MCCULLOCH TEAM

McCulloch Mortgage Team is Waco, Texas' premiere home loan advisors. Because we serve all of Texas, we can help home buyers and existing homeowners anywhere in the state. We have access to over 75 different home loan options to suit the needs of 97% of home shoppers... Whether this is your very first time buying a house or you are a seasoned investor, we have options. Becoming a homeowner in Texas is special since we are a homestead state. Texas, like Florida, allows 100% homestead exemption allowing homeowners to protect 100% of the home's value. Because of this, owning in Texas is very favorable over renting... In addition to purchase loans, we also offer various refinance mortgage options in Texas. You may be able to reduce your monthly payment or pay off your mortgage faster. You could also use your home equity to pay off high interest debt or to pay for large expenses like college tuition.