TAILOR YOUR CREDIT

Yes, they can. Negative accounts that were deleted may later reappear if verified by a creditor. According to the Fair Credit Reporting Act, the credit bureau must inform you before re-reporting a previously deleted listing. The Fair Credit Reporting Act does make it hard to re-report listings; because of this, it is scarce for this to occur. If this situation does ever happen, we will help you challenge the listing within legal means... Our expert analysts will review your credit report item by item to ensure that we can help improve your credit score!... Our clients usually see results within 45 days, but the credit bureaus have 30 days to process disputes. The repair process can typically take six months to a year, depending on the number of items we need to dispute.

Primary location: Arizona United States