MEHR FAIRBANKS TRIAL LAWYERS

Fire, tornadoes, storms, rain, and wind can all damage your home. Most often we see cases where the repair estimate is too low. Or the insurance company won't pay for matching shingles or matching siding. Sometimes they will use a computer estimating software (Exactimate) that is much less than the real cost. We have even seen a case where they canceled a policy after the fire destroyed it simply because the owner let her adult son live there (the policy didn't mention that being an exclusion). We have seen cases where the insurance cancels the policy retroactively (this is a technique called "post claim underwriting"). The excuse is that the insurance company was lied to on the application and would not have issued the policy had they known the truth. Many times, they already knew the true facts but ignored them, figuring they could collect the premiums and never worry about having to pay any claim. Other times they falsely claim the owner started the fire and want to delay the..

Also known as: Mehr Fairbanks

Primary location: Lexington United States