MASECO - Key Persons
Alex joined MASECO in 2016, having previously worked as a Portfolio Specialist at Rothschild Private Wealth. Having achieved his Level 6 Private Investment Advice and Management (PCIAM) qualification, Alex's job as a Wealth Manager revolves around helping his clients understand their wealth in a US/UK tax efficient manner.
IN HIS SPARE TIME:
Alex is a DIY enthusiast, albeit with room for improvement! He is currently renovating his property in Kent after welcoming his first child.
Job Titles:
- Partner
- Partner / Head of Advanced Planning
Andrea began her career in 2005 with a well-known Washington DC based international tax and global wealth management firm. There she provided advisory services to US expatriates abroad and foreign nationals living in the US. Over the years, Andrea has gained considerable experience advising high net worth individuals with multi-jurisdictional financial interests to design and implement strategies for tax-efficient and risk-managed asset growth. Andrea regularly writes articles in various expat magazines and is periodically asked for press comment on US expat financial planning topics. Additionally, she has written numerous whitepapers regarding fundamental financial planning and investment strategies for US connected individuals and has previously been a speaker at both The World Bank and IMF.
Andrea moved to London in 2013 and joined MASECO in 2014. At MASECO, Andrea is focused on enhancing the delivery of high-quality wealth planning advice to MASECO's Private Wealth Clients and helping all client facing staff stay trained on up to date regulatory and legislative issues facing US families living in the UK. She enjoys helping clients feel more in control of their personal finances and helping them to actualise a financial strategy that addresses their personal values, goals and vision.
In 2018, Andrea was recognised by Professional Advisers in the inaugural Women in Financial Advice Awards, winning the category 'Woman of the Year - In-house Adviser Support'. In 2020, Andrea was featured as a ‘Distinguished Individual' in The Spear's 500 publication which is a guide to the top private client advisers, wealth managers, lawyers and service providers for HNW individuals.
IN HER SPARE TIME...
On a sunny day, you will likely find Andrea in and around one of London's many parks. Andrea enjoys all outdoor activities, especially hiking and skiing, and loves a good countryside walk. A little-known fact about Andrea is that she was a competitive figure skater for eight years whilst growing up in New York. Andrea is an avid American football fan and since moving to London has developed a love for Rugby.
Job Titles:
- Chief Technology Officer
- Partner
Andrew began his career in IT at the law firm Freshfields Bruckhaus Deringer in 1994 and later became Chief Digital Officer and IT Director for wealth management firm Bordier UK, part of the Bordier private Swiss banking group. He joined MASECO at the beginning of 2018 as Chief Technology Officer and is responsible for devising and implementing the firm's digital business strategy. He believes that technology can be used to deliver a richer, more tailored client experience.
Job Titles:
- Director of MASECO Asia Limited
- Senior Wealth Manager
Originally from Flint, Michigan, Ashley been with MASECO Private Wealth since 2010. She brings a strong financial planning background to her work with her clients. She takes them through a tailored, ongoing wealth planning process which involves restructuring their wealth in tax-efficient and optimal manner in order to help clients make sensible and sound financial decisions. Additionally, Ashley holds her US insurance license and has strong knowledge of cross-border protection planning.
Since 2016, Ashley has been a Director of MASECO Asia Limited, a separate regulated entity based in Hong Kong. She currently travels between Hong Kong, the UK and the US to see clients in all three jurisdictions.
IN HER SPARE TIME...
Like most working moms, Ashley is always seeking to find the proverbial work-life balance. She enjoys playing games with her family, cooking, working in her garden, and reading. She is a health/fitness enthusiast and enjoys hiking all over Hong Kong. Ashley was a pitcher on her university softball team and is an avid Michigan Wolverines fan. She also has a passion for travel and tries to visit at least four new places every year.
Barry is a keen problem-solver who always strives to ensure that his US, UK and non-domicile clients have integrated and tax efficient plans in place for their investments, wealth planning and retirement plans. He is an experienced adviser with over 15 years' practise as a fee-only investment and wealth manager. He is particularly passionate about index and asset class investing having done his dissertation for his MBA comparing active and passive investment management. He enjoys sharing this knowledge with clients when explaining how MASECO manages money for their clients. Having worked in investment teams at accountancy practices in the past, Barry gained a substantial awareness of the tax issues that face US and non-domicile clients in the UK. Barry joined MASECO as a Wealth Manager, sharing the same evidence-based investment beliefs as the company.
IN HIS SPARE TIME...
Barry enjoys spending his free time with his wife, two children and being active. He is a keen supporter of Munster rugby and Kerry Gaelic Football. He likes to play Gaelic football and staying active.
Job Titles:
- Head of MASECO Institutional
Cormac joined MASECO in 2011 and is Head of MASECO Institutional, our discretionary fund management arm, which partners with financial advisers, private banks and wealth managers to provide tax efficient and compliant solutions for their US clients. He derives great satisfaction from clients and their advisers receiving a fantastic level of service.
Prior to joining MASECO, Cormac was Head of Private Clients at currency manager The ECU Group plc and served on the board as a director following ECU's MBO from ED&F Man. Over a ten year period he created and led a team that won over £1 billion in currency management mandates, leading to ECU being awarded 19th place in the 2007 Sunday Times Fast Track 100 awards, 40th in the 2009 Profit Track awards and inclusion in the prestigious Real Business LDC Hot 100 in 2008 and 2009.
IN HIS SPARE TIME...
Cormac loves living in North London with his wife and two sons and enjoys watching and playing sport and has a keen interest in the arts. Whether it is running, playing tennis, going to the gym or skiing he likes to keep active and is a season ticket holder at Chelsea. Cormac enjoys regular trips to the theatre and to art galleries and getting the chance to travel whenever he can although this has changed a little since the arrival of his five-year-old and two-year-old boys!
Damian Barry - Chief Investment Officer
Damian grew up in County Cork, Ireland and attended University College Cork. A gift at an early age of shares in a US Utility company spawned a passion for investment. He moved to London and began his career in Asset Management in 1996.
His first role was at Russell Investments in London, where he joined the nascent investment management business helping to build investment solutions for pension clients and private banks in the UK, Europe and Africa.
In 2005 he was asked to move with his family to the headquarters of Russell in Tacoma Washington. During his time there he researched and ran Alternative Funds for clients based in Japan, US and Middle East. In 2008 Damian returned to London to work with Columbia Threadneedle. He oversaw a range of multi-asset funds which was ultimately acquired by Seven IM in 2014. He joined Seven IM as part of the acquisition to help manage their multi-asset solutions.
In 2019 he joined Mediolanum as Head of Multi-Asset and Fixed Income. During his time there he had responsibility for some of the largest investment funds in Europe.
Over course of over 25 years, Damian gained exposure to a vast array of active and passive investment solutions. A particular interest in systematic strategies and an excitement at the investment proposition and platform at Maseco, resulted in his appointment as Chief Investment Officer in 2022. At Maseco Damian leads the development of the Investment Team, bringing together both internal and external expertise in order to enhance portfolio construction. Damian sits on Maseco's Strategic Committee with a goal to service the needs of US and Global clients.
IN HIS SPARE TIME...
Damian really enjoys family life with his wife and two children in South West London. In his spare time, he follows Munster and Irish Rugby. He also enjoys skiing, tennis, travelling and aspires one day to be a good golfer.
Edward joined the firm in 2014 and holds the Chartered Wealth Manager designation. Since joining Edward has risen through the ranks and has become an integral part of the Wealth Management team.
His main area of focus is to provide holistic wealth and investment advice to US connected private client families and trusts, with an emphasis placed on delivering an integrated investment management and wealth planning solution.
Edward also holds the Investment Management Certificate and Private Client Investment Advice & Management qualifications. He previously held a variety of positions with Heartwood Wealth Management, Seven Investments and Raymond James.
IN HIS SPARE TIME...
Edward is very much a family man outside of work and relishes spending his time with his wife and young family at their house in Kent. A keen golfer, Edward appreciates playing for his local club and taking on any sporting challenge. Edward also enjoys exploring his culinary skill and getting the chance to travel to new places when he can.
Emma joined MASECO in 2017 and has had the opportunity to work on many complex cases for international clients building robust wealth planning frameworks. Through Emma's background in physics, she sees the benefit to extensive academic research and how this has been applied to the MASECO Investment Philosophy, based upon notable economic studies into the source of returns.
Emma studied Natural Sciences with a major in Physics at Bath University. Whilst at University, she spent a year in the financial services sector at UBS Asset Management in the client relationship team. This peaked Emma's interest in finance and she went on to write her dissertation on how physics principles could be used to model financial markets. Since joining MASECO in 2017 Emma has developed her knowledge and experience and has progressed to Wealth Manager working with a number of dual-connected families. Emma has completed the Private Client Investment Advice and Management qualification where she received the highest mark nationally in her class. Emma also helps to build out initiatives for women in wealth within MASECO and to broaden MASECO's offering in this space.
In her spare time...
Emma enjoys keeping active and her sport of choice is running, often taking part in half marathons up and down the country. Emma also enjoys all things creative including making jewellery and throwing pottery in her spare time. She also thoroughly enjoys exploring the greenery of London with her cocker spaniel, Herbie.
Job Titles:
- Head of Legal and Complianc
- Head of Legal and Compliance
Fiona read Archaeology and Anthropology at Durham University, graduating with a 2:1 (BA Jt. Hons) in 1983. She has worked in the financial sector since 1984, working for a number of investment houses. At GT Management PLC she specialised in establishing offshore funds and gained experience working in various overseas jurisdictions. Fiona then moved to Mercury Asset Management Limited (which later became Merrill Lynch Investment Managers Limited) where she initially provided legal and compliance support to the offshore funds business and then expanded her role to include, amongst other things, providing legal support for MLIM's institutional and private client businesses both in the UK and overseas. She assisted in the formation of MLIM's transition management team and subsequently became the Divisional Compliance Officer for MLIM's Alternative Investments Group. During her time at MLIM, she assisted in the establishment of Equitas, the vehicle created in 1996 to reinsure and run-off the 1992 and prior years' non-life liabilities of Names, or Underwriters, at Lloyd's of London.
In 2007, she moved to Close Asset Management Limited where she was Director of Compliance for Private Clients, Funds and Institutional Business with both FCA and SEC regulated firms. The activities included the establishment, management, operation and distribution of collective investment schemes (offshore and onshore) and other products and services, including property (UK and European), funds of property funds, tax mitigation products and fund of hedge funds. On leaving Close, she moved to Broadstone Pensions & Investments Limited, a firm which, amongst other things, provided wealth management and planning services to private clients primarily based in the UK. Whilst at BPIL, she undertook 3 corporate restructurings, 3 corporate acquisitions and the sale of the wealth management business. She also was appointed Company Secretary for all the companies in the Broadstone Group.
In 2016, Fiona set up her own compliance consultancy business which provides regulatory advice to various FCA and SEC regulated firms based in the UK, including MASECO since December 2017.
IN HER SPARE TIME...
Fiona is a keen gardener and supporter of the arts. She is a patron of the Royal Shakespeare Company and enjoys ballet and opera.
George joined MASECO in 2014 and is a Wealth Manager, holding the UK's highest Financial planning certification - a CFP™ Professional. Prior to joining MASECO, George worked at an independent London-based financial advisory firm.
George is passionate about helping clients meet their financial goals and objectives, whilst paying close consideration to the intricacies associated with being a global citizen. He is a Chartered Fellow of the Chartered Institute of Securities and Investment (CISI) and is particularly interested in using sustainable investment solutions for clients where suitable. George is a keen relationship builder and believes that nurturing client relations is fundamental for a successful professional rapport. His love of nature transpires into a natural interest in sustainable investing and was attracted to MASECO because of the company's B-Corp status, culture and ethics. A strong believer in Harry Markowitz's Modern Portfolio Theory, George advocates the belief that investment diversification is essential in diminishing the risks associated with investing.
IN HIS SPARE TIME:
George spent his younger years in the Kent countryside before moving to South West London. He is a keen cricketer and plays regularly for his childhood cricket team in Sevenoaks during the summer months. In winter, he enjoys playing Sunday league football in and around London.
As a senior investment professional with 30 years of financial markets experience, George works with high net worth families on their cross-border financial needs. He has experience advising a broad range of investors from around the world on investment strategy and portfolio construction, across all major asset classes and multiple currency regimes. He joined MASECO in 2015, with a focus on investors with UK/US jurisdiction exposure, reflecting his own status as an American in the UK.
Passionate about the critical importance of the intersection of wealth planning and investment management, George often advises people going through significant 'wealth events' such as selling a business, divorce, or retirement, as well as step-function career milestones such as achieving partner status. For George, providing wealth advice requires a comprehensive approach, incorporating clients' quantitative goals and needs, ensuring thoughtful decisions can be made involving key trade-offs. Beyond balancing risk and return, this includes weighing short-term vs long-term objectives and consideration of the broad impact of investment decisions in relation to a client's finances, the social and environmental world they care about, as well as family and philanthropic goals.
IN HIS SPARE TIME...
Having moved to the UK in 2007, George insists on not being London-centric and enjoys actively exploring the rest of the country. Although his early wine collection didn't survive the relocation to the UK, he remains an avid explorer of vineyards around the world. More gentleman driver than true petrol head, George enjoys driving cars on tracks more than someone who doesn't own a car probably should. A keen golfer, he plays just well enough to not embarrass himself or his host/guest on the course but is unlikely to ever find the time to get as good as he is in his own imagination. Although he feels quite at home in the UK, George does enjoy maintaining his connections to the US through political and social groups for Americans in London, including the alumni network of his alma mater Brown University.
Henry joined MASECO in 2012, a few short years after the firm was started. Henry helps a broad spectrum of clients navigate the US and UK financial landscapes. He particularly enjoys solving detailed and complex issues for his clients whether they involve trusts, inter-generational wealth transfers or multi-jurisdictional complexity. He believes strongly that communication, trust and understanding is key to a rewarding long-term relationship and that every member of the MASECO team is vital to nurturing and enhancing the client experience. Sustainable investing is an important theme for Henry and he believes it is possible to match one's assets with one's values, a view he has developed in articles for Investment Week, International Adviser and Philanthropy Impact.
IN HIS SPARE TIME...
Henry loves the countryside and lives in Oxfordshire with his wife, three children, two dogs and sheep. Henry is a keen field sportsman, a rugby fan and likes to ski in the winter. When the weather is poor he can usually be found watching sports or doing the cryptic crossword.
James joined Baring Asset Management as a Trainee Accountant in 1990, becoming Group Financial Controller in 1996 with responsibility for the reporting from the Global offices of the Group. In 2002 he joined New Star Asset Management as Group Accountant, before moving to Pershing (a subsidiary of Bank of New York Mellon (BNY M)) in 2005 as UK Controller. Following an internal re-organisation in 2006, James was promoted to European Chief Financial Officer and a member of the Board and Executive Committee of the UK and Irish entities with responsibility for all financial, treasury, and regulatory reporting of the Pershing European Group. The Credit crisis of 2008/09 provided significant interaction and exposure with the rest of the BNY M Group and the Regulators (FCA, SEC, Central Bank of Ireland, and the US Federal Reserve). In 2011 he was approached to join London & Capital as Chief Financial Officer to assist with the restructuring and re-organisation of the Business in preparation for the future growth of the Wealth Management business. James left London & Capital in 2018 and then joined Sandaire, a Multi-Family Office, as Chief Financial Officer in January 2020, as part of their Management team restructuring. Following the sale of Sandaire to Schroders in December 2020, he joined MASECO Private Wealth in 2021 as Head of Finance and a member of the Management Committee, which has responsibility for the strategic direction of the firm.
In His Spare Time:
James loves spending time with his family and two dogs and enjoys outdoor activities, particularly golf, cricket, skiing, and running, completing several marathons. He enjoys travel and is a keen rugby supporter, which led him to travel to South Africa, Australia & New Zealand to follow the British and Irish Lions in 2009, 2013 & 2017.
Job Titles:
- Co - Founder
- Managing Partner
Josh Matthews, Co-Founder and Managing Partner, recently had the opportunity to meet with legendary investor and New York Times bestselling author Howard Marks, who was in London for an Oaktree investor conference. Howard is the Co-Founder and Chairman of Oaktree Capital Management and is a renowned value investor who has been managing portfolios and imparting investment thoughts through his insightful memos for more than 30 years. Within this article, he shares some of Howard's thoughts on various topics relevant to investors today.
Attracted by MASECO's factor-based Investment Philosophy and financial planning expertise, Kyle joined MASECO in 2015 and worked directly with MASECO's Head of Advanced Planning, Andrea Solana, to design and implement tax-efficient investment strategies for individuals and families with multi-jurisdictional ties. Since joining MASECO, Kyle has progressed quickly through MASECO's ranks to become a key member of our Wealth Management team.
As a Wealth Manager, Kyle's main focus is to provide holistic investment management and financial planning advice to US-connected individuals and families. To nurture successful and long-term relationships, Kyle enjoys taking prospective clients through MASECO's Consultative Process to understand their current position, identify their goals, and design tax-efficient, low cost, and effective solutions to meet their needs. With existing clients, Kyle places an emphasis on conducting portfolio reviews throughout the economic cycle to ensure his clients make rational and well-informed decisions.
IN HIS SPARE TIME:
Kyle thrives on staying active and is a strong advocate of incorporating exercise into his daily routine. In the summer months, he enjoys travelling to slowly tick off his bucket list as well as visiting his family in Spain.
Mark graduated with a Bachelor of Science in Accounting, Economics and Finance from Oakland University. He then obtained his Master's in Finance from Walsh College. Mark has held his Series 7, 63, 65 and Life, Accident and Health licenses in the US. He obtained his Certified Investment Management Analyst designation in the US in 2009 and completed his Diploma in Regulated Financial Planning in the UK in 2012, as well as obtaining his Wealth Management license in Hong Kong in 2016.
Mark joined MASECO in 2010 before relocating to Hong Kong in 2016 where he set up MASECO Asia Limited, a separate regulated entity. Mark is now the Director of MASECO Asia Limited located in Hong Kong. This office serves as the Asian hub. His role is very client focused, meeting with all his prospective clients, learning about their goals and helping them to understand the MASECO investment philosophy. He brings a strong technical acumen to the business as well as extensive experience in various aspects of finance and management. He has spoken internationally on various investing and finance-related topics, including engagements throughout the US, as well as London, Hong Kong, Philppines, Singapore, and Dubai.
IN HIS SPARE TIME:
Mark served in the US Marine Corps and is still very committed to the military community. He was formerly the Commandant of the Marine Corps League in London which involved working with the US Marines in the UK.
Earlier in his career Mark worked in his family's wine business. He continues to have a passion for great wine and fine dining. He also collects first edition books, including his favourite in the collection, Hemingway's For Whom the Bell Tolls. Furthermore, Mark is the proud father of Baxter Beans Sir Nigel Pawington Scher, the family's beloved Basset hound.
Job Titles:
- Chief Operating Officer
- Partner
Having graduated from the University of Edinburgh in Business in 1999, Nick joined Pereire Tod Limited, a European equity brokerage business, based in London. He started his career as a UK equity salesman before moving into business management. He became Chief Operating Officer of Mirabaud's UK businesses in 2005; Mirabaud is a 200-year-old private Swiss bank which bought Pereire Tod Limited in 1990. His responsibilities as COO included operational oversight of Mirabaud's UK private wealth management business, their asset management business and global responsibility for the group's brokerage and corporate finance division. This included the successful development of Mirabaud Asset Management in the UK and the international growth of Mirabaud Securities, including its expansion into corporate finance and capital markets. In 2015 Nick became CEO of Mirabaud Securities where he guided a sizeable restructuring and rationalising of the business division including a change of overall corporate governance structure.
He joined MASECO in 2017 as Associate Partner and COO. His responsibilities include oversight of MASECO's support functions as well as sitting on the management committee that is responsible for the strategic direction of the firm.
IN HIS SPARE TIME...
Nick enjoys spending time with his family, where possible spent outdoors. He enjoys sport, especially spearfishing, freediving, running and mountain pursuits. He is a keen rugby supporter, likes to read and loves to travel. He is also a board trustee of La Fondation Miracles, a charity funding and managing a prosthetics clinic in Bosnia.
Job Titles:
- a Wealth Executive
- Wealth Manager
Ollie is one of our Wealth Managers and enjoys working closely with clients to help them achieve their financial goals. He has a sound understanding of the Efficient Market Hypothesis and strongly believes in MASECO's diversified, factor-based approach to investing. He is conscious of the tax implications of holding assets and building financial plans across multiple jurisdictions, particularly when it comes to US-connected individuals and families. Ollie's professional aims are to pursue excellence in the field while continuing to make clients lives easier, and to continue to contribute to articles on relevant topics in the US-UK space.
After graduating from the University of St Andrews Ollie joined Ernst & Young (now EY) in London as an Associate Consultant for global Financial Services firms. Ollie spent time in the Banking and Wealth Management divisions and he was selected to take part in a six-month secondment into the EY Government team; tasked with assisting global firms and the UK Government to develop financial services strategies following the Brexit referendum result in 2016. He also dedicated time to developing EY's FinTech and Blockchain proposition, volunteered for the EY Foundation charity and was put forward as a participant at the EY Leadership Academy.
Ollie joined MASECO as a Wealth Executive with the belief that his problem-solving skills and passion for working directly with clients would translate well into providing specialist Wealth Management advice. He trained under Josh Matthews and later Tor Flonaes while sitting his professional exams and became qualified in 2018 after passing the Private Client Investment Advice and Management qualification (PCIAM).
IN HIS SPARE TIME...
Ollie's main passion is ice hockey having played competitively from a young age. He moved from Edinburgh to Toronto after high school to play in the GTHL, played for the University of St Andrews and later represented Team Great Britain at the Winter Universiade. He also enjoys playing golf and returns to St Andrews to play a few times each year. His weekends are typically spent playing or watching sport, settling into a good film or going to see live music around London.
Rebecca began her career as a Recruitment Consultant at Witan Jardine, recruiting candidates into Asset Management companies. Having taken on a role to recruit inhouse, her career transitioned into becoming a HR Generalist whilst also studying part time for a Master's degree in Human Resource Management. Rebecca has worked in Human Resources across Europe and Asia, in Private Equity, Institutional Banking, and in Asset Management prior to joining MASECO in 2020. As Head of HR at MASECO, Rebecca is responsible for setting and delivering the people strategy for the firm.
In Her Spare Time...
Rebecca is an avid skier and scuba diver and enjoys time on the water as well. When not travelling abroad, she enjoys running, cycling and making the most of what London has to offer.
Rory joined MASECO in its infancy at the start of 2009, the 3rd advisor on the team following co-founders Josh and James. He was drawn to MASECO's early niche of helping US expats in the UK manage the myriad complexities of investing tax efficiently on both sides of the Atlantic, the result of the initial non-dom legislation coming through in April 2008. This was a new and challenging time for UK residents in America, and Rory very much enjoyed developing compelling investment solutions for clients who were unsure where to turn, seemingly stuck between a rock and a hard place. Since then Rory has developed a diverse group of loyal clients, the majority of whom he has been working with for several years, helping to navigate through a wide range of financial complexities, looking to reassure and educate in equal measure. Rory's financial "bedside manner" has tilted his client base towards individuals who have accumulated or inherited significant wealth but lack the time or the temerity to manage it as successfully as possible, and consequently look to the guidance that Rory brings. He is a passionate advocate on the financial planning side, having at first hand seen the destruction of family fortunes through poor decision making and ineffective financial planning.
IN HIS SPARE TIME...
On the rare occasions Rory escapes domestic bliss (three young kids make for a busy home life), he can either be found hiking up a mountain with a pair of skis strapped to his back, or out on the water clinging to a kite and trying not to drown. This provides an important check to a life that can be somewhat dominated by gastronomy, both exploring up and coming restaurants, or exercising his own culinary prowess entertaining at home.
Originally from Rhode Island, Stephen moved to the UK in 2011 to pursue the Graduate Diploma in Law at City University London and later, an LLM at University College London (UCL). During his law studies, Stephen developed a particular interest in equity and trusts which segued into a career in private client tax focusing on High-Net Worth Individuals, particularly non-domiciliaries.
During his time as a tax adviser, Stephen worked at BDO and later, Blick Rothenberg where he qualified as a Chartered Tax Adviser. During his time as a tax adviser, Stephen worked to advise a portfolio of clients on the structuring of offshore trusts, remittance planning strategies and complex investments. He also worked closely with counsel in the Upper Tribunal case of Ardmore v HMRC pertaining to the situs of debt.
In 2019, Stephen changed careers to join MASECO as a Senior Wealth Executive where he trained under Andrea Solana whilst sitting his professional exams to become a qualified wealth manager. Attracted to MASECO because of their position as market leaders in US/UK wealth management, Stephen enjoys the ability to become a client's trusted adviser, helping to navigate the intricacies of investing tax-efficiently as an American living abroad of which he is too well aware!
IN HIS SPARE TIME:
Stephen enjoys spending time with his wife and young son in South West London. When he has time, he plays cricket (badly), attends Harlequins rugby games and enjoys learning more about wines and their growers.