You can refinance an existing mortgage in as little as 12 months after purchase with a conventional mortgage. Some programs allow for a waiting period of six months under special circumstances. As part of the valuation process, a home's value should show a gradual increase over a 12 month period. FHA loans ask there be at least six payments made, or 210 days that have passed since the original date of the existing mortgage...
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Need Help for First-Time Homebuyer assistance programs in Maryland? We guide help you in securing First-Time Home Buyer Loan in Maryland.