AGL SURETY BONDS - Key Persons


Andy Karcher - CEO, Founder

Job Titles:
  • CEO
  • Founder
  • As CEO
areas of expertise Financial Acumen Leadership and Vision Global Perspective Client Relationship Management Innovation and Adaptability M&A transaction support Over 35 years banking experience education MSc, University of Amsterdam, Netherlands BS, London School of Economics and Political Science (LSE), UK CFA, Chartered Financial Analyst (CFA) Institute, Europe PhD Oxford University, United Kingdom DBA, University Of Manchester, UK Andy Karcher, the CEO of AGL Surety Bonds, boasts a rich history rooted in the financial and banking sectors, making him exceptionally well-suited to cater to the diverse needs of the company's clientele. remains committed to delivering tailored financial solutions that meet the evolving needs of AGL Surety Bonds' diverse clientele. His ability to anticipate market trends, leverage emerging technologies, and foster strategic partnerships positions the company as a trusted partner in the financial landscape. With Andy at the helm, AGL Surety Bonds continues to innovate, adapt, and excel, providing exceptional service and value to clients seeking sophisticated financial services. Andy Karcher, the visionary CEO and Founder of AGL Surety Bonds, is a dynamic leader with a profound...

Ashley Hardy

Job Titles:
  • Director
  • Executive Director
areas of expertise Surety Bonds Collateral Management Securities Lending Trade Finance Financial Risk Management education Bachelor of Laws (LL.B.) from University of Cambridge, UK Master of Business Administration (MBA) from INSEAD, France Chartered Financial Analyst (CFA) designation from CFA Institute, USA Certified Public Accountant (CPA) qualification from Chartered Professional Accountants of Canada (CPA Canada) Master of Laws (LL.M.) in International Banking and Finance Law from University College London (UCL), UK Ashley Hardy serves as an Executive Director at AGL Surety Bonds, bringing a wealth of experience and leadership to the company. With a dynamic background in finance and strategic management, Ashley plays a pivotal role in shaping the direction and growth of the organization. With a career marked by notable achievements, Ashley has demonstrated a keen understanding of the intricacies of the financial industry. Her expertise spans across various domains, including financial analysis, risk management, and strategic planning. Ashley's ability to analyze market trends and identify opportunities for growth has been instrumental in driving AGL Surety Bonds' success. As an Executive Director, Ashley is deeply committed to fostering a culture of excellence and innovation within the organization. She is known for her strategic vision and collaborative approach, which have enabled AGL Surety Bonds to adapt to changing market dynamics and capitalize on emerging opportunities. Beyond her professional accomplishments, Ashley is dedicated to giving back to the community. She actively participates in philanthropic initiatives and community outreach programs, reflecting her commitment to making a positive impact beyond the boardroom. In summary, Ashley Hardy's tenure as an Executive Director at AGL Surety Bonds is characterized by her exemplary leadership, strategic foresight, and commitment to excellence. Her contributions continue to drive the company forward, positioning AGL Surety Bonds as a trusted leader in the financial services industry.

Dennis Norris

Dennis Norris serves as a Senior Banking Operations professional at AGL Surety Bonds, where he plays a pivotal role in overseeing and optimizing the firm's banking activities. With extensive experience in the financial sector, Dennis brings a wealth of knowledge and expertise to his role, ensuring the smooth and efficient functioning of banking operations. In his capacity as Senior Banking Operations, Dennis is responsible for managing various aspects of banking activities, including transaction processing, cash management, and regulatory compliance. He is known for his meticulous attention to detail and proactive approach, which enables him to identify and implement strategies to streamline processes and enhance operational efficiency. Dennis's expertise extends to risk management and compliance, where he works closely with regulatory authorities to ensure adherence to banking regulations and industry best practices. His thorough understanding of risk assessment and mitigation strategies enables AGL Surety Bonds to navigate complex regulatory landscapes with confidence and integrity. As a Senior Banking Operations professional, Dennis plays a key role in fostering strong relationships with banking partners and stakeholders. His effective communication skills and collaborative approach enable him to negotiate favorable terms and resolve issues in a timely manner, ultimately contributing to the firm's success and reputation in the financial industry. Beyond his professional responsibilities, Dennis is dedicated to continuous learning and professional development. He stays abreast of emerging trends and technologies in the banking sector, leveraging his knowledge to drive innovation and process improvements within AGL Surety Bonds. In summary, Dennis Norris's tenure as Senior Banking Operations at AGL Surety Bonds is characterized by his exemplary leadership, expertise in banking operations, and commitment to excellence. His contributions are instrumental in supporting the firm's strategic objectives and maintaining its position as a leader in the financial services industry.

Fernando Torres

Job Titles:
  • Legal, Tax & Market
Fernando Torres assumes the pivotal role of Legal, Tax & Market Controller at AGL Surety Bonds, where he expertly navigates the complex landscape of legal, tax, and market regulations. With a robust background in law, taxation, and financial markets, Fernando plays a crucial role in ensuring the firm's compliance with regulatory requirements while optimizing its market strategies. In his capacity as Legal, Tax & Market Controller, Fernando oversees a diverse array of responsibilities. He is responsible for interpreting and implementing legal and tax regulations relevant to AGL Surety Bonds' operations, ensuring that the firm operates within the bounds of the law while maximizing its financial performance.

Gina Kennedy

Job Titles:
  • Audit & Internal
  • Audit & Internal Controls
Gina Kennedy holds a vital role at AGL Surety Bonds as the expert in Audit & Internal Controls. With a robust background in auditing and risk management, Gina plays a critical role in ensuring the integrity, transparency, and efficiency of the firm's operations. With years of experience in auditing and internal controls, Gina brings a wealth of knowledge and expertise to her role. Her responsibilities include conducting comprehensive audits of the firm's financial records, processes, and procedures to ensure compliance with regulatory standards and best practices. Gina meticulously evaluates internal controls to identify weaknesses and areas for improvement, implementing measures to mitigate risks and enhance operational efficiency. Gina's keen attention to detail and analytical skills enable her to uncover potential issues and discrepancies, providing valuable insights to management for informed decision-making. She collaborates closely with teams across the organization to implement audit recommendations and strengthen internal controls, fostering a culture of accountability and integrity. In addition to her auditing responsibilities, Gina is committed to staying abreast of industry developments and emerging trends in audit practices and internal controls. She continuously seeks opportunities for professional development and participates in training programs and industry conferences to enhance her skills and knowledge.

Phillips Brampton

Job Titles:
  • Senior Financial Partner
areas of expertise Financial Analysis and Modeling Banking Operations and Risk Management Structured Financial Products, including SBLC and BG Proof of Funds (POF) Verification and Compliance Trade Finance and Letters of Credit (LC) Arrangements education Master of Laws (LL.M.) in International Banking and Finance Law from University College London (UCL), UK Certificate in International Trade Finance from the London Institute of Banking & Finance, UK Diploma in Financial Risk Management from the Chartered Institute for Securities & Investment (CISI), UK Certificate in International Commercial Law from McGill University, Canada Advanced Certificate in Trade Finance Compliance (CTFC) from the International Chamber of Commerce (ICC), Europe As a Senior Financial Partner at AGL Surety Bonds, Phillips Brampton holds a pivotal role in guiding the firm's financial strategy and operations. With a distinguished career spanning decades in the financial services industry, Phillips brings a wealth of expertise and leadership to his role, serving as a trusted advisor and advocate for clients seeking sophisticated financial solutions. In his capacity as Senior Financial Partner, Phillips is responsible for overseeing a wide range of financial matters, including investment management, risk assessment, strategic planning, and regulatory compliance. Drawing upon his deep understanding of global financial markets and industry trends, he collaborates closely with clients to develop tailored financial strategies that align with their unique goals and objectives. Phillips is renowned for his exceptional analytical skills and strategic foresight, enabling him to anticipate market trends and identify opportunities for growth and optimization. Whether advising on asset allocation, portfolio diversification, or wealth preservation strategies, he provides clients with the insights and guidance needed to navigate complex financial landscapes with confidence and clarity. In addition to his client-facing responsibilities, Phillips plays a key role in mentoring and developing junior partners and associates within the firm. He fosters a culture of excellence, integrity, and continuous learning, empowering his colleagues to excel in their roles and deliver exceptional service to clients. Beyond his contributions within the firm, Phillips is actively involved in the broader financial community, participating in industry events, seminars, and professional associations. His thought leadership and expertise enhance AGL Surety Bonds' reputation and visibility, positioning the firm as a trusted partner for clients seeking sophisticated financial solutions and unparalleled service. In summary, as Senior Financial Partner at AGL Surety Bonds, Phillips Brampton embodies the firm's commitment to excellence, integrity, and client-centricity. His leadership and expertise are instrumental in driving the firm's mission of delivering innovative financial solutions and superior service to clients worldwide, solidifying AGL Surety Bonds' position as a leader in the financial services industry. Phillips Brampton Senior Financial Partner As a Senior Financial Partner at AGL Surety Bonds, Phillips Brampton holds a pivotal role in guiding... view profile