MOSAIC WEALTH SOLUTIONS - Key Persons
Job Titles:
- FOUNDING PARTNER / FINANCIAL PLANNER
Job Titles:
- FINANCIAL ADVISOR
- FOUNDING PARTNER
Paul Arutt (Arutt is pronounced like carrot without the "c") is the President of Heritage West Capital Corporation ("HWCC"), based in Phoenix, Arizona. With over 30 years of experience in financial services, Mr. Arutt offers investment advisory services and securities as an investment advisor representative of SagePoint Financial, Inc. (member FINRA/SIPC).
Paul earned an MBA in finance and marketing from Columbia University, and a BA in economics, magna cum laude, from the University of Southern California.
Mr. Arutt's firm focuses on working with medical and legal professionals, their patients and clients, and the practices they own and manage. Frequently involved in practice management consulting, he has developed expertise in a broad range of individual and professional retirement planning issues. Paul holds both Life and P&C insurance licenses in several states and includes related products in his practice.
Paul has been a student of the markets since his teens and enjoys developing trading systems and portfolio management. Not typically using third-party managers, most of his client portfolios contain a mix of load-waived mutual funds, ETFs and individual securities.
Highly active in the Phoenix business community, Mr. Arutt has provided arbitration and litigation support, analytic and compliance advice to major law firms. He has served on the boards of several companies, including a community bank in formation. He was a Director of the Phoenix Committee on Foreign Relations.
Prior to his current association with HWCC and SagePoint Financial, Inc., Mr. Arutt worked as a registered principal and representative for several major broker-dealers in both Phoenix and Los Angeles, including Shearson Lehman Brothers, Inc. and Drexel Burnham Lambert, Inc. He holds Series 3, 7, 15, 24, 63, and 65 registrations, as well as the Registered Financial Consultant designation of the International Association of Registered Financial Consultants, Inc.
From 1998 through 2002, he served as partner, president and compliance principal of Heritage West Securities, Inc., an SEC and FINRA registered broker-dealer that conducted both a retail securities and investment banking business.
Job Titles:
- FOUNDING PARTNER
- INVESTMENT ADVISOR
Before starting the firm, Robert had a distinguished career working for top financial banks and brokerages including Morgan Stanley, Dean Witter, UBS, Paine Webber and Oppenheimer. Part of the reason he wanted to start his own firm was so he could deliver a more personalized approach with concierge-level service and an unbiased approach to investment products and strategies.
"My mission is to help people pursue their dreams and live better lives. I feel I can do a better job of this by being independent of any bank or brokerage firm," Robert says. His personal style and approach is to be honest, dependable, disciplined, prudent and caring as he "shepherds you through the market, one trade at a time."
Robert has been married to his wife, Kathy since 1992. He is a past president of Little League, former elder of his non-denominational Christian church and a sports coach. Robert and Kathy have three grown sons and 2 grandchildren.
Job Titles:
- FINANCIAL ADVISOR
- FOUNDING PARTNER
Steven J. Yazbeck is one of the five founding partners who formed Mosaic Wealth Solutions in 2017 in order to provide comprehensive wealth management and better serve their clients through advanced innovation and strategies. Since 1992, he has brought a unique, broad perspective and business experience to the table for families, individuals and small business owners.
Proactive, goal oriented and client centered are his driving principles. Prior to starting Mosaic Wealth Solutions, Steven was Sr. Vice President - Investments with SagePoint Financial, Inc and Piper Jaffray & Co.
Steven says, "I most enjoy helping people pursue success and financial health, and enjoy quality of life." He graduated from Michigan State University with a Bachelor of Arts degree from the College of Business, majoring in finance, as well as a Master of Business Administration degree (MBA) from the University of Phoenix.
He holds the AAMS (Accredited Asset Management Specialist) from the College for Financial Planning. He also holds his Series 7, 8, 63 and 66 securities registrations as well as long-term care, life, health, variable life, variable annuity and fixed annuity insurance licenses. From 2003-2005, Steven hosted a radio show, "Guides for the Journey" on 960 AM.