OPAL FINANCIAL MANAGEMENT - Key Persons


David Williams

Job Titles:
  • Staff Member

Martin Stead

Job Titles:
  • Staff Member

Nick Howell - Managing Director

Job Titles:
  • Managing Director

Pam Lilley

Job Titles:
  • Staff Member

Paul Drake

Job Titles:
  • Staff Member

Toby Carmichael-Jack

Job Titles:
  • Independent Financial Adviser
With over eight years' industry experience and featuring as one of Citywire's top financial advisers under the age of 35, Toby has a prominent background in the financial services industry. Providing advice to individuals and businesses, Toby is a independent financial adviser and considers all aspects of financial planning including but not limited to investment management, cashflow planning, tax planning and protection.