EQUINOX - Key Persons
Job Titles:
- Account Director, Strategic Accounts
Job Titles:
- Client Manager, Strategic Accounts
Job Titles:
- Underwriting & Risk Consultant
Dan Gagnier - Chief Strategy Officer
Dan has over sixteen (16) years of industry experience, with the last ten (10) years as a partner with Equinox. He is an expert in self-funding insurance programs and strategies for cost containment. Dan specializes in advising organizations and corporations in choosing healthcare products that not only fit their needs but also control costs.
Dan, with the help of his team, manages more than 25 key accounts in the 51+ market. Dan and his team have been able to assist their clients to reap the benefits of going level-funded or self-insured. He has been able to get more creative with self-insured options, with the ability to place business for the stop loss in consortiums or through a captive. Additionally, with the ability to carve out the Pharmacy Benefit Management (PMB), the increase in rebate dollars groups are seeing has jumped.
Dan has a B.S. in Business administration from Penn State. He has a PA Resident Producer License for Accident and Health, Life & Fixed Annuities, Casualty & Allied Lines, Personal Lines, and Property & Allied Lines. He is listed on the National producer registry and has a CT Non-Resident License for Life, Accident & Health or Sickness, Credit, and Travel. Dan has the Healthcare Reform Certification.
Job Titles:
- Client Manager, Small Group
Job Titles:
- Account Director & Manager, Select Accounts
Melissa has over twenty-five (25) years of experience in finance and accounting. She has an M.S. in Accounting from Walden University and a B.S. in Accounting & Finance from DeSales University where she graduated Magna Cum Laude.
Job Titles:
- Senior Benefits Consultant
Job Titles:
- Account Director, Select Accounts
Tom has over twenty (20) years of industry experience, including working for a large insurance carrier. Tom started Equinox in 2005 and is an expert in negotiation, self-funding, and employee engagement. As the founder and principal partner, Tom has led Equinox to be one of the fastest-growing companies in the region year over year. Tom, with the help of his team, manages more than 30 key accounts in 9 different states. Accounts are a mix of fully insured, partially self-insured and fully self-insured accounts. Accounts range in size from 40 employees to over 800 enrolled. Tom is uniquely equipped to customize focus and dedicate resources where needed. Service is paramount and that carries through each level of the organization.
Tom has a B.A. in Marketing from Saint Joseph's University. He is licensed in Accident and Health, Life & Fixed Annuities, Casualty & Allied Lines, Personal Lines, Property & Allied Lines as a Resident Producer for PA, and is also licensed in DE, GA, IN, MD, NC, NH, NJ, SC, TX, VA. He can be found on the National Producer Registry. Tom is bi-lingual in English and Spanish.