his time in the gym or on the racetrack. Coming from a city passionate about football, he is also an avid supporter of Plymouth Argyle and endeavours to attend most of their away fixtures within the southeast region.
Adrian Ware - CEO, Managing Director
Job Titles:
- CEO
- Managing Director
- Member of the Institute of Financial Planning
Adrian is the Managing Director of Cavendish Ware, and is the principle and driving force behind the firm. He was recently recognised by the independent rating agency Citywire as one of the top 100 advisers in the UK.
Adrian has worked in financial services since 1985, after graduating from Leeds University. After initial training at an asset management firm, and then working for a major UK Life Assurance office, in 1990 he moved into the independent financial advice arena with a national firm of Lloyds Insurance brokers. In 1997 he was approached to join Kleinwort Benson Private Bank, where he became Director of Financial Advisory Services. This combined management responsibility with advising key clients of the Bank, both at a corporate and individual level.
Adrian formed Cavendish Ware with a number of colleagues in 2003, as he felt that the provision of financial advice in the UK was becoming increasingly commoditised and transactional in nature, and he wanted to establish a firm that placed client's interests at its core. "I don't believe it is easy for large firms to provide true independent financial advice, as there are too many vested interests. By being a small, boutique adviser, we develop far closer relationships with our clients that last a lifetime".
Adrian is a member of the Institute of Financial Planning and holds the globally recognised Certificate of Financial Planning as well as the Financial Planning diploma. He is a founding member of The Aurora Group, a forum of leading boutique wealth managers in the UK formed to promote the development of truly independent, customer-focused advice.
Adrian is married with three children, lives in Kent, and outside of work he is an active hockey coach, keen skier and member of an "aging rock band". He also admits to being a Spurs fan.
Alison is a strategist and expert in getting things done! She has been working with Cavendish Ware since 2017 to help us deliver our business vision and our promises to our clients.
She brings more than 25 years' practical experience in wealth management. She has held chief operating officer roles for the private banking businesses of Barclays and Schroders. Since 2005 she has worked independently as a consultant to some of the leading players in the industry and also as a director of a number of small and rapidly expanding businesses. This included a 3-year tenure as managing director of Compeer, the business benchmarking and research services provider and 6 years building an independent financial planning business, now integrated into Stonehage Fleming, the leading multi-family office.
She is currently also a Director of The Wisdom Council, a financial services consumer engagement specialist and is passionate about financial education, running a money management education programme at an academy school in South East London.
Outside work, Alison can usually be found in the mountains - walking, skiing, running or just admiring the view.
Amy joined Cavendish Ware in August 2018 after gaining 3 years' experience in the Financial industry at an International Investment Manager.
Amy has now accumulated over 6 years of support staff experience and is beginning her journey as our Client Services Manager. She is an analytical thinker and aims to develop the Client Services team while providing an outstanding service to our clients.
During her spare time Amy enjoys visiting new countries, as well as visiting various music events and festivals!
Anna joined Cavendish Ware in July 2022 as a Financial Planner, she has 5 years industry experience having previously worked at a boutique financial planning firm. She has completed her Level 4 Diploma in Regulated Financial Planning with the CII and is working towards completing the chartered financial planning exams.
In her spare time Anna enjoys reading, going to the theatre and planning her next weekend away.
Cheryl brings a range of skills and experience to Cavendish Ware from her previous roles in the financial industry over the last 20 years. Her experiences outside of this sector shows in her work, bringing many things from her varying fields. She has been in her present position for 4 years.
A seasoned HR and Talent professional for over 25 years, Claire provides a wealth of HR expertise including organisational development and strategy. EWHR was established to help support businesses who may not have a traditional HR function and/or who might need some additional help on a unique pay as you go basis.
As well as an active social life, Claire loves to travel and her favourite destination is always the next one!
David started his career in financial services straight from Kingston Business School in 1997. His journey to Cavendish Ware has taken him to national advice businesses, regional brokerages and boutique wealth management practices where he feels most at home and where he feels the best quality advice and client service can be found. "I am client centric and solution led so for me its the difference between being a client or being a customer".
David's clients have differing backgrounds and experiences but over many years his practice has evolved to serve the needs of barristers, partners in professional practice, senior directors, business owners, ex business owners and members of the medical profession.
David is an accomplished holistic financial planner but one of his key specialisms include Tax Advantaged Investment solutions and planning.
Away from the office David has an obsession with horology, is a big supporter of Irish Rugby and is a long suffering Liverpool fan (although he is at pains to remind us that his ‘thirty year wait is finally over'). David is a big foodie and wine buff, loves movies and tech and has a life long interest and passion for all things ‘shark' related which his son now shares.
David started his career as a financial adviser in 1982 and he was with his last firm for 20 years before moving to Cavendish Ware in 2017.
He still works with many of those clients he acted for 35 years ago. The loyalty his clients give is due to David's overall approach - he makes financial advice accessible, easy to understand, cares about what he does and has the utmost integrity.
David has been passionate in serving his clients well, providing quality financial advice and really looking after them. "I am delighted to be joining Cavendish Ware. Their distinctive focus on putting clients at the forefront of every decision and action was really important to me".
David lives in Buckinghamshire, and has a daughter. In David's spare time, he cooks, loves travel, follows the ups and downs of Arsenal, has played five decades of ‘Old Boys' football, skis, cycles and finally to round off his day, he practices yoga.
Debbie joined Cavendish Ware in February 2018 as our Operations Manager having spent 13 years in Financial Services.
In 2021 she accepted the role of Practice Manager, and will be focusing on the core business infrastructures, company compliance and regulatory oversight.
Outside of the office Debbie is kept busy with her two sons, who give her an excuse to watch endless Disney films. When not watching Moana Debbie can be found down her allotment getting her hands dirty and enjoying the peace and quiet!
Job Titles:
- Business Development Support
Ellie joined Cavendish Ware's Client Support Team in August 2021 with four years' experience working in Financial Services and Wealth Management.
In January 2024, Ellie was promoted to Business Development Support. In her new role, she is working on projects and looking into Business Development through MI, Power BI and additional initiatives with the Advisers and Senior Management Team.
Ellie has obtained a Level 2 Certificate in Providing Financial Services & Customer Service as well as Level 3 Introduction to Securities and Investments through the CISI.
Outside of work Ellie enjoys socialising with friends and planning her next trip abroad.
Emma began her career in financial services in 1994 after deciding a career in art wasn't for her. Her wealth management journey began in retail banking, but she later moved into private banking and wealth management after gaining some tax experience working for a large accountancy firm. She has extensive experience in both the personal and corporate advice arena.
Emma is passionate about holistic financial planning and prides herself on leading individuals, families, and businesses through their own personal life journey.
She is delighted to have joined Cavendish Ware so that she can continue to provide a highly personalised service to clients.
In her spare time, she likes to walk across the North Downs and is often spotted rambling through her local nature reserve with her cat Dave who adopted ‘her' during lockdown.
Greg joined the financial services industry in 1989 and has been an Independent Financial Advisor since 1994. He first met Adrian in 1997 but it took until 2010 for him to join Cavendish Ware. In the meantime he was a director at UBS Wealth Management throughout the very interesting late noughties and before that an advisor at a highly respected IFA firm.
As both a Director and shareholder at Cavendish Ware, he is absolutely committed to the financial planning process. "Advising a client on their funds in isolation is completely pointless unless there is a mutual understanding of the reasons to invest. By that I mean we need to explore and agree what their future looks like and how we are going to get the client there."
Away from the office Greg was, back in the day, a drummer in a very unsuccessful band. He stopped playing at age 17 to have a bit of a break. In 2006 he came out of retirement to reform a band with Adrian. International fame still awaits the pair of them!
Greg is a huge cricket fan, and Spurs supporter, a comical skier and his golf still hasn't improved. He will also be very happy to remind you that Scotland remain the reigning 5 Nations rugby champions.
Job Titles:
- Financial Adviser
- Chartered Financial Planner
Hana joined the Cavendish Ware Advisory team in September 2022, she has 5 years industry experience, having previously worked as financial advisor at Succession Wealth. Prior to this, Hana graduated from the University of Birmingham with a first-class degree in Business Management and has always had a keen interest in business, finance and helping people.
Hana takes pride in understanding each of her client's ambitions, needs and worries. Identifying and articulating these in their own words is an important first step. Once clarity and mutual understanding is achieved, Hana creates a bespoke financial plan that focuses on working towards these goals, re-focussing and adjusting these each year. This knowledge helps Hana form long-lasting partnerships built on trust and genuine care for her clients.
Hana is a Chartered Financial Planner, she holds the Level 6 Advanced Diploma in Regulated Financial Planning and is working towards her Fellowship Status. Her background gives her the perfect mix of technical knowledge, inter-personal and organisational skills to enable her to listen to her client's needs and develop effective long-term planning solutions to improve their financial wellbeing.
In her spare time, Hana enjoys keeping fit by playing netball, attending a variety of hellish gym classes around the City and being part of CW's very own ‘ lunchtime run club'. On weekends, she can be found socialising with friends and planning her next trip away.
Jack has worked in the Financial advice industry since the age of 16. He has experience working for global banking groups as well as smaller boutique planning firms.
Jack has also worked in nearly all areas of Cavendish Ware and is currently a member of the Advisory team, whilst also managing his own team.
In his down time, Jack enjoys spending quality time with his young family and also indulging in his many sporting interests.
Having graduated from Canterbury University in Accounting, Finance & Business Administration, Jenny came straight into the financial service industry, initially working for a leading product provider. She quickly moved into the advisory space, and has worked in leading advisory firms based in London.
Jenny joined Cavendish Ware in 2014, bringing with her a depth of technical knowledge and experience, together with a lovely combination of organisational and inter-personal skills. Jenny joined the Cavendish Ware advisory team in 2017 as a fully authorised Financial Adviser.
"I love the combination of the numerical analysis with personalised planning that enables me to believe that I am making a difference to the financial wellbeing of our clients lives"
In her free time Jenny has a passion for live music and socialising with her husband and friends.
Job Titles:
- Chief Financial Officer
- Member of the Academy of Experts
Jonathan qualified as a Chartered Accountant at BDO in 1988. He is the owner and managing director of Elman Wall, which he co-founded in 1995 and has been a director and the Chief Financial Officer of Cavendish since 2003.
Jonathan is a member of The Academy of Experts and a Fellow of the Institute of Travel and Tourism and is also recognised throughout the travel industry as a leading advisor and expert to owners of Travel Businesses. The prestigious accountancy industry support business 2020 Innovation Group elected Jonathan as their Managing Partner of the Year 2013, the same year that The British Accountancy Awards judged Elman Wall as both Independent Firm of the Year, Greater London and Best Employer UK.
He has been described as "the least accountant-like accountant you will ever meet", and quietly revels in that description. He provides significant business and financial acumen to the other directors of Cavendish Ware.
Job Titles:
- Investment Implementation Manager
Having graduated from the University of Southampton with a degree in Politics and French Katrina joined the Investment Team at Cavendish Ware in 2014.
Kyle joined Cavendish Ware in November 2018 as a financial planner, was promoted into the advisory team in January 2021 and is now quickly building a portfolio of clients. Kyle works closely with executives, freelancers, business owners and happily retired clients. He is also the lead on our new partnership with WorkLife, a digital platform for SMEs allowing them to offer a full suite of employee benefits and supporting financial advice and wellbeing tools to their teams.
Originally from South Africa, Kyle has worked in the financial services industry for the last 10 years. He has completed his level 4 Diploma in Regulated Financial Planning through the CII as well as the level 4 Investment Advice Diploma through the CISI, where he has achieved the Certified Financial Planner (CFPTM) status.
Outside of work, Kyle spends most of his spare time around the "braai" with friends, watching his favourite South African sports teams on tv, or trying to get fit with Arthur his King Charles Cavalier.
Lance joined Cavendish Ware in January 2017 to head up the Investment Team at Cavendish Ware, bringing considerable knowledge and experience to the investment process.
Lance graduated from Sheffield University with a BSc in Biological Sciences. Lance started his career in the late 80s, initially as an institutional portfolio manager managing equity portfolios for Mitsui Marine and Fire Insurance Company before migrating into the wealth management sector. Following a spell at ABN Amro Private Banking, where he was Head of Equities, Lance joined Merrill Lynch Investment Managers and subsequently moved to Merrill Lynch Global Wealth Management. He was a senior member of the investment team, managing portfolios of funds for clients and leading the fund due diligence team.
Lance was involved in the successful sale of Merrill Lynch Global Wealth Managers to Julius Baer, a leading Swiss Private bank. However, the idea of being involved in a smaller, growing and more dynamic business eventually led Lance to be introduced to Adrian Ware in 2016. "Being part of a growing wealth management boutique is hugely exiting for me. We can be far more nimble than the bigger players and can really get to understand our clients needs."
Lance is married with a daughter and when he can find some free time is a keen target shooter and rowing cox. Having been coxing since the age of 9 Lance still competes with many of his crew mates from the 80s and 90s in Masters rowing across the globe.
Mat began his career in financial services in 2009 in his homeland of South Africa. Prior to that he worked for a Safari tour operator designing bespoke luxury travel itineraries in and around Southern Africa before making the switch to financial services.
In 2011 Mat relocated to the UK to continue his career in wealth management. Initially working as a Client Manager for a boutique financial planning practice in Berkshire, Mat then moved to work in the City of London as a fully qualified and authorised financial adviser.
Mat achieved Chartered Financial Planner status with the Personal Finance Society in 2017 and made his move to join the Cavendish Ware advisory team in 2020, where he continues to manage the financial planning affairs of individuals.
Outside of work, Mat spends his time rock climbing, mountain biking, running with his rescue dog ‘Bailey' and enjoying long country walks with his family
I joined Cavendish Ware in June 2022, as an Investment Analyst within the Investment Team.
I began working in the wealth management industry in 2020 after meeting many wealth managers on my travels in south east Asia in 2019 and hearing about what an exciting industry it is.
Outside of work I'm an ardent sports fan and enjoy watching F1, Cricket and I am a huge Chelsea Fan.
Richard joined us in May 2022, bringing with him 30 years' professional experience. Richard has attained CII Chartered status and is also a Fellow of the Personal Finance Society.
Having started at Norwich Union and progressing in various technical and analyst roles. Richard has since worked in a range of hybrid positions including paraplanner, compliance officer, director and financial adviser. Richard assisted Adrian at Kleinwort Benson before spending a total of around 16 years at Brewin Dolphin, Equus IFM and Fiducia Wealth. After deciding to return to London and catching up with Adrian, he immediately decided that Cavendish Ware was the best fit for his own ethos on helping clients to meet their financial planning goals.
Richard is a father to two teenage boys. He is very keen on most sports and has run six marathons. He enjoys watching Norwich City getting promoted to the premier league every other year, he still plays some veteran football and also does a bit of climbing, biking, cricket, tennis and golf.
Rob joined Cavendish Ware in August 2022 as a Financial Planner.
After commissioning from the Royal Military Academy Sandhurst, and commanding a Military Police unit in Germany, Rob spent the last few years of his HM Forces career flying helicopters with the Army Air Corps.
Having used up 7 of his 9 lives after flying in a way that should be illegal (and is to everyone not military), he decided to leave and follow his passion - entrepreneurship.
Upon understanding that the world could be a far better place if everyone had a little help to better grasp their finances, Rob decided to study this field and soon became a Level 4 Qualified Financial Planner.
Rob's driver is to help people live their best life, however that looks.
Rob has an interest in horology (particularly wrist watches), F1 (#TeamMcLaren), Business, Social Psychology, and everything personal development. He also enjoys reading, running and pushing the boundaries of his understanding.
Rob has recently welcomed baby Harvey into his life, a heart-melting golden Cavapoochon puppy.
Roy has been an adviser for over 30 years looking after a portfolio of clients with a particular focus on the creative sector from media and TV production to architecture and design. His clients include senior executives, freelancers, business owners, partnerships and SMEs.
In 2021 Roy was awarded Money Marketing's inaugural Adviser Personality of the Year, crowning the many industry awards he was won over the years, unusually both in the individual and corporate market.
Roy is a passionate campaigner for affordable financial advice and particularly the importance of insurance to protect and support financial wellbeing. He was a founding member of the Income Protection task force and was integral in setting up the multi-award winning Seven Families campaign.
He sits on other industry boards and can be found regularly in both the industry and national process commenting on corporate and individual matters, including launching an industry podcast.
In his spare time, Roy is a keen football player and a committed supporter of Arsenal FC.
Ryan joined Cavendish Ware in February 2017. He has worked in many areas of our firm, initially as a member of our Client Support team, then as a Financial Planner and now as a Financial Adviser since May 2023. Working in various roles has helped Ryan become a quick and efficient communicator to the clients he works with, as well as being an organised member of our team.
Outside of the office, Ryan spends most of his time with his wife, enjoying live music, travelling, sports (watching, not playing!) and good food.
Sam joined Cavendish Ware in March 2017, bringing with him experience in Client Support obtained at a large national Wealth Management Company.
Sam's is focussed on progressing towards becoming a regulated Financial Advisor and is working towards this goal by completing the Diploma in Regulated Financial Planning.
Outside of work Sam likes to travel and socialise with his friends, he also enjoys reading and watching documentaries especially if they are History related.
Tim joined Cavendish Ware in April 2022 as a Financial Planner.
Having accumulated in excess of 10 years of experience within the financial services industry, Tim has built up to his current role as a financial planner. He has completed his level 4 Diploma in Regulated Financial Planning through the CII, and is looking to progress further in his qualifications in due course.
As Tim has 3 children at home, he notes that he has very little time for hobbies outside of frequent visits to the Park, although he does enjoy all things golf and sport related, whenever that opportunity happens to arise.
Tom joined Cavendish Ware's Financial Planning team in April 2021, having relocated to London from Yorkshire where he gained valuable experience in various client support roles and achieving his Diploma in Regulated Financial Planning.
Tom really enjoys getting to know clients and puts their experience at the forefront of everything he does. His focus is to make things as easy as possible for clients to understand and break down industry jargon.
As a proud Yorkshireman, Tom can often be found educating the office on how great the north is. Outside of work, Tom enjoys running up hills and pretending he can still play cricket. He is also huge England rugby fan, with Twickenham being his 2nd home.
Wendy joined Cavendish Ware as Client Support in November 2019 having spent 21 years with Barclays in their Retail, Corporate and Investment banking divisions and then 20 months with a large national wealth management company, all in client and administration support positions.
Wendy's considerable skillset lead her to become the Senior Client Support in 2022, and trains our new joiners on all things compliance and procedures, to ensure that our clients receive the best service from the team.
Outside of work, Wendy spends her time going to the theatre, planning her next trip abroad and following the fast pace of Formula 1.