The type of bankruptcy you will eventually file depends on your eligibility. There is a fairly complicated set of rules and regulations that dictate your eligibility. The process used to determine bankruptcy eligibility is called a means test. It is commonly understood that it is critical that a highly experienced and qualified bankruptcy lawyer help individuals navigate the maze of qualifications and guide them down the appropriate path. Different geographic areas have different income requirements based on the median income of the area... Personal bankruptcy can help you eliminate overwhelming debt, by either discharging your debts entirely or creating an affordable repayment plan. Personal bankruptcy laws are in place at a federal level to protect individuals from creditors anywhere in the US. There are two types of personal bankruptcy for an individual to choose from, Chapter 7 and Chapter 13 bankruptcy... A bankruptcy lawyer can help you when filing bankruptcy. Even if you are..