FRONTIER BANK OF TEXAS - Key Persons


Amanda Osmera

Job Titles:
  • Vice President, Director of People and Development
Amanda Osmera is a Senior Human Resource professional with over 20 years of experience providing quality, common sense HR guidance to leaders and executives. With over 7 years of financial industry experience, Amanda provides strategic oversight and is evolving the people function to ensure Frontier is positioned for even more organizational success. She spends her time partnering with leaders to build progressive tools and inspire process innovations that ensure employees can spend their time doing meaningful work. Amanda, a resident of Bastrop, has a bachelor's in Psychology from the University of Nebraska and attained a master's degree in Business Management from Bellevue University. She and her husband enjoy spending time with their 22 Nigerian Dwarf Goats and a Great Dane/Lab mix "puppy" named Sven.

Brittany Killion

Job Titles:
  • Assistant Vice President, Relationship Coordinator

Cole Bolton

Job Titles:
  • Senior Vice President, Director of Commercial Banking and Credit
Cole can rope and ride with the best of them! He holds an MBA in Agricultural Education and a bachelor's degree in Agricultural Leadership from Texas Tech University. Bolton serves as a Director of Small Business and Commercial Banking since 2019, and previous to that, he was a Senior Vice President of Commercial Banking. Bolton is responsible for developing small business and commercial bankers to deliver best-in-class community banking. He is passionate about providing top-notch deposit and loan solutions with expedited service throughout Central Texas. He enjoys competitive calf roping, team roping, and bay fishing. Bolton and his wife are residents and owners of a beef cattle operation in Austin, where he raises heifers to breed and pre-conditions yearlings.

Evelyn Franco - COO

Job Titles:
  • Chief Operating Officer
  • Frontier Bank 's Chief Operating Officer
As Frontier Bank's Chief Operating Officer, Evelyn Franco is responsible for transformational initiatives across the bank's footprint to modernize and scale important enterprise capabilities designed to position the bank for future growth. She provides leadership and execution of digital transformations, operating model design, organizational change management, and bank-wide cost and operations improvements. She brings 19 years of experience in retail banking, innovation, banking operations, and leadership of successful cross-functional teams. She has a deep-rooted commitment to excellence and service to the community. In her downtime, she enjoys spending time with her husband and two dogs, hiking, and traveling.

Jennifer Bray

Job Titles:
  • Vice President of Lending, Community Banker

Jennifer Mauck

Job Titles:
  • Senior Vice President, Williamson County Market Manager
  • Senior Vice President, Williamson County Market President

Joshua Petrus - CFO

Job Titles:
  • Chief Financial Officer
  • Frontier Bank in 2019 As Senior Vice President, Director of Finance and Accounting
Josh Petrus joined Frontier Bank in 2019 as Senior Vice President, Director of Finance and Accounting. As CFO, his responsibilities include managing and directing all accounting, financial, and reporting activities for the bank, budgeting, bank investments, interest risk management, and shareholder relations. He is a prominent contributor to the bank's financial operations and functions that drive the company's growth. Before joining the bank, He worked as an accountant at a South Texas Community Bank. Josh holds a bachelor's degree in finance and accounting from the University of Texas Corpus Christi. Outside work, Josh loves to play golf and spend time with his family and dog, Ava. Frontier Bank is excited to be equipped with a talented Chief Financial Officer who creates the frameworks to lead financial transformation and handle increasingly complex challenges.

Kim Sander

Job Titles:
  • Vice President, Community Banking Branch Manager

Marcos Gonzalez

Job Titles:
  • Vice President, Georgetown Market Manager

Patrick Johnson - CEO, President

Job Titles:
  • CEO
  • Leader
  • President
Patrick Johnson is a dynamic leader in the banking industry since 1999. An unwavering champion of innovation, big ideas, and creativity, Patrick is the leading force behind the strategic growth of Frontier Bank's expansion and overall direction. He is a community banker at heart and seeks to bring the best of community banking to Central Texas businesses and families. That model includes the best bankers, personal advice, great technology & convenient locations. A father of 3 young children, Patrick loves to spend time with Cortney, Aidan, Armour & Arrow and loves Tex-Mex from Corpus Christi.

Rebekah Altmiller

Job Titles:
  • Director of BSA and Compliance
Rebekah has been in banking for 21 years and has a wealth of knowledge in many areas of the banking industry. From operations to lending experience and accounting, she is an asset to our bank. Rebekah is the first to lend a hand and always has our customer's interests at heart. When asked why she loves Frontier Bank, Rebekah replied, "I enjoy our customers and love to meet new ones!"

Sarah Gutierrez

Job Titles:
  • Frontier Bank 's Vice President of Strategy and Training
  • Senior Vice President, Director of Operations and Strategy
As Frontier Bank's Vice President of Strategy and Training, Sarah Gutierrez is responsible for executing senior management strategic initiatives to provide best-in-class services for planning, designing, deploying, and supporting digital banking technology tools. Contributes to the internal development of our banking practice through participation in areas such as business development, training, toolkit development, and customer experience. Identifies development needs across the organization and implements processes and solutions to support employee growth and promote a high-performing organization. She monitors training effectiveness and actively contributes to the organization's continuous improvement. Additional responsibilities include providing core systems management for banking platforms & solutions- easing integration touch points and crafting platform capabilities to unlock business growth both on digital platforms and in-branch experience. Sarah has 14 years of banking experience and a bachelor's degree in Business Administration from Trident University. In her downtime, she loves spending time with her husband, Garrett, and their two young children, Rhett and Gage.

Sean Donnelly

Job Titles:
  • Vice President, Community Banking

Vicki Dumbeck - EVP

Job Titles:
  • Executive Vice President
  • Elgin Market President
Vicki Dumbeck is an Executive Vice President and Elgin Market President of Frontier Bank of Texas. She manages all aspects of consumer real estate lending, including loan recommendations, loan production, and credit policies and procedures. With over 35 years of banking and lending experience, Vicki has worked in most areas of the bank and specializes in consumer and real estate lending. As a leader and a natural collaborator, she understands that the right combination of financial expertise, close customer relationships, and superior customer service puts a small-town bank in a unique position to build a stronger financial institution and a stronger community at the same time. By nurturing close relationships with individual customers, community institutions, and businesses of all sizes, she has enhanced the bank's ability to serve as an engine for growth in Central Texas When asked why she loves Frontier Bank, Vicki replied, "We have the greatest customers….that's why!"

Wanda Rucker

Job Titles:
  • Bastrop Market President
Wanda brings 40+ years of banking experience to Frontier Bank of Texas. Wanda has tremendous knowledge of the banking world and always puts her customers first. Along with being a Sr. Vice President for Frontier Bank, Wanda is the manager of our Bastrop Bank. Stop on by…Wanda will make you feel at home. Wanda said, "We are truly a hometown bank when asked why she loves Frontier Bank. We love our customers and employees like family."