SKYLIGHT FINANCIAL GROUP - Key Persons
Job Titles:
- Financial Advisor
- Registered Representative
Ajdin Dropic has 14 years of experience in a variety of financial services including investment advising, financial analysis, and insurance planning. He graduated from Ohio Wesleyan University with B.A. in Economics in 2000 and hold an MBA degree from Sullivan University since 2005.
In the past, Ajdin has developed an extensive experience in working with health care providers and their families. He looks forward to continuing to provide services for that community.
Ajdin resides in Erlanger, KY with his wife, Amanda, and his 4 children.
Ajdin Dropic is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC. Member SIPC OSJ: 3825 Edwards Road, Suite 210, Cincinnati, OH 45209. 513.579.8555.
Job Titles:
- Annuity Specialist
- Registered Representative
Amber recently joined the Skylight Financial Group team in the summer of 2017 with the merger of Lighthouse Wealth Solutions. She currently works on the Design Center where she uses her experience and product knowledge to assist financial planners with their case design. She started in the financial services industry in 2006 advancing to financial representative with Lighthouse Wealth Solutions in 2011.
Amber grew up in Orlando, FL and moved back to Cleveland, OH in 2004. She has two young daughters and enjoys spending quality time with her family.
Amber Elias is a registered representative of MML Investors Services, LLC. Member SIPC OSJ: 2012 W. 25th Street, Suite 900, Cleveland, OH 44113. 216.621.5680.
Job Titles:
- Financial Planner
- Partner and Financial Planner
- Registered Representative
Skylight Partner and Financial Planner Amie Fox joined the financial services industry back in 2001. Her practice is built on assisting individuals, unions, and enterprises of all sizes with strategic development plans. Amie's specialties cover a wide array of financial needs-she offers business owners creative solutions to financial concerns like retaining top talent and employee benefits. She consults with executive leadership, creating and implementing robust strategies to assist their personal goals. Amie also spearheads company-wide educational programming initiatives, giving employees from top to bottom a comprehensive understanding of their finances. Additionally, she is a member of Skylight's LGBTQ resource team, providing gay, lesbian, bisexual, and transgendered clients with the proper tools and financial resources to meet their needs.
Outside the office, Amie spends her time with several organizations throughout the community. She has served on several boards and volunteered her time with many local organizations. Amie has been recognized as an effective and influencing speaker along with receiving many other professional honors on both the local and national stage.
Amie L. Fox is a registered representative of and offers securities, investment advisory, and financial planning services through MML Investors Services, LLC. Member SIPC. OSJ: 2012 W. 25th Street, Suite 900, Cleveland, OH 44113. 216-621-5680
Amie Fox speaks at CSU Women's Leadership Symposium
Job Titles:
- Financial Advisor
- Registered Representative
Ana's goal is to provide families and business owners with assistance in building their financial freedom. She has the skills, knowledge, and experience required to help meet her client's established goals, her personal goal is to become a lifetime resource for each and every client
Ana Ramalingam is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC. Member SIPC OSJ: 5455 Rings Road, Suite 125, Dublin, OH 43017. 614.790.9800.
Job Titles:
- Financial Advisor
- Registered Representative
Andrew Cramer is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC. Member SIPC OSJ: 5455 Rings Road, Suite 125, Dublin, OH 43017. 614.790.9800.
Job Titles:
- Director of Accountability
- Registered Representative
Angela L. Barney is a registered representative of and offers securities, investment advisory, and financial planning services through MML Investors Services, LLC. Member SIPC OSJ: 1760 Manley Road, Maumee, OH 43537. 419.893.9759 CRN202410-1133015
Job Titles:
- Partner and Financial Planner
- Registered Representative
Angie, a native of Blissfield, Michigan who lives in Ottawa Lake is dedicated to listening to her clients and helping them achieve their goals and solutions for their families and businesses. She works closely with family-owned businesses and specializes in retirement planning. Her goal is to help people achieve financial independence, realize dreams, and keep promises to themselves, their families and their businesses.
Angie joined MassMutual in 1985 and has been a financial planner since 1994. She joined Skylight Financial Group with the merger of Toledo, Columbus, Cincinnati, and Cleveland offices in 2017.
Angie is an alumnus of Davis College where she received a degree in business administration. She furthered her education at the American College receiving Chartered Financial Consultant and Certified Family Business designations and in 2002 she became a Certified Financial Planner Practitioner.
A past President of the Rotary Club of Blissfield, Wingerd has been actively involved in her community and is passionate about helping disadvantaged children both locally and around the world.
When not taking care of her clients Angie enjoys travel, golfing and spending time at her Round Lake cottage with her husband, two children, and precious grandchildren, family and friends.
Angela M. Wingerd is a registered representative of and offers securities, investment advisory, and financial planning services through MML Investors Services, LLC. Member SIPC OSJ: 7150 W. Central Ave, Suite 100, Toledo OH 43617 . 419.893.9759.
Job Titles:
- Certified Financial Planner
- Financial Planner
- Registered Representative
Angelo V. Carcioppolo currently serves as a Certified Financial Planner Professional with Skylight Financial Group based in Ohio City. Prior to joining Skylight Financial Group in 2018, Angelo spent 6 years with Western & Southern Financial Group as a Financial Planner and Staff Manager. Angelo's practice is built around providing comprehensive, dynamic financial planning delivered through a defined educational process. His mission is to create efficiency, clarity, and overall financial well-being for clients while helping achieve their financial goals.
His dedication to the financial services industry has led to earning the certification of Certified Financial Planner Professional (CFP®) in 2016, along with continuing industry designations such as Chartered Financial Consultant (ChFC), Life Underwriter Training Council Fellowship (LUTCF), and has also completed the coursework for the National Social Security Advisor (NSSA®) certification. In addition to holding the CFP® designation, Angelo also serves on the committee for the CFP Board® based in Washington, D.C. that develops and designs test material and content for future exams.
Angelo is also involved in his community, serving on the Capital Improvements Board for the City of Twinsburg, Ohio; a board member for the Twinsburg Community Improvement Corporation (TCIC); and as current President and past Treasurer for the Twinsburg Chamber of Commerce. He also dedicates time to Ambassador positions for the Business Network International Organization. Lastly, Angelo was recently recognized as the "2020 - Twinsburg Business Person of the Year."
Angelo graduated from Cleveland State University with a bachelor's degree in Science of Education and Sport. He resides in Twinsburg, Ohio with his wife Jo Jo, along with their son Angelo.
Angelo Carcioppolo is a registered representative of and offers securities, investment advisory, and financial planning services through MML Investors Services, LLC. Member SIPC OSJ: 2012 W. 25th Street, Suite 900, Cleveland, OH 44113. 216.621.5680. CRN202302-278253
Job Titles:
- Founding Partner of Advise Financial Solutions
Anthony J. Nicodemo LUTCF, is a founding partner of Advise Financial Solutions in Green, OH. Anthony began his financial services career with MetLife in 2011 serving as a financial advisor in the Akron/Canton area. In 2015, Anthony transitioned to a team-based approach with partners Stephanie DeMuesy and William Ahonen.
Job Titles:
- Financial Planner
- Registered Representative
Anthony graduated from Ohio University with a BA in Finance and focuses his practice on asset accumulation, income generation, and estate planning strategies. He enjoys helping clients identify goals and alleviating concerns through the creation of a strategic plan.
Anthony Nicodemo is a registered representative of and offers securities, investment advisory, and financial planning services through MML Investors Services, LLC. Member SIPC OSJ: 2012 W. 25th Street, Suite 900, Cleveland, OH 44113. 216.621.5680. CRN202112-271324
Job Titles:
- Skylight 's Rising Leader of the Year 2017
Bobby Barnes has spent his entire career as a financial planner, which begin January 2001, with Skylight Financial Group (formerly The Innova Financial Group). He started with the organization after graduating from Miami University with a BS in Human Resource Management while also holding down a starting position on the baseball team, winner of the 2000 MAC Championships. Bobby is a Certified Special Care Planner, and with recent changes in his family life with the birth of his children, he has become dedicated to assisting his clients to take care of themselves, their families, and recently focused on assisting clients with special needs children. Bobby is a member of NAIFA, Clermont County Chamber of Commerce, and the Cincinnati Chamber of Commerce.
Bobby is highly involved in the community through the realm of sports and Cincinnati Children's Hospital. Since graduating from college, he has been a summer baseball coach, most recently with the Cincinnati Flames. Recently Bobby joined the Cincinnati Children's Hospital Champions program to assist parents with their experiences at Children's Hospital.
Bobby currently resides in Maineville, OH with his wife Kathy, and his three children.
Brandon Kerley began working at Skylight Financial Group in August of 2018. He has a passion for helping families and small businesses achieve their goals and prepare for any bumps along the way.
Brandon was born and raised in Cincinnati, where he attended Elder High School, and University of Cincinnati. He graduated from the Carl H. Lindner College of Business with a double major in Finance and Accounting. In his free time Brandon enjoys golfing, and spending time with friends and family.
Job Titles:
- Partner and Financial Planner
- Registered Representative
After graduating from the University of Akron in 2001, Brent began his work in the financial services industry. Brent spent 12 years with Western & Southern Financial Group as a financial advisor and as part of the management team. Brent was also awarded the highest achievement for his role in running the #1 Investment Agency at W&S Financial Group (2007). Brent was also awarded Platinum Council during his time with MetLife Premier Client Group (2015, 2016).
As a resident of Bath Township, he enjoys golfing, fly fishing, and cooking. Brent and his wife, Megan, are proud parents of their two children. Brent is a member of the University of Akron's Finance Advisory Board as well as other philanthropic organizations.
Brent Affolter is a registered representative of and offers securities, investment advisory, and financial planning services through MML Investors Services, LLC. Member SIPC OSJ: 2012 W. 25th Street, Suite 900, Cleveland, OH 44113. 216.621.5680.
Job Titles:
- Financial Advisor
- Registered Representative
Bret Ford is a native of Piqua, Ohio, and graduated with a B.S. in Finance from Miami of Ohio University. His business philosophy is to assist his clients in building their financial freedom by implementing strategies to reach their specific financial goals. Bret's commitment is to establish a relationship with his clients so that he is considered their trusted financial professional.
His dedication to the financial services profession has resulted in making his company's Leaders Conference on thirteen different occasions (1996-1999, 2005, 2006, 2008-2013, 2017). Bret maintains three financial designations - CFS (Certified Fund Specialist), CLTC (Certified Long-Term Care), and CASL (Chartered Advisor for Senior Living).
He is actively involved as a member of The Valley Church and serves on the board of directors. He has a son and a daughter and resides in Piqua with his wife Lisa.
Bret Ford is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC. Member SIPC OSJ: 3825 Edwards Road, Suite 210, Cincinnati, OH 45209. 513.579.8555.
Job Titles:
- Advanced Sales Specialist
- Partner & Advanced Sales Specialist
- Registered Representative
Bruce is a advanced sales specialist out of Skylight's Toledo office. He is a member of National Association of Insurance and Financial Advisors, Society of FSP, Toledo Estate Planning Council and the Southern Arizona Estate Planning Council.
Bruce DeBoer is a registered representative of and offers securities, investment advisory, and financial planning services through MML Investors Services, LLC. Member SIPC OSJ: 7150 W. Central Ave, Suite 100, Toledo OH 43617 . 419.893.9759.
Job Titles:
- Lead Relationship Manager
- Registered Representative
Bryce joined Skylight Financial Group in January 2017 after graduating from Coastal Carolina in Myrtle Beach, SC. He joined Skylight because he wants to be a part of a company whose values and goals reflect his own, while positively impacting families and providing services that can create lifelong stability.
Some of Bryce's areas of focus are working with special needs families, small business owners, and people in the medical field. In his free time, he enjoys playing sports like golf, where he recently worked as an assistant golf professional at Sand Ridge Golf Club, once ranked the 52nd best golf course. Additionally, he enjoys traveling and spending time with his family and providing some of his free time to the Achievement Centers for Children where he serves on the Associate Board.
Bryce is licensed to sell life and health insurance and securities in the state of Ohio.
Bryce Smetana is a registered representative of MML Investors Services, LLC. Member SIPC OSJ: 2012 W. 25th Street, Suite 900, Cleveland, OH 44113. 216.621.5680. CRN202501-2508356
Job Titles:
- Financial Planner
- Registered Representative
Carla started her financial services/insurance career after some time away from her first career as an audiologist. She had spent time at home with her children and decided to venture into a field that would impact an individual's entire life as well as lead to a deeper relationship with her clients.
Carla takes a holistic approach to her clients in regard to protection and financial planning. Having her initial licenses in life and health, home and auto she tends to address those issues initially to be sure there is a sound foundation for protection. From there she enjoys helping people plan financially for the retirement of their dreams.
Carla resides in the close-knit town of Madeira with her two college-age children. She enjoys exercising by walking with friends and her rescue dog, Loui as well as occasional retreats to her favorite spot, the beach.
Carla Hellmann is a registered representative of and offers securities, investment advisory, and financial planning services through MML Investors Services, LLC. Member SIPC OSJ: 3825 Edwards Road, Suite 210, Cincinnati, OH 45209. 513.579.8555.
Job Titles:
- Associate
- Managing Partner
- Registered Representative
Charles ‘Coop' has been helping financial professionals achieve the vision they have for their practice and their lives since 2003. In 2016 he was named Managing Director of the Year for all of MetLife Premier Client Group and was recognized in the GAMA International Journal as a Top Firm Manager. He has achieved some of the highest levels of recognition in the industry, including Chairmen's Council qualification (MetLife, 2015), Platinum Conference (MetLife, 2015), Leader's Conference (MetLife, 2011, 2015,) and Field Leadership Trophy (Massachusetts Mutual Life Insurance Company (MassMutual), 2017, 2018). Helping people achieve success they never dreamed of is one of the great joys of his life.
His goal is to develop and maintain a professional business atmosphere in our firm, with a focus on high ethical standards. As the Associate Managing Partner for Skylight, he is responsible for recruiting experienced financial professionals along with finding new talent to continue our firm's just cause of delivering the differentiating client experience!
A graduate of Elon University (Cum Laude), he is a 20-year resident of Cincinnati where he lives with his wife, Casondra, and their three fur children. He is a proud empty nester with 4 great kids off the payroll and a beautiful granddaughter to boot!
He is a classically trained Opera Singer, arts lover, golf enthusiast when at his Arizona home, and culinary artiste (husband and wife duo).
Charles Cooper is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC. Member SIPC OSJ: 3825 Edwards Road, Suite 210, Cincinnati, OH 45209. 513.579.8555. CRN202411-1222838
Job Titles:
- Financial Advisor
- Registered Representative
Charles Locy is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC. Member SIPC OSJ: 3825 Edwards Road, Suite 210, Cincinnati, OH 45209. 513.579.8555.
Charles Idemudia was born in Detroit, MI and spent his childhood years there. After he graduated from high school as a football and lacrosse letterman, he went to Penn State University where he was a member of the football team from 2012-2016, making his mark as an athlete while earning his bachelors in Labor and Employment Relations. Upon graduation from Penn State Charles moved to Cincinnati to pursue his masters from Xavier University, it was here he was introduced to the Financial Services World by Lighthouse Wealth Solutions, an agency that became a part of Skylight in 2017.
Charles is involved in various philanthropic and non-profit organizations in the Cincinnati Area such as Green Umbrella, Gentlemen for Organized Achievement and Leadership, and Cincinnati Young Black Professionals, and has a very outgoing personality. Charles possesses an uncanny ability to make connections with people from any and every background. He loves sports and grew up in a home with 4 dogs.
Job Titles:
- Agency Technology Coordinator
Chris is a Technology Coordinator for Skylight Financial Group. He is part of the team responsible for resolving day-to-day technology issues, the encryption and configuration of new computers, and providing technical expertise, training, and advice as needed.
He graduated from Valparaiso University with a bachelors degree in business management and information decision science. He has also graduated from the University of Toledo with a bachelors degree in exercise science. Chris has been with Skylight Financial Group since August 2015.
Job Titles:
- Partner
- Financial Planner
- Registered Representative
Christopher A. Perme began his career in the financial services industry in 1989 following his graduation from Hillsdale College. His thirty years' experience have allowed Perme to work with clients across a broad spectrum; from newly married couples developing their financial strategy to retirees seeking to help maximize their income. While experienced across a wide range of financial disciplines including insurance and investments, his primary focus is pre and post retirement planning. Simply stated, his objective is to work together with clients to listen and understand what is important to them, then help them develop a strategy to achieve their goals.
Perme is a Partner of and serves on the Advisory Board of Skylight Financial Group. He has repeatedly qualified for Massachusetts Life Insurance Company (MassMutual) Blue Chip Council 2007, 2009, 2010, 2011, 2013, Leaders Club 2001 thru 2018, and NAIFA's National Quality Awards 2017. Perme has had numerous articles published in Small Business News, Smart Business Cleveland, and The Cleveland Plain Dealer.
Christopher Perme is a registered representative of and offers securities, investment advisory and financial planning services through MML Investors Services, LLC. Member SIPC. 2012 W. 25th Street, Suite 900, Cleveland OH 44113. 216-621-5680.
Job Titles:
- Partner & Financial Planner
- Registered Representative
Christopher Heerdegen is a registered representative of and offers securities, investment advisory, and financial planning services through MML Investors Services, LLC. Member SIPC OSJ: 7150 W. Central Ave, Suite 100, Toledo OH 43617 . 419.893.9759.
Job Titles:
- Partner and Financial Planner
- Registered Representative
Christopher M. Reinke is a registered representative of and offers securities, investment advisory, and financial planning services through MML Investors Services, LLC. Member SIPC OSJ: 2012 W. 25th Street, Suite 900, Cleveland, OH 44113. 216.621.5680.
Job Titles:
- Skylight 's Bronze Associate of the Year 2017
- Skylight 's Gold Associate of the Year 2016
Job Titles:
- Financial Planner
- Registered Representative
Craig Clifton is a registered representative of and offers securities, investment advisory, and financial planning services through MML Investors Services, LLC. Member SIPC OSJ: 5455 Rings Road, Suite 125, Dublin, OH 43017. 614.790.9800.
Job Titles:
- Registered Representative
Dale J. Seymour is a native of Toledo, Ohio and began his financial service career in January 1969. He invested 11 years with another organization building long-term client relationships and in April 1980 began his career with The MassMutual Life Insurance Company as the General Agent in Toledo, Ohio. In 2001, he took on the additional responsibility as General Agent for the Farmington Hills-Southfield Michigan Agency.
During his 32-year career as a General Agent for MassMutual, the firm continued to grow under his leadership and received multiple honors and awards. Upon retirement from his long career as a General Agent, Dale committed himself to his personal clientele along with his son Brett and daughter Shelly in helping educate their clients and strengthening their financial situations. He has brought experience in both business and business retirement plans and his expertise extends across a wide spectrum of the financial services industry. His objective is to help his clients take charge of their financial lives and build confidence in their future.
Civically and professionally, Dale has served on numerous boards and currently is a member of the Board and Officers Committee as well as Chairman of the Finance Committee at McLaren St. Luke's in Maumee Ohio. He was a founding sponsor of The University of Toledo Center for Family and Privately-held Business, as well being a past chair of the University of Toledo Foundation.
Dale lives in Sylvania Township, with his wife Phyllis and is the father of 3 children, Shelly, Brett, and Marc. He is also the grandfather to 8 wonderful grandchildren and enjoys spending considerable amounts of time with family and friends.
Dale Seymour is a registered representative of and offers securities, investment advisory, and financial planning services through MML Investors Services, LLC. Member SIPC OSJ: 7150 W. Central Ave, Suite 100, Toledo OH 43617. 419.893.9759.
Job Titles:
- Financial Planner
- Registered Representative
Dan began his career in the Financial Services Industry with MetLife in 1998. He spent the last 23 years as both an Agency Director and Financial Advisor. While at MetLife, Dan qualified for Leader's Conference 5 times (2004, 2011, 2012, 2013, 2014) and was also a member of MDRT. In 2016, Dan joined Skylight Financial Group when the firm transitioned to a General Agency of Massachusetts Mutual Life Insurance Company (MassMutual).
Dan's practice focuses primarily on retirement planning and insurance planning for families and small businesses.
A 1997 graduate of The Ohio State University, Dan enjoys his free time traveling, attending sporting events, and spending time with his wife and two children.
Daniel Bravo is a registered representative of and offers securities, investment advisory, and financial planning services through MML Investors Services, LLC. Member SIPC OSJ: 2012 W. 25th Street, Suite 900, Cleveland, OH 44113. 216.621.5680.
Daniel Dukart joined Skylight Financial Group in 2021 as a Financial Professional. Daniel strives to provide exceptional service, comprehensive strategies, and financial education to his clients to help them achieve their financial goals. His mission is to build lasting relationships with his clients to have a trusted professional who they can turn to for all of their financial questions and concerns. Prior to joining Skylight, Daniel worked in various financial analysis and accounting roles with several multinationals.
Daniel graduated from Ohio State University in 2012 with a bachelor's degree in Finance. In his spare time, Daniel is very involved in the Central Ohio ice hockey community, coaching at various levels as well as playing in the local adult league. He lives in Clintonville with his wife, Carly, an Occupational Therapist at Nationwide Children's Hospital, their daughter, Claire, and their dog, Misty.
Job Titles:
- Financial Planner
- Registered Representative
Dan Grisak began his career in the Financial Services Industry with MetLife in 1974. He spent the next 43 years as both an Agency Director and Financial Advisor. While at MetLife, Dan qualified for Leader's Conference 20 times (1989-1998, 2002-2009, 2014-2015), Platinum Conference 3 times (1999-2001), and Chairman's Conference (2000). Dan joined Skylight Financial Group when the firm transitioned to a General Agency of Massachusetts Life Insurance Company (MassMutual). Dan's practice focuses primarily on retirement planning and protection strategies for families and small businesses.
Dan and his wife Diane have been happily married since 1976, raising 4 independent children. They are fortunate to live within walking distance of the Cuyahoga National Park and hike there often with their dog Sophia. Dan and Diane also enjoy traveling to spend quality time with their children and their wonderful spouses.
Daniel Grisak is a registered representative of and offers securities, investment advisory, and financial planning services through MML Investors Services, LLC. Member SIPC OSJ: 2012 W. 25th Street, Suite 900, Cleveland, OH 44113. 216.621.5680. CRN202112-263015
Job Titles:
- Financial Planner
- Registered Representative
Daniel J. Peffley is a registered representative of and offers securities, investment advisory, and financial planning services through MML Investors Services, LLC. Member SIPC OSJ: 7150 W. Central Ave, Suite 100, Toledo OH 43617. 419.893.9759.
Job Titles:
- CERTIFIED FINANCIAL PLANNER
- Financial Planner
- Registered Representative
Daniel R. Ryder is a CERTIFIED FINANCIAL PLANNER™ Practitioner with over 30 years of experience in the banking and financial services industry. After graduating from Cleveland State, Cum Laude with a degree in Finance, Dan began his career with KeyBank and McDonald Investments in Cleveland, OH. Among other duties, Dan was responsible for the retail bank retirement education program as well as trust account investment performance returns.
Dan joined Skylight Financial Group in 2005. Since then he has been offering his clients comprehensive financial planning services with an emphasis in retirement, college and estate planning and tax reduction strategies. In the investment arena, Dan assists his clients in addressing problems and risks associated with market fluctuations and varying economic conditions, as well as taxes, while stressing the concepts of portfolio diversification, rebalancing and systematic portfolio review.
Dan resides in Strongsville with his wife Laura and their four children. Both he and Laura are active in their community. Dan has coached soccer, acted as treasurer of their homeowner's association, president of their swim team and currently is Committee Chair for Cub Scouts Pack 715.
Daniel Ryder is a registered representative of and offers securities, investment advisory and financial planning services through MML Investors Services, LLC. Member SIPC. 2012 W. 25th Street, Suite 900, Cleveland OH 44113. 216-621-5680.
Job Titles:
- Financial Planner
- Registered Representative
David joined the TransitioNext Advisors team as Vice President & Financial Planner in 2021, combining his practice focused on comprehensive and customized financial planning with an established team that supports business owners and entrepreneurs. He brings creativity and passion to his work as a highly motivated connector, strategist, and problem solver. David is committed to making sophisticated financial planning and education accessible to all. His clients include hedge fund managers, physicians, lawyers, and business owners, and he has a unique focus on LGBTQIA+, artists, musicians, content creators, Esports, entrepreneurs, and educators.
David is a first-generation college graduate. He earned a Bachelor of Arts in Psychology and Piano Performance from Case Western Reserve University in 2013 and completed a Certificate of Financial Planning from New York University in 2020. After building a successful career in nonprofit management, he discovered his true passion in Financial Planning & Wealth Management, dedicating his career to help others achieve financial security and independence at every stage of life.
David A. Freno is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC. Member SIPC (www.sipc.org). OSJ: 2012 W. 25th Street, Suite 900, Cleveland, OH 44113. 216.621.5680. CRN202408-750855
Job Titles:
- Partner and Financial Planner
- Registered Representative
David began in the financial services industry after his graduation from John Carroll University with a degree in finance in 1998. Before coming to Skylight Financial Group as the Life and Annuity Specialist in 2001, David worked at Hantz Financial, where he was able to build his financial planning practice.
In his role as the Life and Annuity Specialist, David has been able to assist his fellow planners to decipher which product will best help their clients' reach their goals, as well as enrich the entire firm with his knowledge and experience. David's expertise has allowed him to best assess his client's needs while delivering a solid, comprehensive financial plan.
David currently holds FINRA Series 7 (General Securities Representative) and 63 (NASAA Uniform State Law Exam USASLE) registrations, along with his Life and Health Insurance license, and he recently received his ChFC® designation. David is a member of the Society for Financial Service Professionals in Cleveland.
David Kucharski is a registered representative of and offers securities, investment advisory and financial planning services through MML Investors Services, LLC. Member SIPC 2012 W. 25th Street, Suite 900, Cleveland OH 44113. 216-621-5680.
Job Titles:
- Financial Planner
- Registered Representative
Since 1998, David Bodner has committed himself to educating his clients and strengthening their financial situation. He has been a strong team player and associated with Massachusetts Mutual Life Insurance Company (MassMutual) since that time. Though he specializes in personal and business retirement plans, David's professional experience extends across a wide spectrum of financial services. He enables clients to make sound financial decisions that align with their long-term goals. Above all, he empowers his clients to take charge of their financial lives and build confidence in the future.
Having earned his Bachelor of Arts degree from the University of Dayton and Master of International Business degree from the University of South Carolina, David is a Chartered Financial Consultant (ChFC) and a Certified Life Underwriter (CLU). He holds his FINRA Series 6,63 & 7 registrations along with numerous insurance licenses. David is past President of the Rotary Club of Maumee and currently is a board member of the Maumee Rotary Service Foundation, a 501(c)(3) organization. He is an active member of the Sylvania Chamber of Commerce. In addition to being highlighted in Abec's Small Business Review and the Toledo Free Press "Brain Gain" series, David was awarded the Toledo Twenty under Forty award in 2008 for his many leadership accomplishments. He has also volunteered in the classroom with Read for Literacy.
A native of Toledo, David has also lived in Columbia, SC and La Rochelle and Paris France. He is fluent in French. In his free time, he enjoys competing in triathlons, giving back to the community, and traveling with his wife, Beth. David is a member of US Masters Swimming, Toledo Road Runners and Team Toledo triathlon club.
David Bodner is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC. Member SIPC OSJ: 7150 W. Central Ave, Suite 100, Toledo OH 43617. 419.893.9759.
Job Titles:
- Financial Advisor
- Registered Representative
Dave has been a Massachusetts Mutual Life Insurance Company (MassMutual) agent since 1978. He specializes in the qualified plan market. Prior to his career with MassMutual he played professional football in the NFL for 9 years. He graduated from The Ohio State University in 1969 in Industrial Engineering. He has been a member of the Million Dollar Round Table since 1979.
David E. Foley is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC. Member SIPC OSJ: 3825 Edwards Road, Suite 210, Cincinnati, OH 45209. 513.579.8555.
Job Titles:
- Partner & Financial Planner
- Registered Representative
David T. Clarke has been with MassMutual/Skylight Financial Group since 1993 and holds the designations of CLU®, ChFC® and Certified Family Business Specialist (CFBS). He has previously held the positions of Investment Specialist and Annuity Specialist. David has particular experience with State Teachers Retirement System and Ohio Public Employees Retirement System. His combination of experience, professionalism, and access to a wide variety of products and services helps clients meet their financial goals, estate strategies, and insurance needs.
Whether the goals include preparing for milestone life events like retirement or college, or simply life, disability income or long-term care insurance protection, David provides a high level of attention, insight, and capability. He has demonstrated his commitment to clients. David's previous professional experience includes personal involvement with closely held family businesses in Northwest Ohio. These first-hand experiences with family business transitions have been a valuable resource for clients, and have helped them solve problems effectively, plan for the future, bridge differences and deal with change.
As part of his service to the community, David has been a board member for The American Heart Association and The Alzheimer's Association. He is active with the First Baptist Church of Greater Toledo and has served as President and Financial Chairman. David earned a Bachelor's Degree from Denison University and a Master's Degree from the State University of New York at Albany. He and his wife Carol reside in Perrysburg and enjoy frequent visits with their three daughters, sons-in-law, and three granddaughters.
David T. Clarke is a registered representative of and offers securities and investment advisory services and financial planning through MML Investors Services, LLC, member SIPC (www.sipc.org). Supervisory address: 7150 W. Central Ave, Suite 100, Toledo OH 43617. , 419-893-9759
Job Titles:
- Agency Licensing Coordinator
Job Titles:
- Agency Supervisory Officer
Job Titles:
- Financial Services Professional
Job Titles:
- Director of Financial Planning & Sales Operations
Job Titles:
- Operations Coordinator and Onboarding Manager
Job Titles:
- Chief Agency Supervisory Officer
Job Titles:
- Financial Operations Analyst
Job Titles:
- Registered Representative
John R. Barnes is a registered representative of and offers securities, investment advisory, and financial planning services through MML Investors Services, LLC. Member SIPC OSJ: 3825 Edwards Road, Suite 210, Cincinnati, OH 45209. 513.579.8555.
Job Titles:
- Partner and Financial Planner
Job Titles:
- Agency Supervisory Officer
Job Titles:
- Financial Planner, Director of Training & Development
Job Titles:
- Compliance and Licensing Coordinator
Job Titles:
- Agency Supervisory Officer
Job Titles:
- Practice Development Specialist
Job Titles:
- Financial Advisor
- Partner
- Partner & Financial Planner
Job Titles:
- Partner and Financial Planner
Job Titles:
- Partner and Financial Planner
Job Titles:
- Director of Investment Operations
Job Titles:
- Investment Operations Assistant
Job Titles:
- Partner and Financial Planner
Job Titles:
- Partner and Financial Planner
Job Titles:
- Financial Advisor
- Registered Representative
With over 46 years' experience in the insurance industry, Bill provides exemplary service, whether it be financial or just plain service, to his clients and prospective clients, thus assisting them in maintaining the lifestyle that they require through life's many changes.
By focusing not only on the accumulation, preservation, and distribution of his clients' assets but attempting to protect these assets that may be jeopardized by life's many unexpected events. The products and services offered will be adjusted not for his benefit, but for each individual client's unique situation.
Bill's dedication to continued education in the financial and insurance industry, keeps his high level of integrity, dedication, and professionalism that his clients have come to expect.
Bill is a member of the Basilica of St. John Church and a graduate of Youngstown State University with a Bachelor of Music in Education. He resides at Lake Cable, Canton OH. He has been married to Jan for 51 years. They have four children, five grandchildren, one great-grandchild and six granddogs.
William Haak is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC. Member SIPC OSJ: 2012 W. 25th Street, Suite 900, Cleveland, OH 44113. 216.621.5680.