VSRADVISORY - Key Persons
Job Titles:
- Managing Partner
- Member of the Executive Management Team
- Chief Compliance Officer, BSA
Bob Flores has served as Chief Compliance Officer, BSA Officer, Board Member and Corporate Secretary of publicly-traded financial institutions. Mr. Flores has also managed bank merger & acquisition campaigns and legal matters for a publicly traded bank.
A Certified Cryptocurrency Investigator with over 25 years of financial investigations experience. As our BSA/AML Subject Matter Expert, Mr. Flores is highly experienced with FDIC, OCC, and California DBO in matters of bank operations, with expertise emphasis in Memorandums of Understanding, Consent Orders and Cease and Desist Orders of BSA Safety-Soundness and Compliance. Experienced in bank-wide oversight of Federal and State Bank Examinations in areas of BSA and General Compliance.
Bob has the experience imperative to financial institutions, having successfully managed and negotiated the lifting of Joint CA DBO and FDIC Cease and Desist Order related to BSA and Operational weakness.
Mr. Flores is a regulatory compliance professional who truly cares about the integrity of his team's work and the well being of his clients. He lends his experience in regulatory matters and remediation with a hands on approach who is always available to meet with clients to ensure their needs are being heard and executed.
Maxine McKenley heads Vanguard Strategic Resources' Anti-Money Laundering & Banking Law Practice.
With over 20 years of banking experience, Ms. McKenley is a Anti-Money Laundering Subject Matter Expert with experience in managing consent order remediation projects for large International Financial Institutions.
Maxine McKenley has held Senior Management positions at Citi, Wells Fargo, and Bank of America. Maxine is also a former Adjunct Professor of Law & Banking at International American University.
Job Titles:
- Managing Partner
- Chief Credit Officer and Chief Underwriter for Retail and Wholesale
Robert Villapando heads Vanguard Strategic Resources' Mortgage Compliance & Solutions practice.
With over 35 years of experience in financial services, Mr. Villapando is our Mortgage Banking Subject Matter Expert. Mr. Villapando has held executive positions at top tier institutions such as Credit Suisse and Provident Bank.
Robert has been instrumental in successfully re-mediating Mortgage related Cease & Desist orders as well as Licensing approval from HUD to create a Mortgage Division for a Bank. His commercial and credit banking experience allow him to manage large teams in the area of Lending compliance; where he is considered by many as the premier subject matter expert in the industry.
Mr. Villapando has served as Chief Credit Officer and Chief Underwriter for retail and wholesale/correspondent Mortgage Banks. He has extensive experience in regulatory and compliance issues including FACTA, CFPB analysis, Reg X (RESPA). Reg C (Home Mortgage Disclosures) Reg Z (TILA/HOEPA/HMDA) and has performed regulatory due diligence under FACTA and CDOT, CCAR.
With over 35 years of experience in financial services, Mr. Villapando is our Mortgage Banking Subject Matter Expert. Mr. Villapando has a very broad knowledge of banking. His commercial and credit banking experience allowed him the knowledge base to transition into BSA/AML compliance as well as Lending compliance; where he is considered by many as the premier subject matter expert in the industry. Beyond his Integrity, true professionals like Robert understand that knowledge is meant to be gained and shared. His decades of experience in banking lend great wisdom to projects and is someone who is truly respected in financial service industry.