MORTGAGE FULFILLMENT - Key Persons
Adam Arnold - Chief Strategy Officer
Adam provides strategic direction for the company. Prior to joining PMP, Adam was an Executive Director and Private Banker at J.P. Morgan and Senior Vice-President at Citi Private Bank. In these roles, Adam helped originate hundreds of millions in credit facilities and mortgages for the clients he served. In addition, he advised entrepreneurs, executives, and business owners on wealth management strategies including asset allocation, pre-transaction preparation, estate planning, and charitable giving.
Job Titles:
- Managing Director, Client Strategy
Anne oversees the implementation of client engagements and the ongoing success of live client environments. Anne comes to Promontory MortgagePath after leading client-services, customer-success and tech-support teams for compliance software targeting the dietary-supplement industry. Together with Service Delivery, Training and Production Support teams, Anne helps clients confidently ramp up their mortgage operations by leveraging PMP's fulfillment and tech offerings.
Job Titles:
- Chief Administrative Officer
Bryan provides deep mortgage-industry expertise with lending experience spanning nearly 30 years. He was previously head of compliance and risk for Clara Lending, mortgage enterprise risk officer for Zions Bancorporation and chief risk officer for Guardian Mortgage. In his current role, Bryan leverages his extensive industry knowledge to inform product roadmaps and feature prioritization and to guide the development of software enriching the lending experience.
Job Titles:
- Non - Executive Chairman of S & P
Charles E. Haldeman, Jr. is the Non-Executive Chairman of S&P Global, the new name of McGraw Hill Financial that was approved by shareholders of the Company on April 27, 2016. S&P Global is a leader in credit ratings, benchmarks and analytics for the global capital and commodity markets. Mr. Haldeman has been the Non-Executive Chairman of the Company since April 2015. He is also the Non-Executive Chairman of KCG Holdings, lnc., an independent securities firm focused on market making and electronic trading, since November 2013, and is on the Board of DST Systems, Inc., which provides technology-based information processing and servicing solutions to the financial services and healthcare industries, since November 2014. He is the former CEO of Freddie Mac, the publicly traded mortgage company. He joined Freddie Mac in 2009 and stepped down as Chief Executive in 2012. Before joining Freddie Mac, he was Chairman of Putnam Investment Management, LLC and served as President and CEO of Putnam Investments from 2003 through 2008. Prior to his tenure at Putnam, Mr. Haldeman was Chairman and CEO of Delaware Investments and earlier served as President and Chief Operating Officer of United Asset Management Corporation.
Mr. Haldeman holds a Chartered Financial Analyst (CFA) designation. He was Chairman of the Board of Trustees of Dartmouth College from 2007 through 2010 and served as a trustee from 2004 through 2012.
Job Titles:
- Managing Director, Regulation / Compliance
Colgate oversees all aspects of lending regulatory and legal matters for Promontory MortgagePath. Previously a consumer finance regulatory partner with Alston & Bird, Colgate counseled clients on federal and state compliance issues. Colgate also held a senior counsel position in the Office of Regulations at the CFPB, where he contributed to the development of key industry-changing rules and clarifications. Before joining the CFPB, Colgate was an attorney with the U.S. Department of the Treasury, where he was a member of the CFPB implementation team that developed policies on initial CFPB authorities and TRID disclosure prototypes.
Job Titles:
- Chief Information Security Officer
With over 20 years of information technology solutions expertise, David provides leadership on all aspects of information technology at Promontory MortgagePath. As one of the company's earliest leaders, he designed and implemented a network strategy emphasizing security and intellectual property protection. David has been accountable for understanding the evolving regulatory and compliance landscape - with a special emphasis on asset protection. David is known for his thoroughness and dedication to cyber-security and threat management.
Job Titles:
- Chief Information Officer
Dean is committed to developing technology streamlining complex mortgage processes - designing, implementing, and supporting financial-services technology projects for over 20 years. At Promontory MortgagePath, he created the cloud infrastructure blueprint, matched data architecture to unique mortgage-industry problems, and incorporated self-service data insights into mortgage operations. Dean is a leader, organizing the skills of brilliant technologists to create a platform helping lenders achieve their goals.
Job Titles:
- Senior Fellow
- Vice Chairman
- Chairman of the Japan America Society of Chicago
Dr. Michael H. Moskow is the vice chairman and senior fellow on the global economy at the Chicago Council on Global Affairs. From 1994 to 2007, he served as president and chief executive officer of the Federal Reserve Bank of Chicago. In that capacity, he was a member of the Federal Open Market Committee.
From 1969 to 1977, Dr. Moskow held a number of senior positions with the U.S. government, including undersecretary at the U.S. Department of Labor, director of the Council on Wage and Price Stability, assistant secretary for policy development and research at the U.S. Department of Housing and Urban Development, and senior staff economist with the Council of Economic Advisers.
In 1977, he joined the private sector at Esmark Inc. in Chicago and later held senior management positions at Northwest Industries, Dart and Kraft Inc., and Premark International Inc. In 1991, President George H. W. Bush appointed him deputy United States trade representative, with the rank of ambassador. He was responsible for trade negotiations with Japan, China, and Southeast Asian countries. Dr. Moskow returned to academia in 1993, joining the faculty of the Kellogg Graduate School of Management at Northwestern University, where he was clinical professor of strategy and international management at the time of his appointment as president of the Chicago Reserve Bank.
Since leaving his position at the Federal Reserve, he has served on the boards of Discover Financial Services, Northern Funds, Taylor Capital Group, Commonwealth Edison, and Diamond Management & Technology Consultants (which merged with PricewaterhouseCoopers in November 2010).
Dr. Moskow is chairman of the Japan America Society of Chicago and former chairman of the Economic Club of Chicago. He also serves as a director of the National Futures Association and World Business Chicago. He is a board member and former chairman of the National Bureau of Economic Research, a member of the Commercial Club of Chicago, and a fellow of the National Academy of Public Administration. In addition to being an emeritus trustee of Lafayette College, he is a member of the dean's advisory board at the Kellogg Graduate School of Management at Northwestern University.
Dr. Moskow received a Bachelor of Arts in economics from Lafayette College in Easton, Penn., and a Doctor of Philosophy in business and applied economics from the University of Pennsylvania. He has received honorary doctoral degrees from DePaul University, Dominican University, Lafayette College, and Lewis University.
Elisha Werner - Chief Compliance Officer
Elisha provides a solid background with over 20 years of experience within the consumer financial services industry-leading compliance and legal teams with sound direction. In her current role, Elisha leads Promontory MortgagePath's depth of compliance professionals in building a robust compliance operations and quality control team. Prior to joining Promontory MortgagePath, Elisha held various leadership positions with mortgage banking and financial services firms such as First National Bank of Omaha, Opus Capital Markets Consultants, Midwest Equity Mortgage, and Wipro Gallagher Solutions, working to establish a holistic approach to compliance and risk within each organization.
Our founder, Eugene (Gene) Ludwig, is widely recognized as a far-sighted thinker on the critical issues confronting financial services. A former federal regulator and banker, Gene served as U.S. comptroller of the currency under President Clinton before becoming vice chairman and senior control officer of Bankers Trust/Deutsche Bank.
Job Titles:
- Advisory Board Member of Promontory Financial Group
Eugene McQuade is currently an Advisory Board member of Promontory Financial Group. Prior to that role, Mr. McQuade served as vice chairman at Citigroup, from which he retired in May 2015 after leading the company's successful effort to meet regulatory expectations under the Comprehensive Capital Analysis and Review administered by the Federal Reserve. He joined Citigroup in 2009 as chief executive officer of Citibank, where he oversaw all of U.S. banking operations and was responsible for governance of the bank around the globe. He also formerly oversaw Citigroup's audit and compliance functions. Mr. McQuade remains a member of the boards of directors of both Citigroup and Citibank.
Prior to Citibank, Mr. McQuade was president of U.S. banks at Merrill Lynch Bank USA. He was previously president and chief operating officer at Freddie Mac, where he oversaw its remediation of financial reporting after accounting problems required the enterprise to restate its financial results. Prior to Freddie Mac, he was president of Bank of America following its acquisition of FleetBoston Financial Corp. During his banking career at FleetBoston, Mr. McQuade held various senior positions, serving as president and chief operating officer, and chief financial officer.
Frank Zarb's career highlights include serving as nonexecutive chairman of American International Group from 2005 to 2006 and as chairman of the Nasdaq Stock Market during the dot-com boom of the late 1990s. He is also known for having led the nation's response to the first major oil embargo in the 1970s, when he served as the "energy czar" under President Gerald Ford.
As chairman and CEO of the National Association of Securities Dealers (the largest self-regulator in the U.S.) and the Nasdaq Stock Market from 1997 to 2001, Mr. Zarb drove the exchange's emergence as a public company that handles stock trading around the clock and around the world.
Previously, he was chairman, CEO, and president of insurance brokerage firm Alexander & Alexander Services Inc.; vice chairman and group chief executive of The Travelers Inc.; and chairman and CEO of Smith Barney. Before joining Smith Barney, he served as a senior partner at Lazard Frères & Co. and as a general partner at Goodbody & Co.
Mr. Zarb served in various capacities in the Nixon, Ford, Reagan, Bush, and Clinton administrations. From 1971 to 1977 he was executive director of the cabinet-level Energy Resources Council, administrator of the Federal Energy Administration, and assistant to the president of the United States for Energy Affairs (the "energy czar"). He also served in the Nixon-Ford administration as associate director of the Office of Management and Budget and as assistant secretary of labor.
Mr. Zarb graduated from Hofstra University, where he also earned an MBA and an honorary Doctor of Law degree and is an adjunct professor of finance. The university has named its business school the Frank G. Zarb School of Business in his honor. He is an executive in residence at Columbia University and serves on the Council of Economic and Fiscal Advisors chaired by New York Governor Andrew M. Cuomo.
Jonathan (Jon) Beyman retired in 2014 as Managing Director- and Global Head of Operations and Technology of Citibank's Institutional Client Group, a position he held since joining the Bank in 2008. ln that capacity, he managed and was accountable for the settlement, processing, control and regulatory compliance of $5 -trillion of daily transactions in the 100 countries where Citi does business. ln addition, Mr. Beyman was responsible for the development of software applications that supported the Bank's market making and trading businesses, back office securities settlement, global payment networks, custody networks, portfolio management, risk management and financial management systems. Mr. Beyman also chaired Citi's Chief Information Officer Council, a consolidated governance and decision-making body that set unified policies and standards across the bank.
After receiving a B.S. in Accounting from the University of Connecticut, Mr. Beyman started his career with Arthur Young & Company as an auditor and is a Certified Public Accountant. He joined Chemical Bank's Operations Division after earning an MBA at Cornell and has performed a variety of senior management roles in financial services technology and operations over his 38-year career. Previously, Mr. Beyman served as the Chief Information Officer and Global Head of Operations and Technology at Lehman Brothers. He was also the Global Head of Investment Bank Operations at Credit Suisse, and in a stint outside of Wall St., Mr. Beyman was Chief Information Officer of Cendant Corporation, and Chief Operating Officer of Cendant's diversified internet-based businesses.
Job Titles:
- Managing Director, Product and Engineering
Kevin Wheeler oversees all engineering and product departments within PMP. He leads the strategy, planning, implementation, and development of technical projects to deliver iterative and growth-driving innovation.
After receiving his Masters from Columbia University, Kevin worked as a Technology Consultant with companies like National Geographic, Angi, and a variety of others before beginning his career at PMP. Using his expertise, he designed and built custom analytics tools for an Amazon Alexa skill. Recently, Kevin was named one of Mortgage Professional America Magazine's Rising Stars for 2021.
Job Titles:
- Managing Director, Vendor Management
Louann brings decades of experience from the technology, enterprise vendor management and risk management space. In her current role, Louann built and oversees a vendor management framework compliant with lending regulatory standards, minimizing vendor risk by interacting and managing suppliers daily, leading due-diligence efforts, and ensuring all third-parties are performing at optimal levels. Prior to joining Promontory MortgagePath, Louann held positions as head of risk and compliance for FormFree Holdings Corporation, business control executive at Bank of America, and SVP of risk compliance and governance at HLP.
Job Titles:
- Advisor
- President and CEO of First State Bank of St. Charles
Luanne Cundiff is President and CEO of First State Bank of St. Charles, MO, where she leads the bank's staff and board of directors to better serve the financial needs of community businesses, organizations, and individuals.
Her advocacy, experience, and enthusiasm for community banking has garnered her respect amongst her peers. She has remained committed to the Missouri Bankers Association throughout her career and previously served on its Board of Directors. Cundiff is also an industry leader at the national level, previously serving on the Board of Directors of the American Bankers Association (ABA), as Chair of the ABA Community Bankers Council, and as a member of the ABA Membership Committee. As an industry advocate, she continues to participate in state and national conversations to share the impact of regulation on community banks and, more importantly, how stringent regulations affect the customers First State Bank serves.
Passionate about giving back, Cundiff has a long history of supporting her community. Her leadership and service has benefitted more than a dozen local nonprofits. Additionally, her thoughts on aligning workforce needs with economic development efforts for current and future employers in the region were crucial when serving as Chair for both the St. Charles County Workforce Development Board and the St. Charles County Economic Development Council.
Cundiff's example of service to community is modeled by employees of First State Bank. Under her leadership, the bank has earned a reputation for supporting the communities it serves. Employee volunteer hours totaled more than 353 days with local nonprofits in 2019 and an additional 309 days in 2020 largely through virtual volunteer service needed in our local areas amid the pandemic. That spirit of commitment to exemplary service and personal contributions remains a core value of First State Bank as Cundiff and the bank team continue to give back and strengthen our communities.
Job Titles:
- Member of Fannie Mae 's Board of Directors
Mike Heid is currently a member of Fannie Mae's Board of Directors, where he serves as the Vice Chair of the Audit Committee and a member of the Compensation Committee. Mr. Heid previously worked at Wells Fargo from 1988 to 2016, where he served in a number of executive positions - including president and co-president, chief financial officer and head of -loan servicing. In addition, Mr. Heid was a previous board member of the Mortgage Bankers Association, as well as past chairman of the Housing Policy Council and the Leasing & Lending Committee of the Financial Services Roundtable.
Morris Offit brings exceptional Wall Street finance expertise to Promontory Financial Group. He is chairman of Offit Capital and is also the founder and former CEO of OFFITBANK, a private bank specializing in wealth management, which merged with Wachovia Bank in 1999.
Morris began his career in 1960 at Mercantile Safe Deposit and Trust Company in Baltimore in investment research. He joined Salomon Brothers in 1969, and in his 10 years there he established the stock research department and subsequently held responsibility for fixed-income and equity sales.
Morris earned a Bachelor of Arts from the Johns Hopkins University and a Master of Business Administration from the Wharton School of the University of Pennsylvania. He was the recipient of an honorary degree of Doctor of Humane Letters from the Johns Hopkins University in 1996. In 1983, he served as adjunct professor of finance at the Columbia Graduate School of Business, lecturing on the secondary capital markets.
His primary affiliations include serving as a trustee of the Johns Hopkins University (he was chairman of the board from 1990 to 1996); trustee of the Jewish Museum (he was chairman of the board from 1987 to 1991); and trustee of the New York Historical Society. Morris also completed a three-year term as president of UJA-Federation of New York in 2007 and is chairman emeritus. From May 2005 to May 2013, he served as a director of American International Group Inc. and was chairman of the finance and risk management committee.
Rich Paice - Chief Legal Officer, Managing Director
Job Titles:
- General Counsel
- Managing Director
Rich provides counsel on legal and business matters affecting PMP, with a focus on transactional, regulatory, compliance and general corporate matters. Rich previously held senior legal and compliance positions at two multinational corporations. Prior to commencing in-house legal practice, Rich worked in private practice with the law firms of Kelley, Drye & Warren LLP in New York, New York, Kim & Chang in Seoul, Republic of Korea and Anderson Mōri & Tomotsune in Tokyo, Japan. Rich has over 20 years of wide-ranging legal experience in mergers and acquisitions, private equity and venture capital finance, intellectual property and technology transactions, labor and employment, and general corporate and compliance matters.
Savita is a financial industry veteran, bringing a wealth of knowledge and experience working at publicly held and private companies of varying sizes, and leading cross-functional teams to achieve financial targets and operational excellence. In her current role, Savita brings unique perspectives for helping Promontory MortgagePath continue both on its growth trajectory and toward achieving its mission of changing the way lenders approach their mortgage business. Prior to joining Promontory MortgagePath, Savita served as head of global financial planning and analysis at Kabbage, a FinTech firm providing small businesses with automated cash flow solutions. Prior to Kabbage, she worked in roles with increasing responsibility in controllership, financial planning, and consumer banking at Synchrony Financial and GE Capital.
Steve Politakis was named the Chief Executive Officer of Kitsap Bank and the President and Chief Executive Officer of Olympic Bancorp, the holding company for Kitsap Bank, on July 1, 2012. Steve joined Kitsap Bank in 2002 as a Senior Vice President and Chief Credit Officer and was promoted to Executive Vice President one year later.
At Kitsap Bank, Steve has played an integral role in growing the bank from $400 million to just over $1.4 billion in assets. During his tenure, the bank has had solid, consistent growth in core deposits with one of the lowest cost of funds in the Pacific Northwest. Under his leadership, the bank has maintained a well-diversified loan portfolio with excellent credit quality. During the great recession, Steve was instrumental in reducing exposure in riskier assets and the bank continues to maintain a strong credit culture.
Job Titles:
- Regional Vice President, Sales
Job Titles:
- Managing Director, Mortgage Operations
Theresa leads Promontory MortgagePath's national strategy for mortgage fulfillment while partnering with internal stakeholder groups to execute on Promontory MortgagePath's growth and fintech strategy. Theresa also oversees the performance and effectiveness of Promontory MortgagePath's national mortgage operations, strengthening its culture of excellence in site performance, ensuring robust processes, redundant capacity and the highest quality for Promontory MortgagePath clients and their secondary market investors. Prior to joining Promontory MortgagePath, Theresa served as a client services executive at Volly. Possessing more than 20 years of industry experience, she has also held several management- and executive-level positions with Ellie Mae, Black Knight, Mortgage Cadence, Aurora Loan Services and Wells Fargo.
Job Titles:
- Regional Vice President, Sales