FHA

Being directly impacted by changing government regulations, sustainability, and evolving market conditions. National and International. These "Brown" mortgage "MBS" are assembled and sold on the secondary market by Fannie Mae, Freddie mac, HUD etc. With increasing government regulations, these risky older "brown assets" will be less marketable, due to depreciating underperforming collateral risk. We will begin to see this in the open market Probably starting in 2024. Therefore all existing older, conventional buildings/homes will be discounted in the market up to 30%! This will impact mortgage originators, lenders and investors. Got That? It has already occurred outside the laggard US. This is the first shoe to drop with additional future regulations onboarded... The small business administration (SBA) is an independent agency of the Federal government. Designed to facilitate guaranteed financing for small business that require funding. Similar to Fannie Mae and Freddie Mac..