NATIONAL REVERSE MORTGAGE LENDERS - Key Persons
Job Titles:
- Branch Manager
- Loan Officer
Massachusetts Mortgage Broker-Lender License #MC810371.
Licensed by the New Jersey Department of Banking & Insurance.
Arizona Mortgage Banker License #1032351; Licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Kansas Originator License No. LO.0036275. Rhode Island Licensed Lender. Texas Mortgage Banker Registration in-state address 44 Washington Street, Suite 200, Toms River, NJ 08753 (Branch NMLS #810371).
Ashley Wilson Senior Loan Officer Office Phone: 732-497-3868 Mobile Phone: 267-799-6267 Fax: 732-505-4660 Email: awilson@fam1fund.com NMLS: 1788516 More Info
Job Titles:
- Branch Manager / Loan Officer NMLS 1002187
Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you a top notch professional who'll provide you with quick and accurate financial advice. As an experienced loan officer, I have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal, and I am committed to providing my customers with mortgage services that exceed their expectations. After you've applied, I'll call you to discuss the details of your loan, or we can set up an appointment. As always, you may contact me anytime by phone, email or my contact form. Get started by applying through my secure link above.
Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Meet Senior Loan Officer, Chris Miller! Since joining Family First Funding in January of 2019, Chris quickly rose to the top of the ranks. In his second year, he had earned the honors of Top 1% of Originators in the country in the Scotsman Guide! Chris also graduated from prestigious Wake Forrest University with a double major in business administration and elementary education!
Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer, Chris has the knowledge and expertise you need to explore the many financing options available.
When Chris is not working hard for you, you can catch him on the golf course, spending time with friends and family, and watching the Mets, Knicks, and Giants!
This material has not been reviewed, approved or issued by HUD, FHA or any government agency. The company is not affiliated with or acting on behalf of or at the direction of HUD/FHA or any other government agency. ©2022 Family First Funding LLC, 44 Washington Street, Suite 200, Toms River, NJ 08753, 1-800-542-7895, Licensed Mortgage Banker, NMLS #810371. For licensing information, go to: www.fam1fund.com or www.nmlsconsumeraccess.org. This is not a commitment to lend. All loans subject to an application, credit review, appraisal and underwriting approval. All rates and terms quoted herein are for informational purposes only and are subject to change without notice.
Job Titles:
- Branch Manager
- Loan Officer
- Manager
Job Titles:
- Branch Manager
- Loan Officer
- Manager
Job Titles:
- Manager
- Executive Vice President of Sales - Loan Officer
Job Titles:
- Manager
- VP of Sales / Area Manager - Loan Officer
David Wicki, Jr. VP of Sales/Area Manager - Loan Officer Office Phone: 732-505-4600 x732 Mobile Phone: 732-762-0022 Fax: 732-505-4660 Email: dwicki@fam1fund.com NMLS: 192715 More Info
Job Titles:
- Manager
- Board Member of the Middletown LeTip International Chapter
- Branch Manager / Grant Specialist - Loan Officer
- Marshall
With more than 20 years of banking and lending experience, Donna Marie Marshall is one of Family First Funding's original members. Donna brings a wealth of knowledge to her local community as not only a Senior Loan Officer and Grant Specialist, but as one of the Branch Managers (NJ/NY/PA/FL) of the Family First Funding's Red Bank, NJ location. Her goal is to simplify the often confusing and frustrating mortgage process by providing transparency, flexibility, and sound advice to her customers. Family First Funding is a full-service Mortgage Banker with many loan programs to meet your individual needs.
Donna's knowledge and experience with local community grants, construction, and rehabilitation loans can make the complicated seem simple. She works for you! Donna is available 7 days a week from 8:00 AM until 9:00 PM every day.
Donna is married with 2 children and has two grandchildren. Donna is a Board Member of the Middletown LeTip International Chapter; she is active within her community and thrives on helping others. Donna also is a notary for the State of New Jersey and has owned her own company, DMK Financial Services LLC, since 1984 where she provides small businesses with her bookkeeping skills and financial services. Donna attended Brookdale Community College and majored in Business Management and Accounting. While she is not working, Donna enjoys creating mosaic tile art work and gardening.
Licensed by the New Jersey Department of Banking & Insurance.
Job Titles:
- Co - Founder
- Manager
- President
- President of Family First Funding LLC
Gabriel Gillen is a New Jersey native, father of 3 amazing children, Brandon, Hailey, and Madison, and husband to a patient and beautiful wife, Neusa. He returned to NJ from after graduating from George Washington University to put his Entrepreneurship and International Business degrees to work. Wanting to be in the "Finance World" and having a desire to help others, Gabe worked at a few mortgage banks and brokerages prior to starting his own company in 2009. Along with his partners Neusa and Scott, their company has grown from a small office consisting of just the three of them to their current staff of over 300 people, 25 different offices, and licensed to lend in over 30 states. He currently serves on the Board of Governors for the Mortgage Banking Association of New Jersey.
Job Titles:
- Senior Loan Officer / Reverse Mortgage Specialist
Job Titles:
- Manager
- VP of Sales / Branch Manager - Loan Officer
Hilary brings to Family First Funding 20 years of expertise as a top producing mortgage originator. A natural with numbers, this Ridgewood, NJ native entered into the mortgage business in 1998. This followed a successful 10 years on Wall Street, which began on the International Equity desk at Pru-Bache.
Her career took her to Toronto as a manager for the same international equities desk; she subsequently worked at various firms trading S&P's, futures and options. Then she landed on the proprietary fixed income desk at CDC Capital, a division of the Caisse des Depots et Consignations, where she traded derivatives on the long end of the fixed income market. Mortgages were a natural progression from there.
"When my clients are trying to find the best solution to their mortgage needs, I simply tell them - Once we run the numbers, the answers begin to present themselves. Running numbers clarifies solutions," Hilary says.
By keeping a long term focus on mortgage banking, Hilary has acquired unrivaled knowledge and expertise, including but not limited to: conforming loans, jumbo loans, interest only loans, stated income loans, reverse mortgages, construction and land loans. She has been very successful with builder spec loans and is constantly adding new lenders to her arsenal. Currently, she has some of the most competitive builder spec loans on the market. Creative solutions to the out of the ordinary or impossible solutions are her strong point.
An active Hamptons resident, Hilary has been on the board of several non-profit fundraising organizations on the Eastern End of Long Island, most significantly, President of Alternatives, a Southampton outpatient treatment center primarily focused on substance abuse services. In her spare time she enjoys spending time with her family, playing tennis, reading, cycling and going to the beach.
"Candor and clarity," is Hilary's guiding philosophy. From her vast experience comes wisdom on how to navigate around the mortgage world, as well as confidence and dedication. Hilary treats each new deal as a challenge, with decisive determination to find the best solution for her clients.
A truthful, transparent communicator and caring individual, Hilary is happy to serve the diverse clients she meets in her role as a Director in the East Hampton office.
Job Titles:
- Area Sales Manager
- Loan Officer
Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you a top notch professional who'll provide you with quick and accurate financial advice. As an experienced loan officer, I have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal, and I am committed to providing my customers with mortgage services that exceed their expectations. After you've applied, I'll call you to discuss the details of your loan, or we can set up an appointment. As always, you may contact me anytime by phone, email or my contact form. Get started by applying through my secure link above.
Job Titles:
- Branch Manager - Loan Officer
With a successful career of over 20 years in the mortgage industry, you have found the Mortgage Professional that is here to help you. When you're buying, selling, refinancing, or building your dream home, you have my trust to get you to the closing table. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with an experienced professional who is able to give you quick and accurate financial advice. As an experienced loan officer I have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and use our secure online application to get started. After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice. I look forward to working with you.
Job Titles:
- Branch Manager
- Loan Officer
Job Titles:
- VP of Reverse Mortgage / Branch Manager - Loan Officer
JD Dinnocenzo (NMLS#118902) is a Certified Mortgage Planner, Certified Senior Advisor, H.E.C.M. (Reverse Mortgage) Specialist and M.B.A. Dinnocenzo has been in the mortgage industry for 20+ years and holds licenses in Florida, New York, and New Jersey.
Job Titles:
- Branch Manager
- Loan Officer
- Manager
Job Titles:
- Vice President of Sales - Loan Officer
Jerry is a 20-year veteran of the real estate and mortgage industry. Jerry is a perennial recipient of numerous national Top Producer Awards. In 2021, Jerry was recognized by Experience.com as one of the Top Rated Mortgage Originators in the country for Customer Service. He is able to accomplish this by having an unmatched work ethic. Don't be surprised if you call Jerry's phone at 7:00 AM on a Sunday morning (thinking you are going to leave a message) and are greeted with a big "Good morning, how can I help you?!"
Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer, I have the knowledge and expertise you need to explore the many financing options available. Like a practicing physician or lawyer, Jerry believes you need to be a practicing loan officer. "The rules and programs are changing all the time. I need to read and follow all the changes so we can make the best decisions for you and your family!"
Job Titles:
- VP of Sales / Branch Manager / Loan Officer
Licensed Mortgage Banker-NYS Department of Financial Services-in-state branch address 50 Charles Lindbergh Blvd, Suite 503, Uniondale, NY 11553.
Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you a top notch professional who'll provide you with quick and accurate financial advice. As an experienced loan officer, I have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal, and I am committed to providing my customers with mortgage services that exceed their expectations. After you've applied, I'll call you to discuss the details of your loan, or we can set up an appointment. As always, you may contact me anytime by phone, email or my contact form. Get started by applying through my secure link above.
Helping Families achieve their dream of home ownership since 1994! Kawall Deosaran Studied accounting and information systems at Queens College, Flushing NY. Worked as a premium auditor for American International group [AIG]. Then as a financial Consultant with the prudential insurance company - Mortgages being part of his portfolio. In 1994, he felt more passionate about helping families with their Mortgage needs, established a full-service Mortgage Bankers Branch in Richmond Hill NY, Specializing in FHA 203 B & 203K Rehab loans. As a Certified FHA Direct Endorsed Underwriter with over 20 years of mortgage originating experience, Kawall possesses all the necessary skills to originate and seamlessly close your loan.
Job Titles:
- Manager
- Branch Manager - Loan Officer
Loan Originator is engaged in loan origination activities on behalf of FFF. Licensed Mortgage Banker-NYS Department of Financial Services-in-state branch address 50 Charles Lindbergh Blvd, Suite 503, Uniondale, NY 11553.
Job Titles:
- Manager
- VP of Sales / Branch Manager - Loan Officer
Kevin Moser Senior Loan Officer Office Phone: Senior Loan Officer Mobile Phone: (732) 616-7498 Fax: (732) 358-0578 Email: kmoser@fam1fund.com NMLS: 1454250 More Info Whether you're buying, selling, refinancing or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you are dealing with a top professional who is able to give you quick and accurate financial advice. With over thirty-five years of experience in the financial services industry trading and managing interest rate exposure for several major investment banks, I have that expertise you are looking for to take the stress and uncertainty out of this most important decision. I take pride in remaining a ‘student of the markets' and my contacts in the financial industry remain deep. Ensuring that you make the right choice for you and your family is my ultimate goal. I have been a lifelong resident of Monmouth County growing up in Long Branch and attending Long Branch High. I received my BA in economics from Ursinus College and my MBA in finance from Boston College before starting a career in the financial industry and settling in Rumson and Sea Bright, where I currently live with my wife, Christine. I hope you'll browse my website, check out the different loan programs I have available, use my decision making tools and calculators, and use our secure online application to get started. After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice. Thank you for your consideration and I look forward to working with you.
Loan Originator is engaged in loan origination activities on behalf of FFF. Licensed Mortgage Banker-NYS Department of Financial Services-in-state branch address 50 Charles Lindbergh Blvd, Suite 503, Uniondale, NY 11553.
Native New Yorker, Lauren Cornea has been active in the Real Estate industry as a REALTOR since 2010. Over the past decade, Lauren has been recognized for closing very challenging, multimillion-dollar deals. After securing her license as a Mortgage Loan Originator, she transitioned to closing deals on the finance end. Lauren finds securing a loan or getting a better rate for her clients extremely rewarding. She really enjoys crunching numbers and finding the best programs for her clients' future. Lauren's experience as a Real Estate Broker provides the background needed to ensure each transaction is as smooth and stress-free as possible for her clients.
Lauren has been written up in multiple publications including The Real Deal, The New York Times, The Daily News, The Queens Gazette, Give Me Astoria and was selected as The Queens Courier's "Star of Queens".
Job Titles:
- Regional Sales Operations Manager - Loan Officer
Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer I have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and use our secure online application to get started. After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice. I look forward to working with you.
Loan Originator is engaged in loan origination activities on behalf of FFF. Licensed Mortgage Banker-NYS Department of Financial Services-in-state branch address 50 Charles Lindbergh Blvd, Suite 503, Uniondale, NY 11553.
With more than ten years in Real Estate and nearly a decade in lending, Lisa is well equipped to assist you in all your lending needs. She is here to help you walk the path to home ownership, whether you are a first time home buyer or a seasoned investor.
Job Titles:
- Manager
- Branch Manager - Loan Officer
For more than 20 years, Lisa Ashkenas has provided expert advice, top-notch service and competitive financing to Bergen County home buyers and owners. Always patient and thorough, she has a proven record of going above and beyond to help each client achieve their goals.
Lisa believes in treating each and every borrower as she would want to be treated during a major transaction. She takes the time to listen to and get to know her clients and their needs, concerns and goals and works closely with them through every step of the financing process. Lisa specializes in jumbo, high-balance and condo loans, but is adept with the vast range of other lending products she has access to. She primarily serves the Bergen County area and works with everyone from first-time homebuyers to self-employed borrowers to those in the finance industry.
A New York City native, Lisa received her undergraduate degree from Boston University with continuing education at New York University. She currently resides and works in Bergen County, where she is branch manager of Family First Funding LLC.
Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer I have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and use our secure online application to get started. After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice. I look forward to working with you.
Michael Frantino Senior Loan Officer Office Phone: 732-504-3512 Mobile Phone: 732-429-7120 Fax: 732-505-4660 Email: mfrantino@fam1fund.com NMLS: 1667616 More Info
Starting in this business in 1994 while still attending high school, Neusa quickly realized she had found her calling.
After graduating high school in 1997, Neusa began working full time as a mortgage processor. Over the next 20 years, she participated in every single operations aspect of the mortgage process. From the beginning of simply pulling credit reports, advancing to Processing, the next challenge of Underwriting, and rounding off Operational experience by Closing and Post-Closing, Neusa has a complete understanding for the loan process and all that is involved in the life cycle of a transaction. Fast forward to 2012, Neusa was one of 3 individuals bold enough to co-found Family First Funding, LLC. As Chief Operations Officer, Neusa is connected to every one of the Company's Departments. She has spearheaded the company's Quality Control and Employee Training programs and is the overall "Mechanic" behind all systems improvements/enhancements. There is no day that is the same as the previous one. This is part of what she loves about her role within the company.
"The part of my job that I enjoy most is proving those wrong that say a system or process cannot be improved upon or flat out cannot be done". Neusa is truly motivated by helping create a compliant environment that creates a smooth experience for not only borrowers and our referral partners, but also the Sales and Operations teams at Family First Funding LLC.
Licensed by the New Jersey Department of Banking & Insurance.
Philip J. Cruz Loan Officer Office Phone: 732-520-2213 x109 Mobile Phone: 646-201-6696 Fax: 732-606-4156 Email: pcruz@fam1fund.com NMLS: 397487 More Info
Job Titles:
- Director of Reverse Division / Branch Manager - Loan Officer
A lifelong New Jersey resident, Robert Lowe was born in Jersey City, and moved to Nutley, NJ with his family before moving to Red Bank in 2002. He is a graduate of St. Peter's Preparatory High School and Saint Peter's College, where he earned a Bachelor of Science degree in Management and Marketing.
Professionally, Robert is Director of The Reverse Division for Family First Funding. Since joining Family First Funding in this role in 2014, He has earned his MBA from Seton Hall University while working full time as Director of Finance for The Prudential Insurance Company of America. He is an Academic Assessor for The Stillman School of Business for Seton Hall University. He also served on the boards of both The Northern Monmouth Chamber of Commerce and Jersey Promise. He also served on the Executive Board of the PTA for Saint James Elementary School in Red Bank where his daughter attended grade school. Robert is also active in his community as he founded the Navesink Business Group and also belongs to the Red Bank Business Alliance. Both of the organizations promote the community of Red Bank and give back to the community through numerous charitable initiatives. Some of the many organizations receiving fundraising contributions include Lunch Break, Clean Ocean Action, Love Inc, Volunteer Firemen, Needy Veterans, Habitat for Humanity, JBJ Soul Kitchen, and many others.
Job Titles:
- Sales Manager - Loan Officer
Massachusetts Mortgage Broker-Lender License #MC810371.
Job Titles:
- Manager
- VP of Sales / Branch Manager - Loan Officer
As the VP of Sales and Branch Manager of the Methuen, MA branch, Sam Patel is dedicated to helping homebuyers achieve their homeownership goals while leading a team of talented Loan Officers. Sam has always had a passion for sales and real estate as his parents owned an investment property and saw the value in ownership and financing. He recognized the limitless opportunities in the mortgage industry and decided it was a perfect fit for his career. Sam has over 18 years of experience in industry and he specializes in loans for First-Time Homebuyers, Renovations, Investors, and Self Employed clients.
Beyond assisting his clients, Sam believes that teaching is one of the most rewarding parts of his role. Whether it be loan officers, processors, buyers, or realtors, he is always happy to share his knowledge to help others grow. Outside of the office, Sam enjoys family time and tackling his honey do list!
Job Titles:
- Loan Officer
- Vice President of Sales
Massachusetts Mortgage Broker-Lender License #MC810371.
Loan Originator is engaged in loan origination activities on behalf of FFF. Licensed Mortgage Banker-NYS Department of Financial Services-in-state branch address 50 Charles Lindbergh Blvd, Suite 503, Uniondale, NY 11553.
Job Titles:
- Vice President of Sales - Loan Officer
With over 15 years experience in finance and real estate, Travis is here to help break down the process of becoming a homeowner to everyday families. It is his goal to turn this intimidating process into a simple and enjoyable experience for his clients, all while helping enhance their financial education and wellness! Travis is a believer that every family deserves high quality financial guidance which they are comfortable with and can follow with ease.
After graduating Rutgers University in 1999 with a BA in Economics, Travis obtained his Series 7 & Series 66. Since then, he has assisted many to the doors of their new home with not only his investment consulting skills, but also with the personal experience to properly advise clients which mortgage best fits into their overall financial plan and long term goals. With Travis and his entire team at your service, you will always be confident your wants and needs are their main priority!
Although he has clients up and down the state of NJ, Travis currently resides in Toms River with his wife Ana and his 2 beautiful daughters. His family spends much time together outdoors and truly enjoy the area where they live. The happiness and enjoyment they feel is what he believes everyone should enjoy, which makes obtaining your dream home such an important process for him. While Travis is not working hard for you, you can catch him on the golf course or camping with all his friends and family!
Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you a top notch professional who'll provide you with quick and accurate financial advice. As an experienced loan officer, I have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal, and I am committed to providing my customers with mortgage services that exceed their expectations. After you've applied, I'll call you to discuss the details of your loan, or we can set up an appointment. As always, you may contact me anytime by phone, email or my contact form. Get started by applying through my secure link above.
William Cruz Loan Officer Office Phone: 732-505-4600 x 113 Mobile Phone: 908-413-9314 Fax: 732-505-4660 Email: wcruz@fam1fund.com NMLS: 1661586 More Info