ZARIR - Key Persons
Captain Zarir Irani Presentation on Marine insurance and warranty at the offshore support Vessel Technology Forum held in AbuDhabi.
In a well-researched presentation Capt. Zarir lrani spoke about the Act, Principles, Warranties, Common Findings related to the marine insurance sector. He mentioned that worldwide Marine insurance contracts take into consideration the statute mentioned in the Marine Insurance Act 1906 and the majority of the worldwide marine insurance is governed by this Act. During his talk he pointed out the five basic principles of marine insurance that should be adhered to viz: Insurable interest, Utmost Good Faith, Proximate Cause., indemnity and Subrogation. He categorically stated that all contracts of marine insurance are contracts ‘Uberrimae Fidei' i.e. of the utmost good faith' and if the utmost good faith is not observed by either party, the contract may be voided by the other party (the underwriters). Proximate Cause (or ‘causa proxima') is derived from the legal dictum causa proxima non remota spectatur'. This means that ‘the proximate and not the remote cause to be considered'. The Act provides that the insurer is liable for any loss proximately caused by a peril insured against the mentioned.
Capt. Irani clearly explained the warranty clauses and its meaning. In his well-attended paper, he mentioned that a warranty's the same as a "condition" on any other type of insurance policy. It is an express or implied contractual undertaking by the assured that something will or will not be done.
Job Titles:
- Mechanical Engineer & Marine Surveyor
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- Operations Manager
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- Chartered Engineer & ISO Lead Auditor