ETIVE CONSULTING - Key Persons

Job Titles:

• Senior Consultant

Dipina has a Bachelor of Commerce degree (Financial Accounting and Auditing) from Mumbai University. She holds a Certificate in Compliance from the CCL Academy (DIFC) and a Diploma in Human Resources Development.

Job Titles:

• Certified Anti Money Laundering Specialist
• Compliance Consultant

Flicia is a Certified Anti Money Laundering specialist ("CAMS") with over 8 years of experience specializing in Regulatory and Financial Crime Compliance overseeing the requirements of the Financial Conduct Authority, Central Bank of UAE and ADGM Financial Services Regulatory Authority. She has worked for global banks including HSBC, Barclays and a Sharia Compliant CBUAE regulated financial institution, Aafaq Islamic Finance. Prior to joining Etive, Flicia assisted in ADGM and Central Bank of Bahrain licensing applications on Cryptocurrency Brokerage Models for a Blockchain Technology and Digital Asset Trading institution. Flicia has a Bachelor's degree in Computer Application from Women's Christian College, India and an MBA from Pondicherry University, India. She is a Member of the Chartered Institute for Securities & Investment (CISI) and has obtained the CISI DIFC Rules and Regulation Certificate.

Job Titles:

• Associate

Gigi is a corporate integrity expert who has throughout her career worked with global companies in Europe and the Middle East. Her diverse experience coupled with her 6 Sigma project management skills enabled her to deliver impressive results for top tier companies including BP, Diageo and Fujitsu. She is an active member of ECOA, SCCE, Anti-Fraud Experts, Compliance UK, Corporate Governance, FCPA, Risk Regulations and Reporting societies. Gigi is fluent in English, Arabic and French, and good in conversational Spanish. "Gigi is very competent, she is bright, has high integrity, is hard working and can get the best out of any team. Gigi conducted a compliance risk review of an intricate diverse global business unit in Diageo. Her review uncovered the compliance risks the business is facing in its complex structure, operating model, functional support, business activities, processes, policies and culture. Gigi proposed key recommendations which were considered at an executive level and were successfully adopted."

Job Titles:

• President, Asia Pacific / DIAGEO PLC

Job Titles:

• Compliance Consultant

Josephine has 14 years of experience in the financial services industry and has held senior roles in operations and compliance for almost 8 years in the UAE. She is currently the registered Compliance Officer and Money Laundering Reporting Officer with the FSRA for ADGM Authorised Persons. Prior to joining Etive, she was the Operations Manager for a forex trading firm with oversight of its operations and compliance functions. She was also a senior Governance, Risk and Compliance Associate for a DIFC compliance consultancy firm where she carried out various Compliance, MLRO and Company Secretarial functions for several DIFC firms. She also led the Corporate Services team in handling company incorporations and providing company secretarial services in both the DIFC and ADGM. Josephine has a Bachelor's degree from the University of the Philippines. She holds a Certificate in Compliance from the International Compliance Association and is currently pursuing the Chartered Institute for Securities & Investment, DIFC Rules and Regulations qualification.

Job Titles:

• Founder
• Founding Director

Katrina has been in the financial services industry since 1995 and has gained a wealth of experience in the regulation and development of financial markets. Prior to founding Etive Consulting, she held the roles of outsourced Compliance Officer ("CO") and Money Laundering Reporting Officer ("MLRO") for a variety of Dubai Financial Services Authority ("DFSA") regulated firms, including asset managers, investment banks and advisory firms. She has successfully mentored a number of CO and MLROs and provided advice and assistance to a range of financial services firms on regulatory issues including, compliance remediation, anti-money laundering and conduct matters. She also worked for the DFSA where she assisted with the review of the Dubai International Financial Exchange (now Nasdaq Dubai) application to become an Authorised Market Institution and went on to advise on and apply the DFSA rulebooks. She spent over five years at the London Stock Exchange ("LSE") where she worked in a variety of key regulatory areas including; the UK Listing Authority, which is now part of the UK Financial Conduct Authority, the Investigations Unit, where she investigated potential cases of insider dealing, market manipulation and trading rule breaches as well as the Regulatory Development Unit. She has also held senior business development roles at the LSE and a corporate finance boutique in Paris. She holds a first class honours degree in Business Economics and is a Member of the Chartered Institute for Securities & Investment. She has been in the region since 2004. "Katrina is pleasure to work with. Her understanding of the region, together with her commercial and regulatory experience ensured that Newedge Group Dubai Branch was always in compliance with its regulatory obligations."

Job Titles:

• Director

Lee has worked as a compliance professional for the past 13 years in both the UK and Dubai. In the UK, Lee worked for an FCA regulated, FTSE listed Wealth Manager, providing advice and guidance to the business on a variety of regulatory matters, including MiFID and the Retail Distribution Review. In Dubai, Lee worked as a Compliance Manager within the Private Banking Department of Emirates NBD, giving him exposure to the ESCA and UAE Central Bank regulations. Lee is a DFSA Authorised Individual, holding the role of Compliance Officer and Money Laundering Reporting Officer, and has managed a range of regulatory licence applications. Lee has a Bachelor of Arts Degree in Business Studies from Northumbria University and is a Member of the Chartered Institute for Securities & Investment (CISI). He has obtained the CISI Diploma in Investment Compliance; the CISI DIFC Rules and Regulation Certificate; the CISI Investment, Risk and Taxation Certificate and the CISI Certificate in Investment Administration. "Lee is a respected compliance professional who took a pro-active approach in understanding the needs of the business and clients in order to provide sensible solutions that were in line with the regulatory requirements as well as the spirit of regulation."

Job Titles:

• Associate

Louise has over 17 years of Regulatory experience in the Investment Business Division of the Guernsey Financial Services Commission and prior industry experience in the Fiduciary sector in Guernsey and Gibraltar. In her role as a regulator she has supervised exchanges and led enforcement action against exchanges. She also represented the Guernsey Financial Services Commission locally and internationally by acting as the representative on two IOSCO Committees for the exchange of information and enforcement. She has worked as a Consultant providing technical advice to The International Stock Exchange (Guernsey) ("stock exchange") on multi-jurisdictional regulatory environments and assisted with obtaining SEC recognition for the stock exchange. She is currently the Non-Executive Chair of Standard Chartered Trust Guernsey and provides consultancy services across management, regulatory and governance fields. Louise has a Bachelor of Science degree in Financial Services from the University of Manchester and a LL.B (Hons) Law degree from Anglia University. She is also a Chartered Fellow of the Chartered Institute for Securities & Investment.

Job Titles:

• Head of Sales Trading Equity Derivatives, ETF & Cash

Job Titles:

• Chief Operating Officer, AGTB

Job Titles:

• Senior Consultant
• Registered Compliance Officer

Originally from Australia, Raven has held senior legal and compliance roles in the Middle East for over 12 years. Prior to joining Etive Raven was the Head of Legal and Compliance with Anglo-Gulf Trade Bank which was established from scratch as the first Category 1 Bank in the ADGM. Raven has previously been the Regional Head of Compliance and Financial Crime with Barclays Bank, the Head of Legal and Compliance with Standard Chartered and the Head of Compliance with HSBC in the Middle East. Raven has been the registered Compliance Officer and MLRO with the UAE Central Bank, the Securities and Commodities Authority (SCA), the DFSA, the FSRA and the QFCRA. Raven is a qualified lawyer in Australia and has also experience as a Company Secretary. "Raven is a respected Compliance, Financial Crime and Legal professional. He was an instrumental part of the team to establish AGTB as the first Category 1 Bank in the ADGM. His experience in dealing with the freezone and onshore regulators was a real asset."