NBS UNDERWRITING - Key Persons


Adrian Hardaker

Job Titles:
  • Senior Underwriter
Adrian, a seasoned underwriter, holds 30+ years of expertise in insurance and brokering. His vast experience spans the UK and New Zealand markets. Currently, he serves as a senior underwriter in the NBS renewals team.

Amelia Kellett

Job Titles:
  • Adminstrator
Amelia's primary responsibility involves overseeing the underwriting inboxes. She plays a crucial role in ensuring that communication received from brokers is effectively directed to the appropriate underwriter.

Andrew Lister DipCII

Job Titles:
  • Risk & Compliance Director
Andrew specialises in managing the group's risk and compliance functions at NBS. Having embarked on his insurance career on the high street and subsequently working with a specialist commercial broker, Andrew brings a wealth of experience in servicing a diverse client portfolio throughout the UK and Ireland. Since 2010, Andrew has been an integral part of the RiskAlliance Group, and he was a founding member of NBS. He holds a crucial role in upholding regulatory compliance within our organisation. With a deep understanding of FCA rules, Andrew ensures that our operations adhere to the highest industry standards. He also bears the responsibility of overseeing legal matters, including health and safety protocols at NBS.

Arun Riar

Job Titles:
  • Underwriter
Arun, has been an underwriter at NBS since May 2021, he specialises in SME risks and has a diverse skill set to underwrite various products. He seamlessly supports the commercial team as and when required. Arun joined NBS in May 2021 after graduating from university with a first class degree in international business. He has underwriting experience in legal indemnities after completing a placement year at CLS Risk Solutions.

Bethany Eyles

Job Titles:
  • Underwriter
Shewar is the NBS Team Leader for both the SME and Commercial Renewal Teams. Her responsibilities include, the development of renewal team members, training new underwriters, managing workflows, and prioritising risks to ensure …. Beth, an experienced Commercial Underwriter, joined NBS in 2020 from a major insurer. Her expertise and dedication shine through as she expands her knowledge and delivers exceptional service, within the renewals team.

Bethany Stone

Job Titles:
  • Underwriter
Bethany's previous role was an operational supervisor liaising with clients, brokers, and insurance companies on a daily basis. Bethany is new to underwriting and is excited to undertake her training at NBS.

Charlotte Wood

Job Titles:
  • Assistant Team Leader & Underwriter
Charlotte, a customer service expert with 15 years of experience, joined NBS in March 2023. With a financial service background, she's has a full understanding of SME products and working towards her CII status. Charlotte joined NBS in March 2023, bringing 15 years worth of customer service experience, as well as a background in mortgages. Charlotte is looking forward to using her previous financial services experience to help with her career in insurance. She is now working towards gaining her CII status.

Chelsea Bray

Job Titles:
  • New Business Team Leader & Underwriter
Chelsea joined in 2021 as an underwriter and has rapidly gained an in depth understanding of our SME products. She is now New Business Team Leader and is working towards her CII status. Chelsea joined in November 2021 as a commercial underwriter. She is new to underwriting, but does bring with her 5 years previous customer service experience.

Christopher Robinson

Job Titles:
  • Schemes Development Assistant
In Dec 23, Christopher became part of NBS as a Schemes Development Assistant. His role involves contributing to the enhancement and maintenance of our online quoting portal, ensuring its continuous development and smooth operations.

Claire Cowling

Job Titles:
  • Senior Underwriter
Claire, a senior underwriter in the commercial new business team, has returned to NBS after first joining in 2018. With a wealth of experience in the industry, she is dedicated to advancing her expertise by pursuing her CII qualification.

Daniel Cummins

Job Titles:
  • Underwriter
Daniel, a valuable member since 2017, previously managed claims and underwriting queries. Now excelling in the renewals team, he brings expertise as an Underwriter to enhance the team's performance.

David Gribbon

Job Titles:
  • Lead Business Development Manager
David Gribbon is the Lead Business Development Manager at NBS Underwriting. With over 20 years of experience in the industry, David brings a wealth of knowledge and expertise to his role. Recently gaining his CII qualification, he is dedicated to staying at the forefront of industry advancements. David's previous experience includes working with brokers across the UK and various sector specialisms at a Composite Insurer for over 10 years. At NBS, he is responsible for liaising with brokers based in Northern Ireland, Scotland, and Northern England. David is committed to visiting and collaborating with our current and prospective broker partners, actively seeking their feedback to continuously enhance our proposition development and deliver the exceptional service our brokers expect.

Dawn Harding

Job Titles:
  • Marketing Manager
Dawn brings 18 yrs of specialised marketing experience within the insurance industry. She's responsible for the management and implementation of all marketing and communication strategies & provides valuable support to the development team Dawn possesses 18 years of extensive marketing expertise exclusively within the insurance sector. Her role at NBS involves overseeing and executing various marketing and communication strategies. This encompasses the management of the company's website, social media presence, and email campaigns. Dawn is also responsible for spearheading the development and implementation of all digital marketing initiatives, including social media campaigns and website management. Furthermore, she will handle press enquiries as part of her responsibilities.

Eleanor Watson

Job Titles:
  • Underwriter
Eleanor joined the New Business Team in Jan 2024, bringing with her a wealth of experience in underwriting motor finance. Her expertise and industry insight make her a valuable addition to the Underwriting team.

Elisha Lovell

Job Titles:
  • Underwriter
Elisha joined us from a local broker situated near our Bexhill office. Elisha's extensive experience across various commercial and personal lines products offers the team valuable insights into broker operations, enriching our understanding

Emily Coneron

Job Titles:
  • Claims Team Leader
Emily joined the claims team at NBS, quickly becoming team leader. As well as claims knowledge she has underwriting experience which helps with her role..

Emma Todd

Job Titles:
  • Underwriter
Emma became a part of NBS in October 2023. Presently, she's undergoing training on SME products and is eager to broaden her understanding of underwriting.

Fern Booth

Job Titles:
  • Underwriter
Fern joined NBS in May 2022, bringing many years' customer service experience. She has become integral part of the team and is able to underwrite a wide range of underwriting risks.

Gary Townson

Job Titles:
  • Senior Scheme Developer
After starting out in Underwriting in 2017 with NBS, Gary now takes on the role of Senior Schemes Developer, working on the maintenance and development of our online quoting portal.

George Beaumont

Job Titles:
  • Underwriter
George became a member of the renewals team in July '23. Currently, he is immersed in comprehensive training on our SME products and familiarising himself with the insurance operations at NBS.

Georgia Hitchcox

Job Titles:
  • Compliance Administrator
After starting out in Underwriting in 2017 with NBS, Gary now takes on the role of Senior Schemes Developer, working on the maintenance and development of our online quoting portal. Georgia works with our Risk and Compliance Director to ensure regulatory compliance NBS. With knowledge of FCA regulations, she efficiently manages broker TOBAs and oversees the setup of agencies on our online quoting platform. Georgia also assists in handling complaints and upholds our commitment to exceptional service.

Georgia Jessop

Job Titles:
  • Underwriter
Georgia previously worked as a Compliance Administrator for NBS and has now moved to the new business team to become an underwriter concentrating on SME risks.

Greg Condon

Job Titles:
  • Underwriting Manager ( Professional Indemnity )
Since joining our team in October 2022, Greg has been instrumental in developing our Professional Indemnity suite of products and will manage larger, more complex professional indemnity risks submitted. His 30 years of invaluable industry experience includes underwriting for prestigious Lloyd's Syndicates, multinational corporations, and MGAs. With his wealth of knowledge and keen eye for detail, Greg ensures that broker's clients receive the best possible coverage tailored to their unique needs.

Guy Davies

Job Titles:
  • Underwriter - Assistant Team Leader
Guy is an experienced insurance professional, specialising in non-standard Home insurance. With a background in underwriting and a focus on property and household risks, he brings valuable expertise and knowledge to the team.

Harry Miskin

Job Titles:
  • Senior Underwriter ( Technical & Training )
Harry, an invaluable member of NBS since April 2019, is dedicated to providing exceptional service to brokers. With keen attention to detail, he excels in the commercial new business team, while actively contributing to training newer team members.

Harry Paveley

Job Titles:
  • Underwriter
Harry, a member of the SME renewal team, is diligently training to grasp the intricate world of insurance and the diverse SME product portfolio. His efforts focus on enhancing expertise in this realm for effective renewal operations.

Heidi Weyeneth

Job Titles:
  • Business Development Manager
Heidi Weyeneth is a dedicated Business Development Manager at NBS Underwriting, specialising in building and nurturing relationships with insurance brokers in London and Southeast England. With a wealth of experience in insurance markets worldwide, Heidi joined NBS in 2022, and quickly became an invaluable asset to the team. Her expertise and strategic approach contribute to the growth and success of our current and prospective broker network in the UK. Prior to joining NBS, Heidi honed her skills while working for a prominent Broker Network, where she provided extensive support and development opportunities to brokers. Heidi's passion for the industry and commitment to broker satisfaction makes her an exceptional partner for brokers.

Helen White Cert II

Job Titles:
  • Underwriter
Helen, an experienced Commercial Underwriter, joined NBS in 2022. With over 18 years of expertise in underwriting policies for places of worship, she excels in handling complex risks and has swiftly grasped the NBS product portfolio

Ian Chapman

Job Titles:
  • Member of Our Wellbeing Team
  • National Forum Officer
  • Underwriting Manager ( Development )
With over 20 years of industry experience, Ian joined us in 2020 to drive the advancement of new and existing products and collaborates closely with our claims team. Ian's expertise spans underwriting and broker-facing development roles, making him a valuable asset to our team. In addition to his role at NBS, Ian serves as the National Forum Officer with the CII, where he previously held the position of president for Halifax CII. As an active council member, he focuses on the learning and development of CII members in Halifax and surrounding areas. Ian is also a vital member of our wellbeing team, actively contributing to fostering a positive working environment at NBS Underwriting.

Jacob Kiwomya

Job Titles:
  • Underwriter
Jacob joined our underwriting team in January 2023. With over 5 years' experience in the hospitality sector, Jacob brings an advantageous insight into the SME products we offer. He is embracing developing his underwriting knowledge.

James Trinder

Job Titles:
  • Underwriter
James is a versatile underwriter within the renewals team, adept at assessing diverse risks. He acts a referral point for colleagues and ensures top-notch service for brokers. James is new to NBS and the insurance industry but has quickly demonstrated his dedication and hard work. He is currently working towards his CII status and supports the team to ensure we deliver high quality service to all our brokers.

Joanne Jepson ACII

Job Titles:
  • Underwriting Manager ( Trading )
Jo is one of our Underwriting Managers, with over 30 years of diverse experience in the insurance industry, Jo joined NBS in 2021 to lead our liability heavy lines of business……

Jodie Liversedge

Job Titles:
  • Claims Team Leader
Jodie, with over a decade of industry experience, joined NBS in 2021. Swiftly gaining knowledge on all our products, she is now team leader for both the SME and Commercial New Business teams. Her responsibilities include, training new under

John Darnbrook ACII

Job Titles:
  • Underwriting Manager ( Technical & Training )
John is our Technical and Training Underwriting Manager with a wealth of expertise in commercial insurance, accumulated over 30 years in the field……

Katie Eyles

Job Titles:
  • Underwriter
Katie, an experienced insurance professional, joined NBS in 2022 after excelling in customer service and insurance roles at Covea. With a strong focus on customer satisfaction, she continues to expand her expertise at NBS.

Kim Hill

Job Titles:
  • Assistant Team Leader & Underwriter
Kim, joined NBS in Nov'21 with vast experience of customer service. With enthusiasm, she's able to successfully underwrite our wide range of commercial products. She is now Assistant Team Leader

Laura Spragg

Job Titles:
  • Claims Handler
In December 2023, Laura became part of NBS, bringing her experience from warranty management to her role as a claim handler. Within our team, Laura manages new claims and collaborates closely with Sedgwick's team of loss adjusters.

Lauren Pascoe

Job Titles:
  • Underwriter
Lauren honed her skills in underwriting at a large insurer. She further specialised in claims at an accident management company. Since 2022, she has been a valuable underwriter at NBS, handling property owners & household.

Lewis Baker

Job Titles:
  • Underwriter
Lewis brings over 20 years of insurance experience, garnered from roles at Covea, Eaton Gate, and Arthur J Gallaghers. With a background in both commercial and high net worth, he boasts extensive market connections and relationships.

Liam Berry

Job Titles:
  • Underwriter
Liam brings over 15 years of experience in Commercial Underwriting, working in both existing and new business teams. Liam offers invaluable expertise across various commercial products and enjoys nurturing relationships with brokers.

Marcel Krynski

Job Titles:
  • Claims Administrator
Marcel is our claims administrator, supporting the claims department. His primary role revolves around assisting the claims team, playing a crucial part in ensuring its smooth and efficient operation.

Matthew Bentley

Job Titles:
  • Claims Handler

Maya Mazur

Job Titles:
  • Underwriter
Maya joined NBS in April '21, bringing financial sector experience to the role. She previously worked with the renewals team before transferring this knowledge to the new business team. She is currently pursuing her CII status.

Melissa Stodart

Job Titles:
  • Company Accountant
Lisa-Marie, a skilled underwriter, joined NBS in April 2023. With experience as a liability agent and Cert CII qualification, she's excited to excel in underwriting property owners and household insurance policies. Melissa has over a decade of experience in finance. She produces management accounts and other MI for the wider Accelerant group. She also works with our auditors and external parties across the finance function delivering information.

Michael Pearson

Job Titles:
  • Underwriter
Michael, with 9 years in sales and customer service, joined NBS in Aug 2022. New to underwriting, he's acquiring expertise in the renewals team while undergoing comprehensive product training.

Mid Net Worth

Job Titles:
  • Insurance

Naeim Miah

Job Titles:
  • Underwriter
Naeim, joined NBS in September 2023. He's currently training on SME products and is looking forward to expanding his underwriting knowledge.

Nicola Field

Job Titles:
  • Underwriter
Nicola is an underwriter working on a wide range of products related to property and household insurance. She previously worked at Hastings direct for 13 years undertaking various roles from call centre agent to quality data analyst.

Paul Bennett

Job Titles:
  • Underwriting Director
Paul heads the underwriting division at NBS Underwriting. With an illustrious career spanning over 25 years, Paul has garnered extensive expertise from composite insurers, MGAs, and broker markets. Joining NBS in January 2020…..

Pyper Woodhouse-Kent

Job Titles:
  • Underwriter
Pyper joined NBS in May 2023 with over 6 years of customer service experience. She is now using this knowledge to build on her career as an underwriter.

Rachel Holt

Job Titles:
  • Executive
  • Finance
Rachel has over 15 years insurance accounting experience. She is responsible for all aspects of the NBS accounts, including all day-to-day queries, bordereau production and credit control.

Rachel Oldroyd

Rachel joined NBS, as an administrator when the company was first established in 2011. She has undertaken all roles in the business during this time, which has given her an in depth understanding of how the entire business operates……

Rebecca Gray

Job Titles:
  • HR Manager
Rebecca is an HR professional with over 30 years of experience in the Financial Services industry. Throughout her career, she has taken on diverse roles spanning HR, Learning & Development, and Business Change, gaining…..

Rita Gray

Job Titles:
  • Senior Underwriter
Rita joined NBS in 2012 as a Scheme Underwriter. She has over 30 years' of insurance experience, the majority of which were spent within the RiskAlliance Group. Rita has vast experience of underwriting all classes of commercial insurance.

Robert Hawkes

Job Titles:
  • Underwriting Manager ( Household & Property Owners )
Rob joined NBS in December 2014, bringing over 10 years of underwriting experience in commercial and personal lines products, spanning regional and Lloyds' markets…….

Scott Beeching

Job Titles:
  • Underwriter
Scott is a seasoned insurance professional with expertise in customer service and fraud investigation. Joining NBS in 2022, he quickly adapted to underwriting property and household products, delivering exceptional results.

Shewar Akhtar

Job Titles:
  • Team Leader
Shewar is the NBS Team Leader for both the SME and Commercial Renewal Teams. Her responsibilities include, the development of renewal team members, training new underwriters, managing workflows, and prioritising risks to ensure ….

Stan Kaznowski - CEO

Job Titles:
  • Chief Executive Officer
With forty years' of industry experience including major composite and Lloyd's syndicates, Stan was the driving force behind the RiskAlliance Group which included NBS……. With an impressive 40 years of invaluable experience in the insurance industry, Stan brings a wealth of knowledge and expertise to our team. His journey began at Commercial Union, where he received top-class training and development, propelling him through the ranks with remarkable speed. Driven by his ambition, Stan eventually established his own successful insurance brokerage. Building upon his achievements, Stan then assumed the role of Director at the renowned Crowe Insurance Group - Syndicates of Lloyds. Following many successful years there, he had the opportunity to execute a Management Buyout (MBO), leading to the establishment of the highly regarded RiskAlliance Group. As the CEO and majority shareholder of RiskAlliance Group, Stan made significant contributions to its growth and success. It was during this time that he founded NBS in 2011. Stan's exceptional leadership skills and strategic vision have played a pivotal role in executing numerous mergers and acquisitions throughout his career, this extensive experience enables him to grasp the intricacies and challenges within the insurance value chain. Additionally, Stan excels at cultivating and nurturing valuable partnerships, further enhancing NBS's reach and impact. Stan drives our organisation forward with his remarkable track record and unwavering dedication to excellence.

Steve Cowman - Managing Director

Job Titles:
  • Managing Director
With his extensive experience and unwavering dedication, Steve has been an integral part of NBS since its establishment. In the early days, he took on various roles within the company, gaining invaluable insights into all aspects of NBS….

Steve Denning

Job Titles:
  • Underwriting Manager ( Trading )
Steve Denning, our Underwriting Manager, brings with him over 25 years of expertise in commercial insurance. Throughout his career, Steve has held various roles in underwriting, including ….

Stuart Burgess

Job Titles:
  • Business Development Manager
Stuart is an invaluable member of the NBS team, serving as one of our Business Development Managers. With over a decade of experience in the insurance industry, Stuart brings a wealth of knowledge and expertise to his role…..

Stuart Wilson - CFO

Job Titles:
  • Finance Director
With a solid foundation in the industry, Stuart joined our group in 2010, following 10 years in audit and financial reporting with reputable regional practices. At NBS, Stuart takes charge of our finance team,…..

Tom Coghlan

Job Titles:
  • Underwriter
Tom joined NBS as an Underwriter in Jan 2024. As an integral part of our growing team, Tom's unique skills and fresh perspective are sure to contribute significantly to our collective success.

Tom Kaznowski

Job Titles:
  • Underwriter
With a solid foundation in administrative work, Tom is rapidly gaining experience of underwriting property owners insurance, risks.

Tom Obank

Job Titles:
  • Underwriter
Tom, an experienced underwriter, first joined NBS in 2020. He specialises in Commercial Combined policies, offering tailored solutions to our clients' diverse needs.

Will Sherlock

Job Titles:
  • Claims Handler
Will joined NBS in Mar 2024 having started his insurance career in Sep 2022, and is currently working towards his CII status. His role involves overseeing the claims process from start to finish, liaising with brokers and loss adjusters.