OPENARCHITECTURE2020.ORG

The Open Architecture 2020 Group operates as a volunteer think tank which seeks to contribute to the conversation about retirement planning, and has no sponsors, fees or revenues of any kind... are not intended to be a solicitation for insurance or investment advisory services... "An EXCELLENT technical discussion about fiduciary considerations for the role of annuities in qualified plans and retirement planning in general..." (from a thought leader on prudent insurance and annuity best practices)