PAL INSURANCE - Key Persons


Abi Jegede

Job Titles:
  • Associate, Underwriting

Charles Pal

Job Titles:
  • Finance
  • Senior Associate

Edeva Smith

Job Titles:
  • Manager, Administrative Services

Esther Blagdon

Job Titles:
  • Senior Associate, Client Services

Jeff Shaddick

Job Titles:
  • Director Emeritus, Actuarial Services
  • Engineer of in - House Actuarial Services
Jeff is the inception engineer of in-house actuarial services at Pal Insurance and one of Canada's most highly regarded life actuaries. He brings over 40 years of statistical expertise to the design, development, pricing, and application of insurance products. Jeff continues to exercise his duty of care in actuarial oversight for continuity and succession strategies.

Joe Pal

Joe is a respected professional, accomplished advisor, and the founder of Pal Insurance.

Laureen George

Job Titles:
  • Director, Client Services

Patrick Kavanagh

Job Titles:
  • Director, Actuarial Services
Patrick brings his actuarial prowess to estate planning with more than 15 years of experience in individual and group life and health insurance: designing products, determining pricing, and performing analysis. While working in the actuarial consulting industry, he captured the interest of Pal Insurance. Shortly after joining the firm, Patrick became a director and member of the leadership team. His intelligence, agility with complex calculations, and superior insights help to deliver tangible outcomes for Canadian families.

Paul Kociuba

Job Titles:
  • Vice President, Finance

Tina Bettencourt

Job Titles:
  • Director, Underwriting