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Property damage can occur from numerous accidents. Depending on the circumstances, you may be able to recover compensation from an individual, company, or insurance company. Before filing a claim, it's essential to estimate the cost of replacement or repair for the damaged property. Once you have determined the amount, you can proceed to the insurance company for compensation. Property damage is very common, but it is also a form of compensation that can be helpful for you... Once the insurance company has reviewed the damage to your property, they will send a claim adjuster to assess the damages and determine how much money you'll receive for repairs or total loss. The insurance adjuster's job is to maximize the payout of your claim, so it's important to prepare thoroughly for the inspection. Make an itemized inventory of your damaged property and know what exclusions apply. A careful description of the damage will help you avoid confusion and misunderstanding between the insurance..