AIFINTECH100 - Key Persons

Job Titles:

• CEO & Co - Founder, DIGITAL
• Expert

Arndt Gossmann is a recognized expert in transformations, insurance liability and claims portfolio management, having been the turn-around CEO of several insurance companies in Europe. Gossmann's appointment as CEO of DIGITAL underpins the company's ambition to build a leading Software as a Service company that pioneers automatized claims handling. He is passionate about the tremendous opportunities for insurance companies to scale digital experiences across their organization, from the boardroom to the back office and in the marketplace. As Managing Partner of Gossmann & Cie. , he acts as a senior advisor to various insurance companies, regulators and investors. Earlier in his career, he learned and contributed to senior roles at American Express, Commerzbank, DARAG, Dexia, E-Loan, KPMG an SOVAG. Gossmann is a graduate of the Frankfurt School of Finance and a guest lecturer at the University of St. Gallen. Experience: 25+ yrs. insurance management

Job Titles:

• Chartered Global Management Accountant
• Chief Data & Analytics Officer at AXA XL
• Global Chief Data and Analytics Officer, AXA XL

Ashok Krishnan is the Chief Data & Analytics Officer at AXA XL and is based in London. In this role, Ashok leads various functions including Data Science & Applied AI, Digital Transformation, MI & Reporting, Data Management and Governance globally for AXA XL. Ashok joined AXA in Hong Kong in 2013 and led various teams in Strategy, Marketing, Customer Experience and Data Analytics areas before moving into his current role with AXA XL in 2021. Prior to joining AXA, Ashok worked with Prudential Plc's Group Head Office in London and in their United Kingdom and Europe business across finance and risk functions before moving to Prudential Corporation Asia, taking up a role in Distribution based in Vietnam. Ashok has over 15 years of experience and started his career with Bharti Airtel in India before moving to consulting and subsequently into the insurance industry. Ashok is a qualified Chartered Global Management Accountant (CGMA) and Associate Chartered Management Accountant (ACMA). Ashok earned his MBA from Cranfield University, United Kingdom and completed his Electronics Engineering degree at Amrita School of Engineering, India.

Job Titles:

• Chief Control Senior Executive - Head of Business Enablement, Wells Fargo
• Risk and Compliance Executive
• the Control Management Senior Executive, Head of Business Enablement

Clement King is the Control Management Senior Executive, Head of Business Enablement for Wells Fargo. He has worked in other senior roles at other US financial institutions. Most recently, Clement was the Chief Control Officer for the U.S. for HSBC and worked in New York, London and Toronto. Clement is a highly accomplished Risk and Compliance Executive who has built an extensive record of success in managing risk, protecting vital assets, and propelling commercial success for top banking and financial management organizations. Over the course of his career, Clement has partnered with Executive teams and corporate Boards to create powerful risk mitigation strategies that enable companies to drive growth in the face of rapidly evolving changes within global markets. As a senior-level leader, Clement is passionate about driving continuous improvement to achieve operational excellence, keep my companies in step with the latest technologies, strengthen our regulatory compliance, and maximize resilience as we continue to grow. Clement also fosters a culture of innovation, collaboration, and professional development as core elements for achieving shared goals. He is also a strong advocate for inclusion, equity and diversity. Clement is a Board Member for Johnny Mac Tennis Project (jmtpny.org), which changes young lives by removing the racial, social and economic barriers to success through tennis. He is also a Board Member for Nest (buildanest.org), which advances gender equity and economic inclusion through craft.

Job Titles:

• CCO
• Chief Compliance Officer, BNY Wealth Management, BNY Mellon

Julie Richard serves as CCO for Wealth Management. She joined from Brown Brothers Harriman where she was Head of Private Banking Compliance and prior to that Investment Management and Wealth Management. In her career she has covered corporate lending, trust companies, private equity and real estate, family office services and wealth management. Prior to joining Brown Brothers Harriman, Ms. Richard was a partner with the law firm Venable LLP and prior to that served as counsel at Bear Stearns where she covered the clearing and custody business, the asset management business and the private banking business. Prior to Bear, Ms. Richard served as counsel at AXA and began her legal career at Schulte Roth & Zabel. Ms. Richard is a UK qualified solicitor and received her JD from New York Law School in 2000.

Job Titles:

• Compliance and Ethics Director / Privacy Officer, Federal Reserve Bank of New York

Ms. Adams serves as the Federal Reserve Bank of New York's Privacy Officer and Compliance Officer. In this capacity, she is responsible for the implementation of the Bank's Data Privacy Program as well as the Compliance Risk Assessment process. Ms. Adams helped to create and develop the Compliance Function at the Bank, including the development and implementation of the Bank's Anti-Money Laundering and Sanctions compliance programs. Ms. Adams is a frequent presenter on compliance topics and has developed a variety of live and e-learning trainings. Prior to working in compliance, Ms. Adams worked as an Attorney and Counsel in the Bank's Legal Group, and served as a Deputy Ethics Officer. Ms. Adams provided legal support to the Bank's payments areas and performed transactional work relating to foreign accounts and fiscal agency relationships. She also served as the Vice-Chair of the Payments Subcommittee of the Uniform Commercial Code Committee of the Business Law Section of the American Bar Association and was a frequent contributor to the ABA's The Business Lawyer. Ms. Adams is a member of the International Association of Privacy Professionals and is certified as CIPP/US and CAMS. She holds a B.A. degree in Philosophy cum laude from the University of Pennsylvania and J.D and M.B.A. degrees from Boston University's Schools of Law and Management. The views expressed by Ms. Adams are her own and do not represent the views of the Federal Reserve Bank of New York or the Federal Reserve System.

Job Titles:

• Head
• Managing Director
• Managing Director & Head - New Propositions, Swiss Re

Tarun is currently Managing Director & Head- New Propositions at Swiss Re accountable for execution of new growth opportunities and innovative business models by leveraging digital technology. Prior to joining Swiss Re, he held senior technology leadership roles at M&G Prudential and BP plc driving digital transformation agenda. Tarun is also active in the fintech ecosystem. He has been NED and Board member for Mishipay - a retail payment start-up and was part of Executive board of advisors for Puppet - a leading devops startup. He is currently an advisory board member for CIONET UK and a member of CIONET Innovation Council. Outside of work, he is a certified Vinyasa Yoga instructor and loves practicing Yoga and spreading the benefits of mindfulness.

Job Titles:

• Chief Compliance Officer
• Chief Compliance Officer, Rabobank
• Member of the Rabobank North America Executive Team

Vaughn Swartz is the Chief Compliance Officer for North America, overseeing and managing compliance risk for Rabobank's North American businesses in the United States, Canada, and Mexico. In this role he is responsible for advising on a broad range of legal, regulatory, risk, and compliance matters and leading the management of regulatory compliance programs supporting Rabobank, Rabo AgriFinance, De Lage Landen, and North America Wholesale. Mr. Swartz is a member of the Rabobank North America Executive Team, serves on the boards of Rabobank Capital Services, Inc. and Rabo Securities Inc. and is a member of the global compliance management team. Rabobank is a global financial services firm headquartered in the Netherlands with operations in 43 countries.

Job Titles:

• CEO of AXA Travel Insurance
• Regional CEO of AXA Assistance Asia
• Travel Insurance CEO and Global Head of Travel, AXA

Xavier is the CEO of AXA Travel Insurance and Global Head of Specialised Insurance and has been in this role since July 2017. Xavier's international experience it has helped him to lead the Specialised Insurance business with a circa of 400M across 30 geographies, designing and implementing an ambitious transformation program to reduce costs by 20%, implement new propositions around a "Guardian Angel" vision, and win large scale global partnerships. Digital propositions are a core element of this transformation. With a strong global experience, Xavier focuses on achieving results, engaging people to build a sustainable performance. He is an experienced marketer and product leader and his ability think strategically in a global context. He favours direct engagement, is a strong believer in diversity of thoughts, backgrounds, and favours leadership style based on empowerment as well as accountability. Xavier has been the Regional CEO of AXA Assistance Asia from April 2013 - June 2017 based in Hong Kong and leading Asia region - China, Hong Kong, India, Japan, Singapore, Malaysia, Thailand and the Philippines. Xavier started his career with AXA as a Marketing Manager for AXA France in 1991 and he has since worked in many different geographies, leading multi-cultural teams as a Senior Executive with 25 years of experience in the AXA group. Xavier has served in many other leadership positions as AXA Group Marketing - Offer and Innovation Director / Global Head of Savings, AXA Life Japan Chief Marketing Officer, Regional Chief Marketing Officer for AXA Asia among others. Xavier's education background is that he studied at Grenoble Institute of Political Studies in France, majoring in business and finance. In addition, Xavier graduated from the EM Lyon School of Business in France with majors in marketing and business development. Xavier is very passionate about being an Ambassador for Alima - the Medical Emergency in Africa and he is a long distance trail runner - highlights include Oxfam Trail walker finisher (completed three times) and the Wilson Challenge finisher (completed twice).