To keep owner-occupants in their homes, the Center for Economic and Policy Research has been advocating a residential sale-leaseback arrangement called the "Right to Rent" plan, which allows current owners to remain in their homes. More common in commercial real estate, a sale-leaseback is a deal in which an investor purchases a property and immediately leases it to the previous owner; the sale-leaseback is "an alternative form of financing that some companies turn to when traditional financing, such as bank loans, are harder to obtain."