FRANCISCO DE ARMAS-CUBAS

With nearly 25 years of high-level experience in law, business, and financial services industry, Francisco J. De Armas Cubas has gained a reputation as a consummate finance professional. Mr. De Armas is the Managing member and co-founder of Caribbean Investment & Acquisitions Corporation and CIAC, LLC (CIAC), an asset management/commercial loan servicing firm that currently manages over $5 billion in assets. From his background in the legal profession to his work in managing underperforming both government and commercial loan portfolios, developing debt restructuring plans, identifying financing alternatives, and directly investing in selected opportunities through the private equity fund he co-founded, CIAC Consortium II LLC , Francisco De Armas has achieved vast experience in managing complex credit situations in atypical markets. Mr. De Armas currently lives and works in San Juan, Puerto Rico, where he has developed long-standing relationships with and a keen understanding of..