COSEGIC - Key Persons
Adam is our Chief Finance Officer and a highly qualified banking and financial services expert with over 25 years in experience in related roles and businesses. Adam leads our Finance and Operations teams, focusing his time on influencing and communicating our strategic performance, and implementing initiatives that increase the organisation's efficient scalability.
Adam joined Cosegic in 2022 following four years at NorthRow, where he held the positions of Chief Finance Officer and Chief Executive Officer. Prior to this Adam also worked for Tandem Bank and The Royal Bank of Scotland, where he held Finance Director positions across the group for over 12 years.
In addition to his vast professional experience, Adam is also highly academically qualified, with BA, MA and Meng degrees from the University of Cambridge, and is a Fellow of the Institute of Chartered Accountants of England and Wales.
Outside of work Adam is a keen cyclist, having completed a number of famous events including the Nove Colli, the Marmotte, an ascent of the Col de Joux Plane and a stage of the Tour de Yorkshire… so far. He also plays bass guitar in a band, although not as regularly as he would like.
Job Titles:
- Associate Director, Consumer Credit & Insurance
Ben was Chief Executive Officer of Compliancy Services for more than 10 years ahead of its transition into Cosegic. He later became Executive Chairman in 2020 and then moved to a Non-Executive Director role in March 2021. He was a key figure in the early growth of Compliancy Services from a micro business to one of the leading independent providers of compliancy consultancy and regtech services. Today he remains a major shareholder and an important adviser to the Board.
Before his role with the company in 2004, Ben occupied senior management positions, which included managing European M&A for a subsidiary of GMAC and as Operations Director for a specialist UK provider responsible for a number of asset management activities.
Whilst serving in an executive role at Compliancy Services (now Cosegic), he specialised in providing compliance, governance and risk advice to boards of banks and regulated companies and assisting new firms to become authorised by the FCA and PRA for the first time. He has worked with firms across a number of financial services sectors, in particular leading the applications for banks, investment and fintech firms. This includes supporting sectors that were facing FCA regulation for the first time such as consumer credit and cryptocurrency. For five years up until 2018 he served as Chair of the Association of Professional Compliance Consultants' Authorisations Working Group where he regularly liaised with the FCA authorisations team to help them consider improvements to the applications process.
Ben also serves as Chief Executive Officer of My Compliance Centre, a compliance management platform that has all the tools that firms regulated for financial services need to comply with their regulatory obligations. His passion for regtech and the value it can bring to compliance management led him to launch this new business in 2020.
Job Titles:
- Senior Consultant
- Associate Consultant and Training Director
- Associate Director, Capital Markets
Colin is a Senior Consultant within our Capital Markets team. He works with a number of clients mainly covering the Mortgage, Insurance, Corporate Finance, Wealth Management and CFD sectors. On a day to day basis, Colin supports his clients by helping them to meet their regulatory obligations and assists them with their questions, queries and projects.
Colin joined Cosegic as an Associate Consultant and Training Director in 2009 and spent nearly 10 years in the role before joining our Capital Markets team in 2018. Since then, he has become a valuable member of the team and progressed to a Senior Consultant. Before joining Cosegic Colin worked at HBoS for 33 years during which time he held senior positions in the branch network and Training departments. During his last 15 years at HBoS Colin worked in Risk and Compliance where he held the positions of Regional Risk Manager and Manager of Risk and Compliance for Retail Telephony Sales.
In addition to his experience, Colin is also Associate Chartered Institute of Banking - Institute of Financial Services, Associate Chartered Securities Institute - CISI and he has a Diploma in Management Studies.
When he isn't supporting his clients, Colin enjoys watching rugby union, gardening and reading up on history.
Job Titles:
- Director, Financial Crime
Corinna has worked in both the financial and professional services industries since 1996, first in front line services and then moving into financial crime prevention in 2007. Corinna leads our Financial Crime Team and is focussed on supporting our clients by providing them with expert advice, assurance on their systems and controls, remediation and training.
Corinna joined Cosegic in 2022 having been a consultant since 2017. Prior to that she was the Money Laundering Reporting Officer and Head of Compliance for the UK arm of one of the world's largest Trust and Corporate Services Providers.
After deciding to pivot her career from client relationship management to financial crime prevention in 2007, Corinna completed the International Compliance Association's Diploma in Anti Money Laundering whilst simultaneously tackling her first MLRO role. Then in 2012 she became a Fellow of the ICA.
When she's not preventing financial crime, Corinna is usually pursuing something related to health, wellbeing or tech. She has run 2 marathons, holds a BSc. Hons in Nutritional Therapy, and although she's a bit rusty, could code a website from scratch.
Job Titles:
- Senior Consultant
- Associate Director, Capital Markets
Gary is a Senior Consultant within our Capital Markets team and a core member of our Prudential practice. He provides day to day compliance support to a range of clients across the investment sector, managing a variety of projects and providing specialist advice. Gary specialises in supporting Investment Management, Corporate Finance and Crowdfunding clients, helping them to maintain their compliance and meet their regulatory obligations.
Before joining Cosegic in 2011, Gary worked in a number of compliance roles, most notably, Compliance Director for a Financial Services Group that includes a Financial Advisory and Investment Management arm. While in this position, Gary held FCA controlled functions CF1, CF10 and CF11 (now SMF3, SMF16 and SMF17) and was responsible for all compliance matters within the group. After nine years in this role, Gary joined Cosegic.
In addition to his extensive experience, Gary also holds a number of qualifications including a Diploma in Business and Finance and a Level 4 Diploma in Financial Planning from the Charted Insurance Institute (CII). Gary is also an active member of the Association of Professional Compliance Consultants (APCC) Investment Firms Prudential Regime (IFPR) working group.
Outside of work Gary has many sporting interests but has a special place in his heart for his football team, Arsenal, who he has been a season ticket holder for, for over 35 years.
Job Titles:
- Managing Director, Prudential Services
Harpartap Singh is responsible for the for the development and expansion of Cosegic's prudential services offering and client service delivery. He has substantial experience helping firms manage their prudential regulatory obligations, including investment firms' ICARA and banks' ICAAP and ILAAP reviews; SREP remediation; REGDATA reporting; recovery and resolution plans; wind down planning; regulatory capital restructuring; and M&A due diligence. Whilst he has substantial experience helping firms across all sectors to comply with their prudential regulatory obligations, his particular strength is helping investment firms and credit institutions.
Harpartap joined Cosegic in 2020 having spent four years leading Bovill's Regulatory Capital and Liquidity Team. His career started in the mid-1990s as a barrister, before becoming a Chartered Accountant and Prudential Consultant in the early 2000's working for consultancies including PwC, Grant Thornton and Buzzacott.
While working, Harpartap also supports the wider community as a regular speaker at conferences and industry seminars and he also regularly writes about the management of prudential risk.
Jack began his career in wholesale financial services consultancy in 2013 at Kinetic Partners (subsequently Duff and Phelps) where he assisted firms in obtaining FCA authorisation, with monitoring reviews and the provision of ad-hoc compliance support. During this time, he was also seconded into a number of regulated entity as an inhouse resource; the most significant being a year assisting a highly regarded global investment management firm. In 2016, Jack joined Optima Partners as a consultant and was quickly promoted to senior consultant, where he was tasked with managing a diverse portfolio of FCA and SEC regulated clients; with these including hedge fund managers, asset managers, private equity and property managers. He also assisted his clients through the MiFID II and GDPR implementation process.
Job Titles:
- Managing Director, Payment Services
James, our Managing Director for Payment Services, is a highly qualified financial services expert and a familiar name to many in the payments and e-money community. James leads our Payment Services Practice and provides technical support to our clients, specialising in payment services regulation and new firm authorisations. James represents Cosegic as a member of ‘Project Regulator' at the Payments Association; The Association of Foreign Exchange and Payment Companies (AFEP); and as a Director of The Association of Professional Compliance Consultants (APCC), where he chairs the FCA Authorisations Liaison Group.
Before joining Cosegic, James spent over 22 years' as a regulator at the Financial Conduct Authority (FCA). During his time with the FCA, James held a number of significant roles including: Head of Passporting 2005-2010; Authorisations Manager 2010-2016; and PSD2 Accountable Executive 2016-2017, where he was responsible for the project to implement PSD2 into UK regulation. James was also a member of the European Banking Authority working group which developed the information requirements set out in the EBA's authorisation ‘Guidelines'
James' additional qualifications include: an International Diploma in Financial Crime Prevention andSpecialist Certificate in AML - NPPS, from the ICA; a Financial Planning Certificate and Mortgage Advice Qualification from the CII; and Certificates in Mortgage Advice & Practice, Regulated General Insurance, and Supervising in a Regulated Environment from the Institute of Financial Services
Outside of work James has many sporting interests including rugby, as a retired county player, and football, where his allegiance lies with his favourite team, QPR.
Jason, a Director in our Capital Markets Division, is a vastly experienced, senior compliance professional with over 23 years' experience of working in the financial services industry. Jason provides technical support to our capital market clients in regard to both FCA and SEC regulatory obligations and covers areas including authorisations/registrations, ongoing regulatory compliance support, training and bespoke project work.
Jason began his career at the Financial Services Authority (FSA) in 2000, where he gained vast wholesale regulatory knowledge working within the Regulator's Authorisations, Policy and Supervisory Teams. In 2011, he moved into wholesale financial services consultancy when he joined Kinetic Partners (subsequently Duff and Phelps), leading the firm's Authorisations Team; assisting a varied portfolio of firms in meeting their ongoing UK, EU and US regulatory compliance obligations; and advising firms on regulatory reforms, such as the introduction of AIFMD which also included him working directly with the FCA to assist the Regulator in forming its approach to regulating specific AIFMD firms. In 2016, he joined Optima Partners as a Director, where he continued to provide wholesale firms with ongoing regulatory compliance assistance, was involved in a number of bespoke projects for large global asset managers, particularly in relation to the introduction of MiFID II and specific FCA thematic reviews.
In addition to his vast experience, Jason is also Investment Management Certificate ("IMC") and Certificate and Mortgage Advice Planning ("CeMAP") qualified.
Outside of work Jason enjoys cycling and playing football and is an avid fan of Liverpool Football Club.
Job Titles:
- Associate Director
- Consultant
Jennifer is an Associate Director at Cosegic. She has significant experience in advising clients and conducting assurance reviews on a variety of topics including governance frameworks, compliance effectiveness, conflicts of interest, systems and controls, and authorisation applications. She has also supported clients in implementing key regulatory changes, including SMCR and Consumer Duty.
Jennifer has been a consultant for three years, having previously worked for the Financial Conduct Authority in the Approved Persons Interview Team assessing individuals who applied to take on senior roles at regulated firms, including interviewing those individuals. She also worked in the New Banks and Insurance Authorisation Team, where she assessed and authorised new regulated firms.
Jennifer started her financial services career with a retail bank, where she worked in a variety of first and second line roles including providing compliance support to the bank's branch network, assessing loan and mortgage applications for personal and business customers and managing the bank's complaints function. She also acted as the bank's liaison officer with the Financial Ombudsman Service.
Jo joined Cosegic in May 2023 and brings 24 years of HR experience in senior HR roles across retail, technology and Cyber Security service sectors. She has, during her career, supported the significant upscale of an SME business in the UK into international markets through acquisitions and organic growth, ensuring people continue to be at the heart of the agenda. Jo holds a BSc (hons) in Psychology and is accredited by the CIPD.
In her previous roles as Head of HR, Jo has helped organisations achieve The Sunday Times 'Outstanding Employer' status as well as winning awards for HR Excellence, Success Through People and ISO accreditations.
Jo's team are responsible for driving our Cosegic people strategy to support our company objectives, along with our management team, to ensure Cosegic is a rewarding, inclusive and exciting place to work and thrive.
Outside of work, she is a proud mum and has a passion for art; enjoying painting classes and visiting galleries for her inspiration.
Job Titles:
- Senior Advisor, Payment Services
John is one of the UK's foremost compliance experts in payment services, and he is Senior Advisor in our Payment Services Practice.
Job Titles:
- Director, Prudential Services
Jonathan is a Director of our Prudential team, where he specialises in helping our clients to assess their regulatory capital and liquidity requirements; to implement IFPR including developing ICARAs and wind down plans; and to assist with their regulatory reporting obligations.
He joined Cosegic in 2021, having spent almost 14 years with the top 20 accountancy and consultancy firm, Buzzacott. He joined Buzzacott as an audit graduate, working his way to become an Associate Director in their FCA advisory and reporting team. Jonathan has extensive experience advising FCA regulated businesses that include hedge-fund managers, broker-dealers, private equity, asset management and investment advisory firms. Before working with Buzzacott Jonathan spent time in accounting and finance roles at Deloitte and Basildon Town Council.
As well as being an experienced compliance professional, Jonathan is also a qualified ACA chartered accountant and a fellow of the Institute of Chartered Accountants in England and Wales (ICAEW).
Outside of the office, Jonathan enjoys playing cricket and football. He also likes to travel and listen to music, playing the piano to a Grade 7 standard.
Job Titles:
- Head of Marketing and Communications
- Head of Marketing and Communications at Cosegic and Team
Louise is the Head of Marketing and Communications at Cosegic and team leader within the marketing department. She brings over 11 years' experience working in the financial regulatory compliance industry with particular knowledge of marketing within the Capital Markets sector.
Previously Louise worked at Cordium (now ACA Compliance) where she was Global Marketing and Communications Director and successfully helped to position the firm as the leading compliance consultancy in the Wholesale Industry.
Job Titles:
- Director, Capital Markets
- in 2022 As Director of Capital Markets
Martin joined Cosegic in 2022 as Director of Capital Markets. He advises a wide range of financial institutions, including leading hedge fund and private markets managers, brokers and corporate finance firms. Prior to that, Martin Lovick was a Director within ACA Group's Regulatory Consulting Practice.
Martin combines a decade of working at a top rank consultancy with over 30 years' experience in front-office trading and investment management roles. In his career in compliance consultancy, he has been the lead relationship manager in both retained and project client engagements, as well as being seconded to several in-house compliance roles. Martin also played a leading role in developing responses to successive pieces of EU and UK legislation, notably AIFMD, the Market Abuse Regulation, MiFID II, SM&CR and IFPR. Martin's clients value his advice for its practical good sense as well as it being firmly grounded in the obligations of the FCA Handbook and relevant legislation.
Martin regularly writes articles on key regulatory developments and issues in publications such as the AIMA journal, FT Advisor, Reuters, Global Risk Regulator, and Compliance Practice Insight. Recent topics have included the Edinburgh Reforms, financial sanctions, financial promotion reforms, and IFPR remuneration and public disclosure requirements. He took a keen interest in the impact of Brexit and is now closely following the implications of regulatory divergence between the EU and UK.
Martin gained an MA in Modern History from the University of Oxford and an MBA from Manchester Business School. He holds the CISI Diploma in Investment Compliance and the CFA Investment Management Certificate.
Job Titles:
- Director of Wealth Management
Maurice is the Director of Wealth Management within our Capital Markets Team. He specialised in providing regulatory advice to wealth managers and banks and has over 25 years' experience in financial services. Over the years Maurice has focused on number of regulatory change propositions, including MiFID II and SM&CR. He has also led a number of conduct of business reviews (several were supporting FCA enforcement action under a s166). This has provided him with a detailed understanding of the FCA approach and how to effectively manage regulatory interactions.
The work he performs encompasses the complete regulatory life cycle (product design through to sale and beyond), the design and implementation of conduct risk and compliance frameworks and the performance of risk assessments. Given the current M&A activity in this sector, Maurice also leads all of the regulatory due diligence reviews that Cosegic delivers, pulling together expertise from his Prudential and Financial Crime colleagues to deliver comprehensive feedback reports.
Before joining Cosegic, Maurice worked for Bovill (regulatory consultants) for five years. During his time with Bovill, Maurice led the Wealth Management team, providing advice to firms across a broad range of services including Conduct Risk, Mortgages and leading the implementation of the Senior Manager and Certification Regime (SMCR). Maurice also spent seven years working for Ernst & Young LLP where he held the position of Senior Manager within the Wealth Management and Retail Banking team.
In addition to his vast experience, Maurice is also qualified as a Prince II Project Management practitioner and attained a Lean Six Sigma Green Belt.
When he isn't supporting clients, Maurice enjoys keeping fit and can often be seen running the streets of North London or walking in the wilds of northern England.
Job Titles:
- Senior Managing Director, Funds
Nancy has worked in compliance for nearly twenty years, including over 14 years working for several compliance consultancies dealing with over 300 FCA regulated Firms. These include Hedge Funds, Asset Managers, Fund of Funds, Broker Dealers, Private Equity and Property Fund Managers. She has also worked at a variety of Asset Managers and Banks including HSBC, Russell Investments and National Bank of Dubai where she held the Compliance Officer and Money Laundering Reporting Officer positions.
Philip has over 35 years of financial services experience, 31 of which have been in UK Compliance. He has extensive knowledge of both retail and wholesale compliance responsibilities and obligations, the last 10 of which have been predominately focused on the wholesale sector.
Before joining Cosegic, Philip spent 10 years working with ACA Compliance based in London. He was jointly responsible for a team of over 50 compliance professionals and a turnover of £11m. He joined the ACA group as part of its acquisition of Cordium in September 2018. At that time he was a Managing Director responsible for Cordium's UK Compliance practice.
His first role in compliance was in 1995 when he worked as an Enforcement Officer for the Life Assurance and Unit Trust Regulatory Organisation, known as ‘LAUTRO'. He then spent subsequent years in compliance roles for The Hartford, that served the UK IFA market, with Compliance First (now part of SimplyBiz) and with National Australia Group.
He has extensive hands on technical knowledge experience with IFAs, banks, hedge funds, private equity/venture capital firms, corporate finance firms, and other more niche regulated and unregulated entities.
Job Titles:
- Associate Director
- Associate Director, Prudential Services
Stefan is an Associate Director within our Prudential Services team. He specialises in providing technical support to our clients in respect to capital and liquidity requirements, assisting clients with their with financial and non-financial risk management, supporting firms with ICAAP, ICARA and Wind-down planning and providing ongoing support to firms requiring assistance with their prudential obligations.
Stefan joined Cosegic in 2022, following a period of rapid growth in the company and our Prudential team. Before joining Cosegic, Stefan spent just over seven years with PwC as an Auditor and latterly, Senior Manager in the Investment Management Regulatory Team. In addition to his experience, Stefan is also a qualified ACA chartered accountant and fellow of the Institute of Chartered Accountants in England and Wales (ICAEW). He also has an MA in Archaeology and Anthropology from the University of Cambridge.
In his spare time, Stefan enjoys kickboxing as a second-degree blackbelt and candle making.
Stephen is an experienced compliance professional with many years' experience working in the financial services industry. He started his career at the Financial Ombudsman Services ("FOS") in 2013 where he was responsible for adjudicating on complaints about financial services firms. In 2016, he joined the Financial Conduct Authority ("FCA") where he worked in the regulator's Authorisation Team. Between 2018 - 2020, he worked for March Compliance LLP, a boutique compliance consultancy, assisting with FCA authorisation and providing ongoing compliance support to a variety of wholesale financial services firms. Stephen has successfully completed the Chartered Institute for Securities & Investment ("CISI") Level 6 Diploma in Investment Compliance and holds a Law degree from the University of Reading.