SENB BANK - Key Persons
Job Titles:
- Member of the Leadership Team
- Member of the Wealth Management Team
- Regional President, Trust Officer II
Job Titles:
- Member of the Leadership Team
- Member of the Wealth Management Team
- Senior Vice President
- Trust Officer
Job Titles:
- Assistant Banking Center Manager
Job Titles:
- Assistant Vice President of Residential Mortgage Lending
Job Titles:
- Assistant Banking Center Manager
Education
Assumption High School
Scott Community College
Experience
Hector has been with SENB Bank since 2016 and has over 10 years of customer service experience.
Expertise
Hector enjoys helping customers achieve their financial goals.
Hector feels that "Banking with SENB is a great choice, not only do you get great customer service, but you also feel like you are a part of a family."
Job Titles:
- Member of the Board of Directors
- Member of the Board of Directors Team
- President of Buffalo Savings Bank
- Retired President
James A. Matthys retired as President of Buffalo Savings Bank. Mr. Matthys joined the SENB Bank Board of Directors in September 2014.
Other boards Mr. Matthys is currently serving on includes St. Peter's Parish and Financial Council, Buffalo Senior Housing and Mississippi Valley Bank Association.
Job Titles:
- Commercial Loan Officer
- Member of the Business Banking Team
- Senior Vice President
Jeff serves on the Board for Visit Beloit and the Stateline Community Foundation Grants Committee. He also currently helps or has helped with the Greater Beloit Chamber of Commerce, the Greater Beloit Chamber of Commerce Ambassador Club, the Beloit Dirty Dash, the BMHS Mock Interview Program, North East Business Association, Festival on the Rock, the Alliant Energy Community Advisory Committee, and the Stateline Family YMCA Annual Community Campaign. He also enjoys spending time with his family, friends, and lots of baseball.
Jeff is a huge Milwaukee Brewers, Wisconsin Badgers, Milwaukee Bucks, and Green Bay Packers fan!
Job Titles:
- Member of the Board of Directors
- Member of the Board of Directors Team
- Retired CPA Partner
- Retired CPA Partner / RSMUS, LLP
John W. "Jack" Kearney is a CPA and a retired partner of the CPA firm of RSMUS, LLP (formerly McGladrey). He was with the firm for 40 years. Mr. Kearney joined the SENB Bank Board of Directors in 2010 and currently serves as Chairman.
Before and after retirement, Jack has served on numerous non-profit boards and is a 40-year member of the Moline Kiwanis service club. Mr. Kearney also served in the U.S. Army from 1969-1971.
Job Titles:
- Vice President & Banking Center Manager
Education
Graduate of Augustana College, Rock Island, IL
Experience
Julie has been with SENB Bank since 2004 and has over 40 years of retail banking experience in the Quad City community.
Expertise
Julie works with business and individual customers in developing strategies to meet their financial goals. Julie's advice to customers is "Communicate all the goals you want to achieve. Our team will utilize their talents, along with the technology SENB provides to meet your expectations."
Job Titles:
- Member of the Wealth Management Team
- Trust Officer
- Vice President
Job Titles:
- Member of the Board of Directors
- Member of the Board of Directors Team
- President
- Vice President, Corporate Communications
- President / John Deere Foundation
Mara Downing serves as Vice President, Corporate Communications & Brand Management in addition to her role as President, John Deere Foundation. She joined SENB Bank Board of Directors January 1, 2020
Ms. Downing holds a bachelor's degree in accounting from St. Ambrose University and an MBA from the Kellogg School of Management at Northwestern University.
Ms. Downing is a tireless community volunteer and serves on a number of community boards including the John Deere Classic, the United Way of the Quad Cities, Quad Cities Chamber of Commerce, the Regional Opportunities Council (ROC), and the Lincoln Academy. She also serves on a number of campaign committees including the Quad Cities Culture Trust and co-chair of the United Way of the Quad Cities Community Campaign.
Job Titles:
- Chief Credit Officer
- Executive Vice President
- Member of the Business Banking Team
- Member of the Leadership Team
- Vice Chair of Trinity College of Nursing
Education
Western Illinois University-BA
Graduate of Black Hawk College
Graduate of the Graduate School of Banking at the University of Wisconsin at Madison
Experience
Matt has been with SENB Bank since 1999 and has been assisting commercial banking customers since 2006. In addition to his experience in the commercial area, he has also worked in consumer lending and as a banking center manager. At the end of 2021, Matt became the chief credit officer for SENB Bank.
Expertise
Matt enjoys getting to know his customers' businesses and helping them reach their goals. He provides support and advice on borrowing, deposit, and cash management tools.
Matt's advice for new customers is: "Lenders are always prepared with questions for new customers; however, new customers should also have ‘interview' questions for their lender beyond the loan terms such as:
Who at the bank will be part of my support team? (Think loans, deposits, treasury management and wealth management)
Do you have experience assisting businesses in my industry?
What other products/services would you suggest that would assist my company beyond the loan?"
Matt is the Vice Chair of Trinity College of Nursing and Health Sciences Board of Trustees. He also serves as the bank's representative and as Treasurer on the board of Bridge Investment Community Development Corporation. Matt resides outside of Milan with his wife and two children and enjoys golf, swimming, and spending time with family and friends.
Job Titles:
- Loan Officer
- Member of the Business Banking Team
- Vice President, Commercial
Job Titles:
- Vice President of Residential Mortgage Lending
Mike Ducey has 20 years of mortgage lending experience in the Quad Cities. Whether you are a first-time home buyer, need a construction loan, or are settling into your lifelong home, Mike has the experience and know-how to get you through the entire financing process. He specializes in 1-4 residential mortgage loans, first-time buyer loans, new construction loans, rehabilitation loans, and refinance and purchase transactions.
Mike's advice for new customers is to "Ask questions! Make sure your lender knows your goals when it comes to your transaction. Mortgages are not one-size-fits-all. Tell your story so your lender can design the best options for your needs."
Job Titles:
- Loan Officer
- Member of the Business Banking Team
- Vice President, Commercial
Education
BS in Finance from Northern Illinois University
Experience
Ryan has six years of experience as a lender. He specializes in all types of business loans and enjoys being able to help businesses grow and individuals invest in their future through various types of financing.
Expertise
Ryan has been with SENB since 2012 and has worked in other areas such as retail, loan operations, credit analysis and treasury management. Ryan is currently a commercial loan officer and assists clients with their financing needs.
Ryan's advice for new customers is to "Do research and ask questions so you understand the loan and how it aligns with your goals."
Job Titles:
- CEO
- Member of the Board of Directors
- Member of the Board of Directors Team
- Member of the Leadership Team
- President
Education
Finance and Financial Economic Degrees, University of Iowa
Graduate of Stonier Graduate School of Banking
Graduate of the National Commercial Lending Graduate School
Experience
Terry joined SENB Bank in 1986, after spending the first 5 years of his banking career in Dubuque, Iowa.
Expertise
Terry has four decades of experience in banking, including expertise in lending and lending administration, business and retail banking, bank management and bank administration, and Wealth Management oversight.
Education
Associate Degree from Highland Community College
Banking Degree from Rock Valley College
Experience
Theresa has 14 years of experience as a lender and enjoys helping customers fulfill their dream of owning a new car or their first car, getting the dream home they always wanted, or fixing up their current home with a HELOC.
Expertise
I have over 20 years of banking experience. My roles have included teller, opening new accounts, and writing consumer loans including HELOCs, Auto and Personal Secured loans. I joined SENB Bank in 2014.
Theresa's advice for new customers is:
Todd Tholl has more than 20 years of experience in the mortgage banking industry. He specializes in all types of loans including Conventional, VA, USDA & FHA.
Todd's advice for new customers is to "Work with a local lender you can speak to in person if necessary."