The 2008 housing crisis, credit cards and medical bills have caused millions of people to have to seek bankruptcy protections. COVID-19 will wipe out many more millions. When you regain your footing is when it is time to let me help you to clear your slate and start anew. Don't wait until you have rebuilt your foundation, that will cost you. Make an appointment to find out when is the best time for you to move on to your new future.