CALIFORNIA CONSUMER - Key Persons

Job Titles:

• Investment Advisor
• Representative
• CERTIFIED FINANCIAL PLANNER

Whether you're an individual investor or an established corporate or institutional firm with assets to be managed, you will enjoy peace of mind as Frank keeps the investment process simple through the use of technology, active research and full fee disclosure for services he provides. As a fiduciary, Frank puts the interests of his client's first when making recommendations and uses insurance and financial planning as risk transfer tools to help protect their interests. Frank is a CERTIFIED FINANCIAL PLANNER TM professional. He holds a Series 65 Uniform Investment Adviser securities license and is a multi-line licensed insurance agent. He holds a Bachelor of Science degree in Business Administration from Duquesne University with a major in Accounting. Frank has volunteered as a coach, director and executive board member with local youth sports programs over the years. He enjoys the outdoors and mentoring kids on the School of Hard Knocks. He lives in Upper St. Clair with his wife Anita, and children Noah and Chloe.

Job Titles:

• Executive Vice President
• General Counsel

As an investment adviser and estate planning attorney, Keith brings a valuable perspective to his clients as he develops comprehensive solutions to meet their unique financial needs. Individuals seeking a comprehensive approach to planning will benefit from Keith's 20 years of insight solving complex wealth concerns. Keith received his Juris Doctorate from the Duquesne University School of Law and his Bachelor of Science degree from the Pennsylvania State University. He is a Registered Investment Adviser and a Registered Representative with Fortune Financial Services, Inc.

Job Titles:

• Chartered Financial Analyst
• Chief Investment Officer
• President

Individuals and institutions will feel confident with the investment perspective Carla brings to each client relationship. As Chief Investment Officer and adviser, Carla manages portfolio strategies, conducts research and performs an in-depth analysis of each client's situation. Her perspective stems from decades-long involvement in every aspect of her advisory client relationships as well as the breadth of experience in positions ranging from investment analyst to pension consultant to financial adviser in Boston, Seattle and Pittsburgh. This background affords her seasoned insight on crafting successful financial solutions. Carla is a Chartered Financial Analyst, a registered investment adviser and heads DWD's investment committee. In addition, she is a long-standing member the investment policy committee of a leading regional Seattle-based advisory firm. Carla holds a masters in business (MSIA) from Carnegie Mellon University and a BA from Mount Holyoke College. Carla is passionate about advocating for the special needs and elderly communities. She has attained the Certified Senior Advisor designation and volunteers as an ombudsman with the Allegheny County Agency on Aging. She and her family reside in Mount Lebanon, PA.

Job Titles:

• Chief Compliance Officer
• Chief Executive Officer

Since 1998, Sam has been advising a diverse client roster of business owners, trustees, families and individuals. His genuine concern about the financial and personal well-being of every client creates the trusting relationships that have endured for decades. Sam's ability to be both detail-oriented, realizing the seemingly small things can make a big impact, as well as his ability "to see the forest through the trees," ensures that no aspect of a financial plan will remain unaddressed. These same strengths translate into Sam's effective leadership for the firm in his additional roles as Chief Executive Officer and Chief Compliance Officer. To assure that the firm continues to fulfill its mission to both its clients and employees, Sam examines the details of operations as well as overall firm strategy and growth. Sam holds Series 7, 63 and 65 securities licenses and and is a Registered Representative with Fortune Financial Services, Inc. He has Bachelor of Arts in Communications from American University. He and his family are native to Mount Lebanon, PA and reside there today.

Job Titles:

• Client Service Administrator

Sara works closely with DWD's advisors to assist with all administrative necessities. Sara loves troubleshooting client needs and coordinating day-to-day office functions. She came to DWD to pursue her passion for the financial industry and is excited about helping clients achieve a more secure financial future. Prior to joining DWD Portfolio Solutions in October 2022, she held a position as Medical Oncology Scheduling Coordinator, where she was responsible for scheduling and administrative operations. She is also a proud US Air Force Veteran. Sara graduated from Franklin University with a Bachelor of Science in Healthcare Management in 2021.