ALLIED IRISH BANKS, P.L.C. - Key Persons
Job Titles:
- Chief Operating Officer
- Member of the Executive Committee
Background & Experience: Andrew joined AIB in July 2022 and has over 25 years' experience working primarily in the financial services sector, in banks and management consulting firms. His international career has spanned Canada, Australia, England and Ireland and he has held posts such as Managing Director, Accenture Financial Services, Canada and more recently Executive Director of Modernisation & Corporate Strategy, and Chief External Relations Officer at Payments Canada. Andrew holds a Bachelor of Business (Banking & Finance) and a Graduate Diploma in Applied Finance and Investment.
Job Titles:
- Independent Non - Executive Director
Background & Experience: Andy has extensive financial services experience spanning 35 years, including sixteen years with the Boston Consulting Group where he rose to become Managing Partner of the London office covering the UK and Ireland, prior to which he held several global roles including Global Head of Retail Banking. From 2014 to 2020, Andy was the Group Chief Operating Officer for HSBC Holdings plc with responsibility for operations, technology, real estate, change and transformation and operational resilience. He holds a BA and a BAI from Trinity College Dublin.
Job Titles:
- Independent Non - Executive Director
Background & Experience: Anik has over 37 years' international and professional services experience. She was a partner in PwC in Paris for 27 years, and held various leadership positions in the firm for 15 of those years. During her time in PwC she has acted in the roles of Global Client Relationship Partner and Lead Audit Partner for a number of major banking and financial services organisations.
Job Titles:
- Independent Non - Executive Director
Background & Experience: Ann has over 30 years' experience in the financial services industry. A graduate of both UCD and later Trinity College Dublin, Ann has led complex management consulting engagements at many of the world's largest global banking and securities organisations. Her most recent role was as a Principal with Deloitte in New York where she was based for 10 years. Ann was appointed by the Board, on the nomination of the Irish Minister for Finance, under the Relationship Framework between the Minister for Finance and AIB Group.
Job Titles:
- Head of Cash Management Client Services
Anne currently heads up the Cash Management Client Services team, supporting the bank's top payment generators. Specifically, Anne works with customers to implement automated end to end solutions between their ERP systems and those of the bank. Anne has over 20 years' experience with AIB. She has worked in many areas of International Banking covering cash management and treasury products, managing customer relations and branch training and communications. Anne holds a Bachelor of Financial Services Degree from UCD.
Job Titles:
- Independent Non - Executive Director
Background & Experience: Basil is a partner in the Strategic Advisory Group at PJT Partners, in London. Previously Basil was a Managing Director at Goldman Sachs, Deutsche Bank and Citigroup in London and New York. He has broad M&A, corporate finance and strategic advisory experience in the US, UK, Ireland and internationally. He qualified as a solicitor with Slaughter and May. Basil is Chair of daa plc and is a Patron of The Ireland Fund of Great Britain. He holds an LLB from Trinity College, Dublin and an LLM from European University Institute.
Brendan was appointed Head of Treasury in July 2019. Previously he was Head of Treasury Products, Trade Finance & Cash Management since April 2017 and a member of the AIB Treasury Management Board for many years. He joined AIB Corporate Treasury in 1991 and has over 25 years' experience in Fixed Income and Interest Rate Risk markets managing a number of Interest rate portfolios in AIB Treasury. Prior to April 2017 he was Head of Interest Rate Risk Management for AIB's Banking Book. Brendan holds an honours degree in Commerce from UCD, a Masters in Strategic Management Accounting from UCD Michael Smurfit Business School and is a qualified Management Accountant (CIMA).
Job Titles:
- Independent Non - Executive Director and Deputy Chair
Background & Experience: Brendan started his banking career with HSBC in 1979, working across Asia, Europe, North America, and the Middle East, where he held various roles such as Group Managing Director for HSBC Holdings plc, membership of the HSBC Group Management Board, and CEO of HSBC North America Holdings Inc. Brendan is a former Director of Ireland's National Treasury Management Agency. He was previously the Executive Chairman of Bank of N.T. Butterfield & Son Limited. Brendan was appointed Deputy Chair with effect from 24 October 2019.
Job Titles:
- Head of AIB 's Corporate Treasury Sales Team
- Head of Financial Institution Relationships
Brian joined AIB in August 2015 as Head of AIB's Corporate Treasury sales team which is focused on the delivery of Foreign Exchange and Interest Rate Risk solutions for corporate and multi-national businesses with operations in Ireland, UK and USA. Since September 2017 Brian is Head of the Financial Institutions. He has over 25 years' international investment banking experience managing various Domestic, European and Global derivative sales teams for some of the world's systematically important Financial Institutions. Brian is an alumni of both Trinity College Dublin and UCD Michael Smurfit Graduate Business School, Dublin.
Cathal has over 20 years domestic and international Corporate Banking experience having worked in Ireland and abroad for AIB. He is a member of the AIB Corporate Banking Leadership Team and Business Unit Head for the Healthcare and Food & Agri sectors with responsibility for all corporate lending and banking activity within these industry segments.
Cathal has also been Chairman of the Inter Alpha Group of European Banks in the past and represents AIB on its Governing Body.
Job Titles:
- Member of the Executive Committee
- Managing Director of Capital Markets
Background & Experience: Cathy started her career in investment banking with Morgan Stanley and subsequently ABN AMRO. She joined AIB in 1996 holding a range of leadership roles in debt Capital Markets, most recently leading the international Leveraged Finance business. In 2018 she joined the National Treasury Management Agency where she was part of the executive management team as Director, NewERA and National Development Finance Agency. In 2019 she returned to AIB as Managing Director of Capital Markets. She is a business graduate of Trinity College Dublin and holds an MBA from INSEAD.
Job Titles:
- Member of the Executive Committee
- Chief Enterprise Development Officer
Background & Experience: CJ joined AIB in 2002, bringing with him a wealth of experience across Irish, UK, US and European markets. During his 19 years in AIB, he has driven significant business development in our corporate and retail business, taking up the position of Interim Head of Group Strategy in July 2020. CJ served as Chief Operating Officer Designate from December 2020 until taking up his current role in July 2022. As Chief Enterprise Development Officer, CJ oversees the bank's Corporate Development and Strategy formulation. He is an Economics & Philosophy Graduate from Trinity College, Dublin.
Job Titles:
- Chief Executive Officer
- Executive Director
- Member of the Executive Committee
Background & Experience: In March 2019, Colin was appointed Chief Executive Officer of AIB Group. He joined AIB in August 2016 as Managing Director of Wholesale, Institutional & Corporate Banking. Prior to joining AIB, he was Managing Director at Macquarie Capital in Ireland. Previously, he was a Policy Adviser at the Departments of Transport and Finance, Research Director at Goodbody Stockbrokers, Head of Trading Research at Bank of Ireland Group Treasury and a country risk analyst at NatWest. He has a PhD in Economics from Trinity College, Dublin and BComm and MEconSc degrees from University College Cork.
David joined AIB in 2001 and has gained extensive experience in servicing the financing needs of domestic and international corporate businesses. He has experience of providing debt financing solutions to businesses operating in a wide range of sectors including construction, property, food manufacturing, healthcare and retail. Currently David is responsible for Strategy, Planning and Governance in Corporate Banking.
David has a Bachelor of Commerce from UCD, Postgraduate Diploma in Information Technology and is a Chartered Certified Accountant (FCCA).
Job Titles:
- Chief Financial Officer
- Executive Director
- Group Treasurer
- Member of the Executive Committee
Background & Experience: Donal joined AIB as Group Treasurer in September 2013 and was appointed to the role of Chief Financial Officer in March 2019 and to the Board in May 2021. Donal has gained significant experience working in domestic and international financial markets over the last 25 years. Prior to joining AIB, Donal held a number of senior executive roles including Global Head of Asian Fixed Income & Equities at Mizuho Securities in Hong Kong and a number of senior Global Financial Market Roles across Europe and Asia Pacific for Rabobank. He serves as a Non-Executive Director of Goodbody.
Job Titles:
- Human Resources Director
- Independent Non - Executive Director
Background & Experience: Elaine is a highly experienced human resources director specialising in financial services and retail. Following her early retail career with roles at Harrods, Windsmoor and later as Retail Operations Director and Human Resources Director with Arcadia, Elaine moved to financial services culminating in her appointment as Group Human Resources Director for Legal and General plc in 2006. Elaine holds an MA in English Literature and Psychology from the University of Glasgow. She is the Designated Non-Executive Director for workforce engagement.
Job Titles:
- Chartered Accountant
- Independent Non - Executive Director
Background & Experience: Fergal is a Chartered Accountant with significant experience in financial management, treasury, strategy, capital deployment and development. Fergal retired in 2020 from DCC plc, the Irish headquartered international sales, marketing and business support services group which is a FTSE100 constituent company, where he began as an Associate Director, later progressing to Chief Financial Officer in 1992, and Executive Director in 2000. Prior to joining DCC, Fergal worked in PwC and KPMG.
Job Titles:
- Head of Capital Markets Treasury Sales, Ireland
Gavin joined AIB Treasury in 1999 and has gained extensive experience serving import and export Customers in both the Corporate and Commercial segments in Ireland and the UK. Prior to joining AIB, Gavin worked in a number of European commercial banks where he served large corporate accounts. Operating in a highly regulated environment, Gavin is an advocate for the most successful outcomes for AIB customers and his deep knowledge of both local and EU regulation ensures best in class practices across the business. Gavin leads a team of Treasury sales professionals serving Business and Personal Customers of AIB across the Republic of Ireland and Northern Ireland. Gavin holds an honours degree in Economics and Politics from UCD, a post graduate qualification in Financial Services from UCD and a QFA from the Institute of Bankers.
Job Titles:
- Chief People Officer
- Member of the Executive Committee
Background & Experience: Chief People Officer Geraldine, originally from Kerry and a graduate of University College Cork joined AIB in January 2020 from her most recent role as Director of People, Communications and IT at Tesco Ireland. She was also a member of the Executive Board of Tesco for 5 years and has a wealth of experience working closely with internal and external stakeholders. Geraldine has led large teams through culture, process and organisational change, and has brought that experience to bare in driving AIB's inclusion, culture, people and future of work agendas. Geraldine joined the Board of AIB Group (UK) p.l.c. as a Non-Executive Director in May 2021.
Job Titles:
- Group General Counsel
- Member of the Executive Committee
Background & Experience: Helen joined AIB as Group General Counsel in 2012. She had previously worked in private practice in the City of London, Hong Kong and Dublin, before taking up an in house role as Head of Legal in EBS Building Society in 2005, which became part of the AIB Group in 2011. Over the last 20 years, in addition to her legal role, Helen has also held the Company Secretary position and managed the regulatory compliance and HR functions. Helen is currently responsible for the Legal, Corporate Governance and Customer Care function.
Job Titles:
- Senior Independent Director
Background & Experience: Helen is a highly experienced marketeer with 30 years' experience in consumer marketing and market research across a range of sectors and geographies. A graduate of the University of Limerick, she started her career with Infratest+GfK, based in Germany. From there she moved to Motorola, where she held a range of roles including Director of Global Consumer Insights and Product Marketing and Director of Marketing. After working in broadcast and telecoms regulation at Ofcom as the Director of Market Research, she held Marketing Director and Chief Marketing Officer roles at the BBC, DFS, Countrywide and Boots, where she was also the Chair and Director of the Boots Charitable Trust. Helen also serves on the Board of AIB Group (UK) p.l.c as a Non-Executive Director. Helen was appointed Senior Independent Director with effect from 1 July 2022.
Job Titles:
- Managing Director
- Member of the Executive Committee
Background & Experience: Hilary has over 30 years' experience in AIB, enjoying a wide and varied career across retail, commercial and corporate banking, holding a number of senior roles and leading teams across different geographies. She has successfully completed highly strategic priorities for the Group, from leading strategic change programmes to completing large portfolio transactions. Hilary holds a Bachelor's degree in Financial Services, has completed the Harvard General Management Programme, and is a member of the Institute of Bankers.
James is a vastly experienced corporate lender (20yrs+) across a number of industry sectors. James has broadened the product offering of the Bank by innovating to develop new products which address specific customer/industry needs and has a strong proven track record of delivering for customers.
Job Titles:
- Independent Non - Executive Director
Background & Experience: Jan has had an extensive executive career including roles in Royal Dutch Shell plc, Rabobank Nederland, ABN AMRO Holding N.V. and NIBC Bank N.V. and was a Member of the Executive Board and Chairman for Supervision at De Nederlandsche Bank N.V. (the central bank of the Netherlands). Jan is currently a member of the Supervisory Board and Chair of the Public Interest Committee of PwC Nederland and served on the Global Board of PwC up until June 2022. Jan has an MSc in Applied Mathematics and a PhD in Mathematics, both from the University of Utrecht.
Job Titles:
- Chairman
- Non - Executive Director
Background & Experience: Jim has over thirty-five years' experience in UK and international financial services leadership in public, listed and private company environments, including at board level, as CEO and as Chair. He was Chair of Scottish Financial Services, the Scottish financial services trade body. He also served as Co-Chair of Scotland's Financial Services Advisory Board and is a former President of the Institute of Chartered Accountants of Scotland. In 2020, he retired as Chair of Virgin Money and CYBG plc (Clydesdale Bank) having overseen the bank's successful demerger from National Australia Bank Group, its IPO and acquisition of Virgin Money. He has built considerable non-executive experience over the past twelve years across retail, wholesale and investment banking, asset and wealth management and the insurance sectors. He is currently Chair of Bluebay Asset Management, Chair of Dundee Heritage Trust and Chair of Scottish Ballet.
John joined AIB in 2005 and has gained significant experience across Banking, Credit Analysis, Accounting, Commercial Banking and Tax. He is a member of the AIB Corporate Banking Leadership team and Business Unit Head for the Retail, Pharma, Services, Social Housing, Aviation, Waste and New Business Origination.
A strong finance professional, John has a Bachelor of Commerce focused on Accounting and Finance from University College Dublin.
Kieran joined AIB in 1981 and soon after joined their Trade Finance team where he built up an extensive knowledge of the International Trade Business. He has considerable experience in dealing with all aspects of international trade and can advise on all products across the spectrum from the generic to the structured. He is responsible for the delivery of AIB's trade products and is supported by a team that provide help and advice to customers who import and/or export. He is a member of the International Chamber of Commerce Irish Banking committee and the Irish Exporters Association
Job Titles:
- Head of Treasury Sales, Great Britain
Loyd has worked in Treasury since 1987 in both Wholesale Trading and Customer Services. He joined Allied Irish Bank in 2000 working in the Corporate Sales team managing the Manchester CTS team from 2007 to 2010. From April 2013 Loyd managed the London Sales team and was appointed Head of CTS GB in June 2014. Loyd has been FCA regulated since 2004 and has a wealth of experience in trading and providing risk solutions in Foreign Exchange, Options and Interest Rate Products. Loyd was appointed Head of CTS UK in October 2019, he has responsibility for delivering a full suite of treasury products across the AIB Group UK Corporate, Commercial and retail network as well as AIB London Branch where he is also a quorum member of the Governance Committee.
Job Titles:
- Head of Treasury Products
Mary has been with Customer Treasury Services since 2001 and has a wide ranging experience across a number of teams including treasury sales, cash management and business development. She gained over ten years' experience delivering FX and interest rate solutions to AIB's corporate, SME and retail customer base in Ireland before working in a business development role with responsibility for sourcing funding and liquidity for AIB. She joined the Treasury Products team in 2015 with primary responsibility for treasury data, MI and product management before being appointed Head of Treasury Products in July 2017.
Job Titles:
- Member of the Executive Committee
- Chief Sustainability & Corporate Affairs Officer
Background & Experience: Mary joined AIB in 2007 and her experience has spanned the retail, corporate and treasury businesses. She has held a number of senior leadership roles across the bank including Chief of Staff, Head of Strategy & Business Performance for Corporate and Institutional Banking and Head of Corporate Treasury Sales. Prior to joining AIB, Mary trained as a Chartered Accountant and Chartered Tax Adviser with PwC. She is a graduate of University College Dublin.
Job Titles:
- Chief Risk Officer
- Member of the Executive Committee
Background & Experience: Michael joined AIB as Chief Risk Officer in July 2022. A senior risk professional with a 25 year banking career spanning retail, commercial, wholesale, asset management, trade finance, strategy implementation and risk management experience, he also has extensive international experience from his previous roles at HSBC in the UK, Asia and the Americas. His most recent role prior to AIB was as Chief Risk Officer of Permanent TSB. Michael holds an MBA from Columbia Business School, New York and a B.Comm from University College, Cork.
Mick joined AIB in 1989 and has worked in a number of areas in AIB including the Retail and Capital Markets divisions where he has gained extensive global banking experience and knowledge. He has worked with large domestic and international corporates across all the major sectors and is Business Unit Head for Foreign Direct Investment at AIB.
Mick is a qualified Chartered Certified Accountant (ACCA).
Nessa started her career in Deloitte's Audit & Advisory services following which she joined AIB in 2002 and has significant experience across a wide industry spectrum including Financial Services, Telecommunications, Foreign Direct Investment and Hotels.
She is a member of the AIB Corporate Banking Leadership team and Business Unit Head for the Hotels sector.
Nessa has a Bachelor of Commerce and a Masters of Accountancy from University College Dublin, and is a member of the Institute of Chartered Accountants in Ireland.
Job Titles:
- Independent Non - Executive Director
Background & Experience: Raj has 36 years' business, risk and governance experience gained in large and complex global listed financial services organisations including Citibank, Allianz, Swiss Re, Standard Life Aberdeen and EFG International with the last 20 years at the executive committee level as Group Chief Risk Officer. He has served as a Non-Executive Director of a national credit bureau and two listed financial institutions as well as many of the banking, insurance, reinsurance and asset management subsidiaries of those firms. Raj was appointed to AIB as a Non-Executive Director under the Relationship Framework between the Irish Minister of Finance and AIB Group. In addition to AIB, Raj serves as a Non-Executive director on two other listed financial service companies.
Job Titles:
- Independent Non - Executive Director
Background & Experience: Sandy is a University College Dublin graduate, with a distinguished career across the financial services industry. She is an accountant who previously was a senior partner at PricewaterhouseCoopers LLP and has held a number of Non-Executive Directorship roles, including at Irish Life and Permanent TSB plc, Skipton Building Society, the FSCS, TSB Bank plc and MBNA Ltd.
Job Titles:
- Head of Business & Retail Treasury Sales, Ireland
Seamus joined AIB in 1987 and gained valuable experience in various departments within Treasury Operations, prior to moving to Wholesale Treasury in 1991. His role on the Liquidity & Funding desk, which also included Interest Rate Derivative trading, provided plenty of opportunity to gain further insights to Financial Markets and Risk Management. Since moving to Customer Treasury Services in 1994, Seamus has been leading customer centric Sales Teams to deliver a first class Treasury service to our customers across the various business sectors in which we operate, and was appointed to his current position as Head of Corporate & Institutional Treasury Sales Ireland in 2019, with responsibility for leading AIB's proposition in FX, Interest Rate Hedging & Cash Management solutions in this sector. Seamus holds a PIB APA accreditation, awarded by the Institute of Bankers in Ireland and is a member of the Irish Association of Corporate Treasurers.
Job Titles:
- Chartered Accountant
- Independent Non - Executive Director
Background & Experience: Tanya is a Chartered Accountant with extensive industry-based experience in the areas of compliance, internal audit and risk management and has over twenty years' experience in publicly listed companies. Tanya trained and qualified with PwC. She has since held roles in a number of organisations including Tesco, Mercury Engineering, Paddy Power Betfair plc and, most recently, was the Group Chief Risk Officer of Flutter Entertainment plc. Tanya currently serves as the Chief Risk Officer of Primark. She has a B.Comm in Accounting from University College Cork.
Job Titles:
- Head of Customer Treasury Sales
Tom Hall is Head of Customer Treasury Sales. Prior to this he led AIB's Treasury Sales business in Great Britain and Northern Ireland for 4 years. He has an in depth knowledge of FX & Fixed Income markets and a wealth of experience in using this knowledge to deliver successful outcomes for AIB customers. Hall is a member of the AIB Treasury Management Board and Head of AIB plc's London Branch.