ACNB - Key Persons


Bridget M. D'Arcy

Job Titles:
  • Account Officer
Bridget maintains her FINRA Series 7 and 66 registrations and is licensed in Life, Health, and Long Term Care Insurance. Bridget currently resides in York County and enjoys reading and sewing in her free time, as well as spending time with her three year old rescue dog. Bridget is securities registered in PA, and MD.

Christine R. Settle

Job Titles:
  • Vice President / Trust Services Manager

Daniel K. Baer - VP

Job Titles:
  • Trust Officer
  • Vice President
Dan has over 13 years of trust and investment experience and is a lifelong resident of Franklin and Cumberland counties. In the local community, Dan serves as a director of the Shippensburg Area Chamber of Commerce. In his free time, Dan enjoys fly fishing, golf and spending time with family and friends.

Kevin J. Hayes

Job Titles:
  • Senior Vice President / General Counsel, Secretary & Chief

Mark P. Bernier - SVP

Job Titles:
  • Senior Vice President
Mark has supervisory oversight of the Wealth Management division, including Trust & Investment Services. He is a senior contributor to the investment management function and has over 15 years of investment experience. In addition to his role at the Bank, Mark serves as a board member of the WellSpan Gettysburg Hospital Foundation. In his spare time, he enjoys spending time with his wife and children, fly fishing and mountain biking.

Sarah E. Brechbuehl - VP

Job Titles:
  • Vice President
Sarah has worked in the financial services industry for 17 years. Her prior experience includes serving as the manager of financial services, where she led and developed a team of financial professionals. Ms. Brechbuehl holds FINRA Series 7, 63, 65 and 26 registrations through Cetera Investment Services LLC, as well as the Pennsylvania Life and Health Insurance license.

Thomas A. Holmes - VP

Job Titles:
  • Trust Investment Officer
  • Vice President
Tom has more than 18 years of experience in portfolio management, with the last 15 years focused on trust and fiduciary investment management. In the local community, Tom serves as a director of the Jacksonville Lions Club, is active with his church and volunteers with the United Way of Carlisle. Tom enjoys fly fishing, golf and spending time with his family.

Tim Owings - VP

Job Titles:
  • Vice President
Tim has over 11 years of Investment experience with the Bank and is a lifelong resident of Carroll County Maryland. Tim has been involved with the Taneytown Chamber of Commerce and Westminster Kiwanis Club. He enjoys spending time with his wife and 2 sons, coaching, golfing, fishing and riding his motorcycles.