APISO - Key Persons


Fuad Nonoo - CEO, Founder

Job Titles:
  • CEO
  • Co - Founder
  • Chairman of the NDigital Group and the Majority Shareholder of NEC Money Exchange
In addition to his role as CEO of Apiso, Fuad is the Chairman of the nDigital Group and the majority shareholder of NEC Money Exchange, a money exchange and remittance company with 21 retail locations across Bahrain and a growing digital presence including the Bahrain franchise for Western Union digital channels. Historically Fuad spent time in executive positions in a number of Nonoo family office enterprises including BFC (Bahrain Financing Company) that was later sold to private equity and was a partner in Nonoo Jewellery a UAE based gold bullion dealer that was sold to Standard Bank.

Michael Yadgar - Chief Legal Officer

Job Titles:
  • Executive Director
  • Legal Counsel
Michael is a corporate lawyer with more than 20 years of experience directing clients on corporate, acquisition, divestment, strategy and investment matters with a focus on Fintech, Biotech, digital investments and investment funds. He joined the group in 2018, serves as a Board member of nDigital Holdings and its subsidiaries, and is Chairman of the audit, risk & compliance, and corporate governance committees.

Suhail Uddin

Job Titles:
  • Business Development Director
With well over 25 years' experience Suhail is a seasoned, multilingual sales & payments professional with disciplines in card issuing, processing, acquiring, Banking as a Service (BaaS), and regulation. Suhail has also been instrumental in helping to launch and sell major card programs in Europe for both program managers, issuers, and global travel tech companies.

Torsten Gros - COO

Job Titles:
  • Chief Operating Officer
Torsten is a seasoned travel technology and fintech professional with more than 20 years of experience, heading Implementation, Onboarding, Account Management and Support. Before Torsten has joined Apiso in Summer 2021 he held senior positions at industry leading companies, such as Travelport, KDS (now Neo Technology Group - part of American Express Global Business Travel) and eNett (a WEX company).